IVF - Starting the Process

mom2lillian

New member
there are some part time jobs you can get with health insurance that does cover IVF I know some women who had part time jobs in addition to their careers for this reason. I do not remember the places but I am sure some internet trolling will uncover this information for you. I would highly advise against a credit card, not only will you end up paying 20,30000 or more by the time all is said and done but you will have the issue of if it didnt work looking at that bill and paying it will kill you (I have read this from many others on my infertility board).

It seems (to me) perhaps you are putting the cart before the horse. Shouldnt you obtain a carrier (harder than it sounds at times), start saving or looking into hwo to pay for it, make sure all health care and doctors you mentioned are in order and then complete the process? Fresh, as mentioned is better so it seems that waiting a bit longer to get everythign in order might be ideal. I do understand the wanting to do it now.

I am curious if your healht is too poor to carry a child if you have made arrangements for who will care for the child once it is born? For me even though I had a rough prenancy, the care of a baby, moreso a toddler is much harder.

I hope it all works out very well for you.
 

mom2lillian

New member
there are some part time jobs you can get with health insurance that does cover IVF I know some women who had part time jobs in addition to their careers for this reason. I do not remember the places but I am sure some internet trolling will uncover this information for you. I would highly advise against a credit card, not only will you end up paying 20,30000 or more by the time all is said and done but you will have the issue of if it didnt work looking at that bill and paying it will kill you (I have read this from many others on my infertility board).

It seems (to me) perhaps you are putting the cart before the horse. Shouldnt you obtain a carrier (harder than it sounds at times), start saving or looking into hwo to pay for it, make sure all health care and doctors you mentioned are in order and then complete the process? Fresh, as mentioned is better so it seems that waiting a bit longer to get everythign in order might be ideal. I do understand the wanting to do it now.

I am curious if your healht is too poor to carry a child if you have made arrangements for who will care for the child once it is born? For me even though I had a rough prenancy, the care of a baby, moreso a toddler is much harder.

I hope it all works out very well for you.
 

mom2lillian

New member
there are some part time jobs you can get with health insurance that does cover IVF I know some women who had part time jobs in addition to their careers for this reason. I do not remember the places but I am sure some internet trolling will uncover this information for you. I would highly advise against a credit card, not only will you end up paying 20,30000 or more by the time all is said and done but you will have the issue of if it didnt work looking at that bill and paying it will kill you (I have read this from many others on my infertility board).

It seems (to me) perhaps you are putting the cart before the horse. Shouldnt you obtain a carrier (harder than it sounds at times), start saving or looking into hwo to pay for it, make sure all health care and doctors you mentioned are in order and then complete the process? Fresh, as mentioned is better so it seems that waiting a bit longer to get everythign in order might be ideal. I do understand the wanting to do it now.

I am curious if your healht is too poor to carry a child if you have made arrangements for who will care for the child once it is born? For me even though I had a rough prenancy, the care of a baby, moreso a toddler is much harder.

I hope it all works out very well for you.
 

mom2lillian

New member
there are some part time jobs you can get with health insurance that does cover IVF I know some women who had part time jobs in addition to their careers for this reason. I do not remember the places but I am sure some internet trolling will uncover this information for you. I would highly advise against a credit card, not only will you end up paying 20,30000 or more by the time all is said and done but you will have the issue of if it didnt work looking at that bill and paying it will kill you (I have read this from many others on my infertility board).

It seems (to me) perhaps you are putting the cart before the horse. Shouldnt you obtain a carrier (harder than it sounds at times), start saving or looking into hwo to pay for it, make sure all health care and doctors you mentioned are in order and then complete the process? Fresh, as mentioned is better so it seems that waiting a bit longer to get everythign in order might be ideal. I do understand the wanting to do it now.

I am curious if your healht is too poor to carry a child if you have made arrangements for who will care for the child once it is born? For me even though I had a rough prenancy, the care of a baby, moreso a toddler is much harder.

