Calling on Canadian CFer's!

T

tessa55454

New member
Hello,

I live in the US, and I am getting extremely tired and frustrated in which people with previous health conditions are treated. Actually, I get more frustrated and even depressed thinking and dealing with the insurance companies in this country.

I am beginning to look at becoming a Canadian citizen. Just beginning mind you...I need to do tons of research. So, part of the research is posting and asking if anyone from he US has become a Canadian citizen?

If you are born Canadian citizen, what province do you live in, and how is the coverage? Perscriptions, etc...

Besides taxes, how much does a Canadian citizen pay for extra coverage in a year? About how much are some of your medications? I began reading that some employers supplement the Medicare health insurance program. Does that help, is a lot of money?

Any help will do...

Thanks,
Tessa

If people from other countries want to chip in to how their programs are, please feel free
 
T

tessa55454

New member
Hello,

I live in the US, and I am getting extremely tired and frustrated in which people with previous health conditions are treated. Actually, I get more frustrated and even depressed thinking and dealing with the insurance companies in this country.

I am beginning to look at becoming a Canadian citizen. Just beginning mind you...I need to do tons of research. So, part of the research is posting and asking if anyone from he US has become a Canadian citizen?

If you are born Canadian citizen, what province do you live in, and how is the coverage? Perscriptions, etc...

Besides taxes, how much does a Canadian citizen pay for extra coverage in a year? About how much are some of your medications? I began reading that some employers supplement the Medicare health insurance program. Does that help, is a lot of money?

Any help will do...

Thanks,
Tessa

If people from other countries want to chip in to how their programs are, please feel free
 
T

tessa55454

New member
Hello,

I live in the US, and I am getting extremely tired and frustrated in which people with previous health conditions are treated. Actually, I get more frustrated and even depressed thinking and dealing with the insurance companies in this country.

I am beginning to look at becoming a Canadian citizen. Just beginning mind you...I need to do tons of research. So, part of the research is posting and asking if anyone from he US has become a Canadian citizen?

If you are born Canadian citizen, what province do you live in, and how is the coverage? Perscriptions, etc...

Besides taxes, how much does a Canadian citizen pay for extra coverage in a year? About how much are some of your medications? I began reading that some employers supplement the Medicare health insurance program. Does that help, is a lot of money?

Any help will do...

Thanks,
Tessa

If people from other countries want to chip in to how their programs are, please feel free
 
E

Ender

New member
Hey there....

Most of the basic meds are covered by the hospital...without needing to do anything. Things like, cipro, tobra, enzymes, vitamins etc.

Hospital stays are covered as well. However, if you have private insurance, you might be able to get more privacy...less occupants in your room. However, if you are really sick, or have a bad bug, I'm sure they will segregate you.

There are plans you can get for other prescriptions from employers. They are all different. Some require you to pay up front, and then they reimburse you. Others make you pay a certain percentage etc. It's just based on the insurance company.

However, with all this, if you still find that you are paying too much for meds, you can go on the government plan. Here in Ontario, it is generally around 300-500 a year, and most..if not all major health products are covered. Furthermore, if for some reason it isn't covered, your doctor can write a letter to the government, and they will most likely give it to you.

So that's the basics. It might be different from province to province though. Make sure you check the provinces website to see what there policies are...

Take it easy,
Kiel
 
E

Ender

New member
Hey there....

Most of the basic meds are covered by the hospital...without needing to do anything. Things like, cipro, tobra, enzymes, vitamins etc.

Hospital stays are covered as well. However, if you have private insurance, you might be able to get more privacy...less occupants in your room. However, if you are really sick, or have a bad bug, I'm sure they will segregate you.

There are plans you can get for other prescriptions from employers. They are all different. Some require you to pay up front, and then they reimburse you. Others make you pay a certain percentage etc. It's just based on the insurance company.

However, with all this, if you still find that you are paying too much for meds, you can go on the government plan. Here in Ontario, it is generally around 300-500 a year, and most..if not all major health products are covered. Furthermore, if for some reason it isn't covered, your doctor can write a letter to the government, and they will most likely give it to you.

So that's the basics. It might be different from province to province though. Make sure you check the provinces website to see what there policies are...

Take it easy,
Kiel
 
E

Ender

New member
Hey there....

Most of the basic meds are covered by the hospital...without needing to do anything. Things like, cipro, tobra, enzymes, vitamins etc.

Hospital stays are covered as well. However, if you have private insurance, you might be able to get more privacy...less occupants in your room. However, if you are really sick, or have a bad bug, I'm sure they will segregate you.

There are plans you can get for other prescriptions from employers. They are all different. Some require you to pay up front, and then they reimburse you. Others make you pay a certain percentage etc. It's just based on the insurance company.

However, with all this, if you still find that you are paying too much for meds, you can go on the government plan. Here in Ontario, it is generally around 300-500 a year, and most..if not all major health products are covered. Furthermore, if for some reason it isn't covered, your doctor can write a letter to the government, and they will most likely give it to you.

So that's the basics. It might be different from province to province though. Make sure you check the provinces website to see what there policies are...

Take it easy,
Kiel
 
T

thelizardqueen

New member
Hey there...

