Yes, I am in N Cal near Sacramento. The IUI (nearly 4 years ago) cost $600 and my insurance covered half of that. So I had to pay $300 out of pocket. The IVF cost $15,000 3.5 years ago. (including all my meds) and insurance covered zero. I had to pay 100% out of pocket. I would highly recommend my clinic, but I know there are lots of good clincs all over the place. Where are you located?
Tara