I hope it all works out very well for you.
 

mom2lillian

New member
there are some part time jobs you can get with health insurance that does cover IVF I know some women who had part time jobs in addition to their careers for this reason. I do not remember the places but I am sure some internet trolling will uncover this information for you. I would highly advise against a credit card, not only will you end up paying 20,30000 or more by the time all is said and done but you will have the issue of if it didnt work looking at that bill and paying it will kill you (I have read this from many others on my infertility board).
<br />
<br />It seems (to me) perhaps you are putting the cart before the horse. Shouldnt you obtain a carrier (harder than it sounds at times), start saving or looking into hwo to pay for it, make sure all health care and doctors you mentioned are in order and then complete the process? Fresh, as mentioned is better so it seems that waiting a bit longer to get everythign in order might be ideal. I do understand the wanting to do it now.
<br />
<br />I am curious if your healht is too poor to carry a child if you have made arrangements for who will care for the child once it is born? For me even though I had a rough prenancy, the care of a baby, moreso a toddler is much harder.
<br />
<br />I hope it all works out very well for you.
 

julie

New member
We got a $5,000 intereste free loan from my aunt (which we are still paying back, 2+ years later), and the rest was 4 years worth of saving and our tax return one year.

There are some financial options that various clinics use (loans specifically for IVF), have you considered refinancing (kind of hard with real estate market now) or even asking a family member for a loan (if that's an option).

I know you are aware of inciid's program, but I would again recommend that you check it out, fill out an application and send it into them. I'd even be willing to send you a copy of my "choosen" application to give you some ideas of how to fill it out. they do have more volunteers now than they did when I applied, so the time might be shorter. Even so, the stimulation and retrieval process is about a 2 month thing, and then you are going to wait (how long?) until you can afford(?) a GS, so why not apply? Is there a family member willing to be a GS for you so that you can avoid those fees and just have to worry about the IVF part?

Out of curiosity, why is pregnancy not a wise choice for you? Are there health concerns? (forgive me please, my memory is failing me <img src="i/expressions/face-icon-small-smile.gif" border="0">)
 

julie

New member
We got a $5,000 intereste free loan from my aunt (which we are still paying back, 2+ years later), and the rest was 4 years worth of saving and our tax return one year.

There are some financial options that various clinics use (loans specifically for IVF), have you considered refinancing (kind of hard with real estate market now) or even asking a family member for a loan (if that's an option).

I know you are aware of inciid's program, but I would again recommend that you check it out, fill out an application and send it into them. I'd even be willing to send you a copy of my "choosen" application to give you some ideas of how to fill it out. they do have more volunteers now than they did when I applied, so the time might be shorter. Even so, the stimulation and retrieval process is about a 2 month thing, and then you are going to wait (how long?) until you can afford(?) a GS, so why not apply? Is there a family member willing to be a GS for you so that you can avoid those fees and just have to worry about the IVF part?

Out of curiosity, why is pregnancy not a wise choice for you? Are there health concerns? (forgive me please, my memory is failing me <img src="i/expressions/face-icon-small-smile.gif" border="0">)
 

julie

New member
We got a $5,000 intereste free loan from my aunt (which we are still paying back, 2+ years later), and the rest was 4 years worth of saving and our tax return one year.

There are some financial options that various clinics use (loans specifically for IVF), have you considered refinancing (kind of hard with real estate market now) or even asking a family member for a loan (if that's an option).

I know you are aware of inciid's program, but I would again recommend that you check it out, fill out an application and send it into them. I'd even be willing to send you a copy of my "choosen" application to give you some ideas of how to fill it out. they do have more volunteers now than they did when I applied, so the time might be shorter. Even so, the stimulation and retrieval process is about a 2 month thing, and then you are going to wait (how long?) until you can afford(?) a GS, so why not apply? Is there a family member willing to be a GS for you so that you can avoid those fees and just have to worry about the IVF part?

Out of curiosity, why is pregnancy not a wise choice for you? Are there health concerns? (forgive me please, my memory is failing me <img src="i/expressions/face-icon-small-smile.gif" border="0">)
 

julie

New member
We got a $5,000 intereste free loan from my aunt (which we are still paying back, 2+ years later), and the rest was 4 years worth of saving and our tax return one year.

There are some financial options that various clinics use (loans specifically for IVF), have you considered refinancing (kind of hard with real estate market now) or even asking a family member for a loan (if that's an option).

