<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>saveferris2009</b></i>
i have purposely taken the tough road to get a higher education so that i could be more selective with my employment options (with good health insurance) and to open up more employment opportunities should it become harder for me to work as the disease progresses.
i realize CF parents are in a very different situation than CFer's themselves, as CFer's can plan their live with CF whereas for most parents of CFer's the kid with CF was a surprise. But for CFer's, putting all energy, time, resources and effort into gaining an education to open job opportunities is one of the best ways to stay in control of the insurance situation.</end quote></div>
Not all CFers are medically able to work on a full time basis let alone attend college on a full time basis.
CFers can not totally plan their life, even if they are working a good job with great benefits and income, and they become ill, things can quickly change with their ability to pay. A USC MBA degree doesn't do much good from a hospital bed.
So to answer the question, I do not think insurance should strictly be based on your current job. COBRA is not practicly for most and pre exsisting conditions should not be able to be used against someone obtaining an afforadable and fair health insurance policty.
i have purposely taken the tough road to get a higher education so that i could be more selective with my employment options (with good health insurance) and to open up more employment opportunities should it become harder for me to work as the disease progresses.
i realize CF parents are in a very different situation than CFer's themselves, as CFer's can plan their live with CF whereas for most parents of CFer's the kid with CF was a surprise. But for CFer's, putting all energy, time, resources and effort into gaining an education to open job opportunities is one of the best ways to stay in control of the insurance situation.</end quote></div>
Not all CFers are medically able to work on a full time basis let alone attend college on a full time basis.
CFers can not totally plan their life, even if they are working a good job with great benefits and income, and they become ill, things can quickly change with their ability to pay. A USC MBA degree doesn't do much good from a hospital bed.
So to answer the question, I do not think insurance should strictly be based on your current job. COBRA is not practicly for most and pre exsisting conditions should not be able to be used against someone obtaining an afforadable and fair health insurance policty.