Self Employed and Insurance?

G

grassisgreener

New member
Hi, my husband is hoping to become self employed this year. I am a SAHM so our insurance is through his current employer. He has been exploring insurance possibilities but it looks like our daughter would either be denied or the cost would be VERY high. So far, I believe Anthem is the only company he has been told would deny her. Does anyone have any advice or experience with this?

Thanks!
 
G

grassisgreener

New member
Hi, my husband is hoping to become self employed this year. I am a SAHM so our insurance is through his current employer. He has been exploring insurance possibilities but it looks like our daughter would either be denied or the cost would be VERY high. So far, I believe Anthem is the only company he has been told would deny her. Does anyone have any advice or experience with this?

Thanks!
 
G

grassisgreener

New member
Hi, my husband is hoping to become self employed this year. I am a SAHM so our insurance is through his current employer. He has been exploring insurance possibilities but it looks like our daughter would either be denied or the cost would be VERY high. So far, I believe Anthem is the only company he has been told would deny her. Does anyone have any advice or experience with this?

Thanks!
 
A

Allisa35

Member
Hello. I don't really know much about insurance, but this might be helpful. Is your child currently covered on your husband's insurance? I was under the impression that an insurance company could not deny you for a pre-existing condition as long as you give them a letter of coverage (I believe that is what it is called) from your previous insurance company. That may not be correct, but that is what I think the law is. It may also be different since he would be self-employed; not sure if it would work the same. Just a thought. Hope that helps a little.
 
A

Allisa35

Member
Hello. I don't really know much about insurance, but this might be helpful. Is your child currently covered on your husband's insurance? I was under the impression that an insurance company could not deny you for a pre-existing condition as long as you give them a letter of coverage (I believe that is what it is called) from your previous insurance company. That may not be correct, but that is what I think the law is. It may also be different since he would be self-employed; not sure if it would work the same. Just a thought. Hope that helps a little.
 
A

Allisa35

Member
Hello. I don't really know much about insurance, but this might be helpful. Is your child currently covered on your husband's insurance? I was under the impression that an insurance company could not deny you for a pre-existing condition as long as you give them a letter of coverage (I believe that is what it is called) from your previous insurance company. That may not be correct, but that is what I think the law is. It may also be different since he would be self-employed; not sure if it would work the same. Just a thought. Hope that helps a little.
 
K

karon72

New member
On the FAQ section, link #4. Who is Beth Sufian. She can give you or direct you to insurance info. Her website is: www.sufianpassamano.com.

Good luck!
 
K

karon72

New member
On the FAQ section, link #4. Who is Beth Sufian. She can give you or direct you to insurance info. Her website is: www.sufianpassamano.com.

Good luck!
 
K

karon72

New member
On the FAQ section, link #4. Who is Beth Sufian. She can give you or direct you to insurance info. Her website is: www.sufianpassamano.com.

Good luck!
 
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