Another Indemnity Question???

Z

zoe4life

New member
Alright, I have called all the companies on the list Jane had given us (at least the ones I could find phone numbers for). Out of all of them I could talk to, only Aflac had sickness indemnity plans. So, I had the Aflac duck (I mean man<img src="i/expressions/face-icon-small-smile.gif" border="0">) come out to my house to discuss the plans with me. After an hour and a half of my precious time, he finally decides to go over the health questions. Guess what was last on the list of things you can never have been diagnosed or treated for??? Of course, cf. I don't know how recently they added cf, but it is there now. Zoe is uninsurable by Aflac. So, my question is, does anyone know of anyother companies that still offer the sickness plan to cf'ers?? If you do, please post the phone number also. We were able to get a Combined policy, but we would ideally like to have 2 policies.

Thanks everyone!
 
Z

zoe4life

New member
Alright, I have called all the companies on the list Jane had given us (at least the ones I could find phone numbers for). Out of all of them I could talk to, only Aflac had sickness indemnity plans. So, I had the Aflac duck (I mean man<img src="i/expressions/face-icon-small-smile.gif" border="0">) come out to my house to discuss the plans with me. After an hour and a half of my precious time, he finally decides to go over the health questions. Guess what was last on the list of things you can never have been diagnosed or treated for??? Of course, cf. I don't know how recently they added cf, but it is there now. Zoe is uninsurable by Aflac. So, my question is, does anyone know of anyother companies that still offer the sickness plan to cf'ers?? If you do, please post the phone number also. We were able to get a Combined policy, but we would ideally like to have 2 policies.

Thanks everyone!
 
Z

zoe4life

New member
Alright, I have called all the companies on the list Jane had given us (at least the ones I could find phone numbers for). Out of all of them I could talk to, only Aflac had sickness indemnity plans. So, I had the Aflac duck (I mean man<img src="i/expressions/face-icon-small-smile.gif" border="0">) come out to my house to discuss the plans with me. After an hour and a half of my precious time, he finally decides to go over the health questions. Guess what was last on the list of things you can never have been diagnosed or treated for??? Of course, cf. I don't know how recently they added cf, but it is there now. Zoe is uninsurable by Aflac. So, my question is, does anyone know of anyother companies that still offer the sickness plan to cf'ers?? If you do, please post the phone number also. We were able to get a Combined policy, but we would ideally like to have 2 policies.

Thanks everyone!
 
Z

zoe4life

New member
Alright, I have called all the companies on the list Jane had given us (at least the ones I could find phone numbers for). Out of all of them I could talk to, only Aflac had sickness indemnity plans. So, I had the Aflac duck (I mean man<img src="i/expressions/face-icon-small-smile.gif" border="0">) come out to my house to discuss the plans with me. After an hour and a half of my precious time, he finally decides to go over the health questions. Guess what was last on the list of things you can never have been diagnosed or treated for??? Of course, cf. I don't know how recently they added cf, but it is there now. Zoe is uninsurable by Aflac. So, my question is, does anyone know of anyother companies that still offer the sickness plan to cf'ers?? If you do, please post the phone number also. We were able to get a Combined policy, but we would ideally like to have 2 policies.

Thanks everyone!
 
Z

zoe4life

New member
<br />Alright, I have called all the companies on the list Jane had given us (at least the ones I could find phone numbers for). Out of all of them I could talk to, only Aflac had sickness indemnity plans. So, I had the Aflac duck (I mean man<img src="i/expressions/face-icon-small-smile.gif" border="0">) come out to my house to discuss the plans with me. After an hour and a half of my precious time, he finally decides to go over the health questions. Guess what was last on the list of things you can never have been diagnosed or treated for??? Of course, cf. I don't know how recently they added cf, but it is there now. Zoe is uninsurable by Aflac. So, my question is, does anyone know of anyother companies that still offer the sickness plan to cf'ers?? If you do, please post the phone number also. We were able to get a Combined policy, but we would ideally like to have 2 policies.
<br />
<br />Thanks everyone!
<br />
 
B

bittyhorse23

New member
Ah &%$#^&&!!!!!!!!!!!!

I was gonna call soon to see about a policy, D*m them!!!!

I hope people post numbers too because I really want to look into this. I liked Aflac's policies and company, now I am pissed! Argh!

Thanks for posting this Jada!

