Medicare

JazzysMom

New member
Mine is secondary to my husband Blue Cross. Medicare doesnt pay co payments of any kind, but it will pay on a co insurance after the primary insurance. It pays 80% of that co insurance and after your annual outpatient deductable is met. I never have to use it for my admissions since my husbands insurance pays in full. I also have never used it after my prescription coverage thru my husbands. I didnt event sign up for Medicare Part D so I dont know if it would pay after my primary on meds since it is considered a co pay. I am not sure what else you would like to know.
 

JazzysMom

New member
Mine is secondary to my husband Blue Cross. Medicare doesnt pay co payments of any kind, but it will pay on a co insurance after the primary insurance. It pays 80% of that co insurance and after your annual outpatient deductable is met. I never have to use it for my admissions since my husbands insurance pays in full. I also have never used it after my prescription coverage thru my husbands. I didnt event sign up for Medicare Part D so I dont know if it would pay after my primary on meds since it is considered a co pay. I am not sure what else you would like to know.
 

JazzysMom

New member
Mine is secondary to my husband Blue Cross. Medicare doesnt pay co payments of any kind, but it will pay on a co insurance after the primary insurance. It pays 80% of that co insurance and after your annual outpatient deductable is met. I never have to use it for my admissions since my husbands insurance pays in full. I also have never used it after my prescription coverage thru my husbands. I didnt event sign up for Medicare Part D so I dont know if it would pay after my primary on meds since it is considered a co pay. I am not sure what else you would like to know.
 

Kelli

New member
When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.
So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.
Sorry this didn't help, it's my 2 cents.

Good luck! This is so confusing!
Kelli
29 f CF
 

Kelli

New member
When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.
So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.
Sorry this didn't help, it's my 2 cents.

Good luck! This is so confusing!
Kelli
29 f CF
 

Kelli

New member
When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.
So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.
Sorry this didn't help, it's my 2 cents.

Good luck! This is so confusing!
Kelli
29 f CF
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>Kelli</b></i>

When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.

So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.

Sorry this didn't help, it's my 2 cents.



Good luck! This is so confusing!

Kelli

29 f CF</end quote></div>

Medicare is always secondary if the primary insurance is thru you or a spouse, but either has to be actively working UNLESS Medicare is being received for End Stage Renal Failure. This is the only only exception.
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>Kelli</b></i>

When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.

So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.

Sorry this didn't help, it's my 2 cents.



Good luck! This is so confusing!

Kelli

29 f CF</end quote></div>

Medicare is always secondary if the primary insurance is thru you or a spouse, but either has to be actively working UNLESS Medicare is being received for End Stage Renal Failure. This is the only only exception.
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>Kelli</b></i>

When I got Medicare I was lead to believe that ANY goverment/federal program became the primary, then your insurance would be secondary then I would be responsible for what was left.

So I have no idea, when I just went to the dermo on Weds they said that my UnitedHealthCare was primary and Medicare was secondary.

Sorry this didn't help, it's my 2 cents.



Good luck! This is so confusing!

Kelli

29 f CF</end quote></div>

Medicare is always secondary if the primary insurance is thru you or a spouse, but either has to be actively working UNLESS Medicare is being received for End Stage Renal Failure. This is the only only exception.
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>want2Banony</b></i>

Not always true....My Medicare is primary and my private ins. is secondary.</end quote></div>

I dont know your cirmcustances, but unless something has changed since I worked in a hospital billing office Medicare is secondary. I am referring to the primary being a group health plan tho. Maybe that is where the difference is?
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>want2Banony</b></i>

Not always true....My Medicare is primary and my private ins. is secondary.</end quote></div>

I dont know your cirmcustances, but unless something has changed since I worked in a hospital billing office Medicare is secondary. I am referring to the primary being a group health plan tho. Maybe that is where the difference is?
 

JazzysMom

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>want2Banony</b></i>

Not always true....My Medicare is primary and my private ins. is secondary.</end quote></div>

I dont know your cirmcustances, but unless something has changed since I worked in a hospital billing office Medicare is secondary. I am referring to the primary being a group health plan tho. Maybe that is where the difference is?
 

Landy

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>JazzysMom</b></i>

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>want2Banony</b></i>



Not always true....My Medicare is primary and my private ins. is secondary.</end quote></div>



I dont know your cirmcustances, but unless something has changed since I worked in a hospital billing office Medicare is secondary. I am referring to the primary being a group health plan tho. Maybe that is where the difference is?</end quote></div>

What if you have Medicare, then get added to your spouse's insurance....would Medicare then switch to secondary coverage?
 

Landy

New member
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>JazzysMom</b></i>

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>want2Banony</b></i>



Not always true....My Medicare is primary and my private ins. is secondary.</end quote></div>



I dont know your cirmcustances, but unless something has changed since I worked in a hospital billing office Medicare is secondary. I am referring to the primary being a group health plan tho. Maybe that is where the difference is?</end quote></div>

What if you have Medicare, then get added to your spouse's insurance....would Medicare then switch to secondary coverage?
 
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