I live in Winnipeg, Manitoba, and ALL meds are covered here by the government. CFers do not have to pay for a single prescription, as well as supplements, vitamens and enzymes. Hospital stays are covered as well, as well as home IV programs. The Respiratory ward at the Health Science Centre (which holds the clinic for the city) puts all CFers in either private rooms or semi-private rooms (2 people to a room, but never two CFers together).

We also have blue cross, which covers 80% prescriptions too if you don't have CF, as well as covering $800+ a year on dental. Like Ender said, we also have plans from various employers as well. I should also mention that home care (ie. compressors, purcusers, etc) are covered as well.

I've done research myself about all the provinces here in Canada, and to me it seems that when it comes to CF, the best provinces to live are as follows: Manitoba, Ontario, British Columbia. I should also mention that at this moment, Manitoba does not have ANY Cepacia patients, and I do know that Ontario does, as well as BC I think.

Hope this has helped. Feel free to PM me if you have any other questions Tessa!

<a target=_blank class=ftalternatingbarlinklarge href="http://www.gov.mb.ca/health/mhsip/">http://www.gov.mb.ca/health/mhsip/</a>
 
T

thelizardqueen

New member
Hey there...

I live in Winnipeg, Manitoba, and ALL meds are covered here by the government. CFers do not have to pay for a single prescription, as well as supplements, vitamens and enzymes. Hospital stays are covered as well, as well as home IV programs. The Respiratory ward at the Health Science Centre (which holds the clinic for the city) puts all CFers in either private rooms or semi-private rooms (2 people to a room, but never two CFers together).

We also have blue cross, which covers 80% prescriptions too if you don't have CF, as well as covering $800+ a year on dental. Like Ender said, we also have plans from various employers as well. I should also mention that home care (ie. compressors, purcusers, etc) are covered as well.

I've done research myself about all the provinces here in Canada, and to me it seems that when it comes to CF, the best provinces to live are as follows: Manitoba, Ontario, British Columbia. I should also mention that at this moment, Manitoba does not have ANY Cepacia patients, and I do know that Ontario does, as well as BC I think.

Hope this has helped. Feel free to PM me if you have any other questions Tessa!

<a target=_blank class=ftalternatingbarlinklarge href="http://www.gov.mb.ca/health/mhsip/">http://www.gov.mb.ca/health/mhsip/</a>
 
T

thelizardqueen

New member
Hey there...

I live in Winnipeg, Manitoba, and ALL meds are covered here by the government. CFers do not have to pay for a single prescription, as well as supplements, vitamens and enzymes. Hospital stays are covered as well, as well as home IV programs. The Respiratory ward at the Health Science Centre (which holds the clinic for the city) puts all CFers in either private rooms or semi-private rooms (2 people to a room, but never two CFers together).

We also have blue cross, which covers 80% prescriptions too if you don't have CF, as well as covering $800+ a year on dental. Like Ender said, we also have plans from various employers as well. I should also mention that home care (ie. compressors, purcusers, etc) are covered as well.

I've done research myself about all the provinces here in Canada, and to me it seems that when it comes to CF, the best provinces to live are as follows: Manitoba, Ontario, British Columbia. I should also mention that at this moment, Manitoba does not have ANY Cepacia patients, and I do know that Ontario does, as well as BC I think.

Hope this has helped. Feel free to PM me if you have any other questions Tessa!

<a target=_blank class=ftalternatingbarlinklarge href="http://www.gov.mb.ca/health/mhsip/">http://www.gov.mb.ca/health/mhsip/</a>
 
T

tessa55454

New member
Thanks to both of you for writing me.

I will check out that link that you sent me, thanks.

What an amazing feeling that must be to know that if you fall ill, loose your job, that is still a safety net.

People say in the states we have a safety net, only when you become very ill, then and only then the gov't picks up the tab. My mind always thinks of the slow decline of my health that will happen at some point in my life, followed-by the huge decline in health insurance. One usually doesn't go from running a marathon to be unable to hold down a job. That transition period, let alone it is emotionally, physically, and psychologically exhausting; is financially extremely taxing.

I will continue to research, thanks again!
Tessa 29 w/cf
 
T

tessa55454

New member
Thanks to both of you for writing me.

I will check out that link that you sent me, thanks.

What an amazing feeling that must be to know that if you fall ill, loose your job, that is still a safety net.

People say in the states we have a safety net, only when you become very ill, then and only then the gov't picks up the tab. My mind always thinks of the slow decline of my health that will happen at some point in my life, followed-by the huge decline in health insurance. One usually doesn't go from running a marathon to be unable to hold down a job. That transition period, let alone it is emotionally, physically, and psychologically exhausting; is financially extremely taxing.

I will continue to research, thanks again!
Tessa 29 w/cf
 
T

tessa55454

New member
Thanks to both of you for writing me.

I will check out that link that you sent me, thanks.

What an amazing feeling that must be to know that if you fall ill, loose your job, that is still a safety net.

People say in the states we have a safety net, only when you become very ill, then and only then the gov't picks up the tab. My mind always thinks of the slow decline of my health that will happen at some point in my life, followed-by the huge decline in health insurance. One usually doesn't go from running a marathon to be unable to hold down a job. That transition period, let alone it is emotionally, physically, and psychologically exhausting; is financially extremely taxing.

I will continue to research, thanks again!
Tessa 29 w/cf
 
You must log in or register to reply here.
Top