<img src="i/expressions/heart.gif" border="0">
 
B

bittyhorse23

New member
Ah &%$#^&&!!!!!!!!!!!!

I was gonna call soon to see about a policy, D*m them!!!!

I hope people post numbers too because I really want to look into this. I liked Aflac's policies and company, now I am pissed! Argh!

Thanks for posting this Jada!

<img src="i/expressions/heart.gif" border="0">
 
B

bittyhorse23

New member
Ah &%$#^&&!!!!!!!!!!!!

I was gonna call soon to see about a policy, D*m them!!!!

I hope people post numbers too because I really want to look into this. I liked Aflac's policies and company, now I am pissed! Argh!

Thanks for posting this Jada!

<img src="i/expressions/heart.gif" border="0">
 
B

bittyhorse23

New member
Ah &%$#^&&!!!!!!!!!!!!

I was gonna call soon to see about a policy, D*m them!!!!

I hope people post numbers too because I really want to look into this. I liked Aflac's policies and company, now I am pissed! Argh!

Thanks for posting this Jada!

<img src="i/expressions/heart.gif" border="0">
 
B

bittyhorse23

New member
Ah &%$#^&&!!!!!!!!!!!!
<br />
<br />I was gonna call soon to see about a policy, D*m them!!!!
<br />
<br />I hope people post numbers too because I really want to look into this. I liked Aflac's policies and company, now I am pissed! Argh!
<br />
<br />Thanks for posting this Jada!
<br />
<br /><img src="i/expressions/heart.gif" border="0">
 
R

Rickiesmom

Guest
I checked into Aflec as well and he mentioned Rickie would not be covered on an individual policy, but if we went through my husbands employer he would be covered. Go figure. He would need at least three people to sign up. Also,it would be at no cost to employer, because it would be payroll deduction. I'm just confused because cfers are covered with an employer but not individual...
 
R

Rickiesmom

Guest
I checked into Aflec as well and he mentioned Rickie would not be covered on an individual policy, but if we went through my husbands employer he would be covered. Go figure. He would need at least three people to sign up. Also,it would be at no cost to employer, because it would be payroll deduction. I'm just confused because cfers are covered with an employer but not individual...
 
R

Rickiesmom

Guest
I checked into Aflec as well and he mentioned Rickie would not be covered on an individual policy, but if we went through my husbands employer he would be covered. Go figure. He would need at least three people to sign up. Also,it would be at no cost to employer, because it would be payroll deduction. I'm just confused because cfers are covered with an employer but not individual...
 
R

Rickiesmom

Guest
I checked into Aflec as well and he mentioned Rickie would not be covered on an individual policy, but if we went through my husbands employer he would be covered. Go figure. He would need at least three people to sign up. Also,it would be at no cost to employer, because it would be payroll deduction. I'm just confused because cfers are covered with an employer but not individual...
 
R

Rickiesmom

Guest
I checked into Aflec as well and he mentioned Rickie would not be covered on an individual policy, but if we went through my husbands employer he would be covered. Go figure. He would need at least three people to sign up. Also,it would be at no cost to employer, because it would be payroll deduction. I'm just confused because cfers are covered with an employer but not individual...
 
A

Asexyblond23

New member
I have physicans mutual and they cover me, I just had to wait the year long period and pay but not get the benefits. I think I am up to $75 a day in the hospital and $50 a day out when covered by nurses at home.

Anyone have aymore they are on now <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

Asexyblond23

New member
I have physicans mutual and they cover me, I just had to wait the year long period and pay but not get the benefits. I think I am up to $75 a day in the hospital and $50 a day out when covered by nurses at home.

Anyone have aymore they are on now <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

Asexyblond23

New member
I have physicans mutual and they cover me, I just had to wait the year long period and pay but not get the benefits. I think I am up to $75 a day in the hospital and $50 a day out when covered by nurses at home.

Anyone have aymore they are on now <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

Asexyblond23

New member
I have physicans mutual and they cover me, I just had to wait the year long period and pay but not get the benefits. I think I am up to $75 a day in the hospital and $50 a day out when covered by nurses at home.

Anyone have aymore they are on now <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

Asexyblond23

New member
I have physicans mutual and they cover me, I just had to wait the year long period and pay but not get the benefits. I think I am up to $75 a day in the hospital and $50 a day out when covered by nurses at home.
<br />
<br />Anyone have aymore they are on now <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
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