WHen I stopped working back in 2000 I was torn. Although our budget & lifestyle was developed based on a 2 income household the biggest problem for me was that I loved my job. I was good at it, I worked with great people and THAT is what brought me the happiness not the $$. When I stopped working it was unexpected & not planned so our financial stability was unknown. We had just bought our house, Jazz was still little and it was hell. We quickly learned that what most people consider "needs" now a days are actually "wants". Its amazing what you can do without if you dont have a choice & actually survive without them. Here we are 7 years later doing fabulous and are actually happier then ever. Of course I miss work itself, but for me its not practical to think I can balance work again along with family & CF. Our finances have worked out & our financial portfolio is better then its ever been. It took a lot of sacrifice & hard work on our part tho. Nothing comes easy!