I know you are aware of inciid's program, but I would again recommend that you check it out, fill out an application and send it into them. I'd even be willing to send you a copy of my "choosen" application to give you some ideas of how to fill it out. they do have more volunteers now than they did when I applied, so the time might be shorter. Even so, the stimulation and retrieval process is about a 2 month thing, and then you are going to wait (how long?) until you can afford(?) a GS, so why not apply? Is there a family member willing to be a GS for you so that you can avoid those fees and just have to worry about the IVF part?

Out of curiosity, why is pregnancy not a wise choice for you? Are there health concerns? (forgive me please, my memory is failing me <img src="i/expressions/face-icon-small-smile.gif" border="0">)
 

julie

New member
We got a $5,000 intereste free loan from my aunt (which we are still paying back, 2+ years later), and the rest was 4 years worth of saving and our tax return one year.
<br />
<br />There are some financial options that various clinics use (loans specifically for IVF), have you considered refinancing (kind of hard with real estate market now) or even asking a family member for a loan (if that's an option).
<br />
<br />I know you are aware of inciid's program, but I would again recommend that you check it out, fill out an application and send it into them. I'd even be willing to send you a copy of my "choosen" application to give you some ideas of how to fill it out. they do have more volunteers now than they did when I applied, so the time might be shorter. Even so, the stimulation and retrieval process is about a 2 month thing, and then you are going to wait (how long?) until you can afford(?) a GS, so why not apply? Is there a family member willing to be a GS for you so that you can avoid those fees and just have to worry about the IVF part?
<br />
<br />Out of curiosity, why is pregnancy not a wise choice for you? Are there health concerns? (forgive me please, my memory is failing me <img src="i/expressions/face-icon-small-smile.gif" border="0">)
 

julie

New member
States that mandate some sort of infertility coverage:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro">http://www.resolve.org/site/Pa...agename=lrn_ic_stintro</a>
 

julie

New member
States that mandate some sort of infertility coverage:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro">http://www.resolve.org/site/Pa...agename=lrn_ic_stintro</a>
 

julie

New member
States that mandate some sort of infertility coverage:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro">http://www.resolve.org/site/Pa...agename=lrn_ic_stintro</a>
 

julie

New member
States that mandate some sort of infertility coverage:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro">http://www.resolve.org/site/Pa...agename=lrn_ic_stintro</a>
 

julie

New member
States that mandate some sort of infertility coverage:
<br /><a target=_blank class=ftalternatingbarlinklarge href="http://www.resolve.org/site/PageServer?pagename=lrn_ic_stintro">http://www.resolve.org/site/Pa...agename=lrn_ic_stintro</a>
 

idajune

New member
I realize how difficult it will be to raise a child, I get a small sampling of it with my nieces and nephew. We won't do this until I am able to quit my job and stay home to be a full-time mom. My FEV1 is at tops 38% yes low, but it has been there for three years and remains constant. I guess I live with hope for the future, and this argument has been had over and over, is it right, have I thought of my child, of my husband? I spend a good majority of my day thinking of this. Maybe I am living in denial but that is how I have lived my whole life and it has helped me push through and see things that I have wanted to see. I can't give up on this dream as it is the dream I have had since I was a child. Will it be hard? You bet. Will it be the most difficult thing I will do in my life? Yes. If I didn't have the close family relationships that I do, I would probably feel differently about the situation. They are also watching my heart for Pulmonary Hypertension, as something has changed since I had my embolization last year. That is more the concern for pregnancy than the CF, even though my FEV is not at an optimum level. I have had someone who offered to be the GS, it is just a matter of timing. The Docs didn't say anything regards to issues using frozen embryos, transfer and implantation outcomes are similar to that of fresh. I feel I have this window and I don't want it to slam shut. This has been a long hard road and this is the glimmer of hope we were looking for.
 

