ssi or healthy families

[anonymous]

My son is three months and was just diagnosed about 2 months ago. Like a lot of families, we live paycheck to paycheck. I was referred to CCS to help for the cost of his medical bills, and was denied because we are 500 dollars over the limit. The CCS rep suggested we try for SSI or healthy families. SSI would automatically give him a medical card if we qualify, but the qualification process takes 6 months. Healthy families is only 12 dollars a month, 5 dollar co-pay, and 5 dollar perscriptions, but I cannot have him on any other insurance. The insurance he is on now is through my work with a 40 dollar co-pay, at least 50 dollars on meds, and is not 100 percent coverage. As a result, I'm up to about 5000 dollars in bills right now, and they are still coming. I know that cfrs have a hard time finding insurance coverage. Any ideas on ballancing costs on medical bills, or other inurance advise?
Andrea- Logan 3 months old w/cf

 

[anonymous]

Hi, I've just joined the forum today and was sad to read your question. I live in UK and our National Health Service provides all help free. I have a 4 year old grandson with what is termed as classic CF and today we found out that his 2 week old baby sister also has the disease so I cant imagine the worry u have, not only a CF child but also the financial problems involved.Although this is probably a stupid question but do u have access to the CF Trust or the equivalent in your country? They r really helpful and would know where u could go for help. Hope things turn out ok 4.

Regards dor1000

 

[julie]

Honestly, I would drop the work insurance and do healthy families. What state do you live in? (just curious). My DH and I were on healthy families for a while when we were first married and I had just lost my job and he was full time in school. In the state of WA, you can't have any other private health ins. with healthy families but you CAN have the state medicaid. So I would recommend that you drop your private ins., get on healthy families and at the same time, APPLY for SSI and start that process.

If you have any questions about SSI, I'm happy to try and help you out. It CAN be quite the process with denials and lots of hoops to jump through, but if your child *might* qualify, it's well worth the application and fight.

 

[anonymous]

I have nothing to add and I am sorry for going off topic but I didn't think this warranted a post of its own.

What does DH mean? I see it in a lots of posts and just have no idea. I know..dumb question.

Ok back to the important question now, good luck with getting answers!

Sue 24w/CF

 

[anonymous]

DH = Dear Husband/Darling Husband. People often us it for sons (DS) and daughters (DD) also.

I have no idea about ssi or healthy families, sorry.