I’m a CFer and college senior. I’m in the process of applying to graduate school, but I’m scared that I might be wasting my time getting an upper-level degree, because I won’t be able to work enough during my life to pay off school debt. I am relatively healthy, with an FEV of 89%, but I always feel like I’m getting sick. I don’t know if I’m being realistic or not, but it’s just a nagging fear I have. Have any of you dealt with something similar? How did you deal with it?