idajune

New member
I realize how difficult it will be to raise a child, I get a small sampling of it with my nieces and nephew. We won't do this until I am able to quit my job and stay home to be a full-time mom. My FEV1 is at tops 38% yes low, but it has been there for three years and remains constant. I guess I live with hope for the future, and this argument has been had over and over, is it right, have I thought of my child, of my husband? I spend a good majority of my day thinking of this. Maybe I am living in denial but that is how I have lived my whole life and it has helped me push through and see things that I have wanted to see. I can't give up on this dream as it is the dream I have had since I was a child. Will it be hard? You bet. Will it be the most difficult thing I will do in my life? Yes. If I didn't have the close family relationships that I do, I would probably feel differently about the situation. They are also watching my heart for Pulmonary Hypertension, as something has changed since I had my embolization last year. That is more the concern for pregnancy than the CF, even though my FEV is not at an optimum level. I have had someone who offered to be the GS, it is just a matter of timing. The Docs didn't say anything regards to issues using frozen embryos, transfer and implantation outcomes are similar to that of fresh. I feel I have this window and I don't want it to slam shut. This has been a long hard road and this is the glimmer of hope we were looking for.
 

idajune

New member
I realize how difficult it will be to raise a child, I get a small sampling of it with my nieces and nephew. We won't do this until I am able to quit my job and stay home to be a full-time mom. My FEV1 is at tops 38% yes low, but it has been there for three years and remains constant. I guess I live with hope for the future, and this argument has been had over and over, is it right, have I thought of my child, of my husband? I spend a good majority of my day thinking of this. Maybe I am living in denial but that is how I have lived my whole life and it has helped me push through and see things that I have wanted to see. I can't give up on this dream as it is the dream I have had since I was a child. Will it be hard? You bet. Will it be the most difficult thing I will do in my life? Yes. If I didn't have the close family relationships that I do, I would probably feel differently about the situation. They are also watching my heart for Pulmonary Hypertension, as something has changed since I had my embolization last year. That is more the concern for pregnancy than the CF, even though my FEV is not at an optimum level. I have had someone who offered to be the GS, it is just a matter of timing. The Docs didn't say anything regards to issues using frozen embryos, transfer and implantation outcomes are similar to that of fresh. I feel I have this window and I don't want it to slam shut. This has been a long hard road and this is the glimmer of hope we were looking for.
 

idajune

New member
I realize how difficult it will be to raise a child, I get a small sampling of it with my nieces and nephew. We won't do this until I am able to quit my job and stay home to be a full-time mom. My FEV1 is at tops 38% yes low, but it has been there for three years and remains constant. I guess I live with hope for the future, and this argument has been had over and over, is it right, have I thought of my child, of my husband? I spend a good majority of my day thinking of this. Maybe I am living in denial but that is how I have lived my whole life and it has helped me push through and see things that I have wanted to see. I can't give up on this dream as it is the dream I have had since I was a child. Will it be hard? You bet. Will it be the most difficult thing I will do in my life? Yes. If I didn't have the close family relationships that I do, I would probably feel differently about the situation. They are also watching my heart for Pulmonary Hypertension, as something has changed since I had my embolization last year. That is more the concern for pregnancy than the CF, even though my FEV is not at an optimum level. I have had someone who offered to be the GS, it is just a matter of timing. The Docs didn't say anything regards to issues using frozen embryos, transfer and implantation outcomes are similar to that of fresh. I feel I have this window and I don't want it to slam shut. This has been a long hard road and this is the glimmer of hope we were looking for.
 

idajune

New member
I realize how difficult it will be to raise a child, I get a small sampling of it with my nieces and nephew. We won't do this until I am able to quit my job and stay home to be a full-time mom. My FEV1 is at tops 38% yes low, but it has been there for three years and remains constant. I guess I live with hope for the future, and this argument has been had over and over, is it right, have I thought of my child, of my husband? I spend a good majority of my day thinking of this. Maybe I am living in denial but that is how I have lived my whole life and it has helped me push through and see things that I have wanted to see. I can't give up on this dream as it is the dream I have had since I was a child. Will it be hard? You bet. Will it be the most difficult thing I will do in my life? Yes. If I didn't have the close family relationships that I do, I would probably feel differently about the situation. They are also watching my heart for Pulmonary Hypertension, as something has changed since I had my embolization last year. That is more the concern for pregnancy than the CF, even though my FEV is not at an optimum level. I have had someone who offered to be the GS, it is just a matter of timing. The Docs didn't say anything regards to issues using frozen embryos, transfer and implantation outcomes are similar to that of fresh. I feel I have this window and I don't want it to slam shut. This has been a long hard road and this is the glimmer of hope we were looking for.
 
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