all plans can be different if they're from an employer. employers negotiate various co-pays, deductibles, premiums, etc. so unless someone on here has the same employer (which is possible the more i think about it), they probably can't speak to your specific situation.
i'm guessing this isn't an individual plan since you have a pre-existing condition. maybe you and your hubbie are doing the beth suffian idea by getting group insurance for your hubbie's company so that you can be included. even then, chances of you having the same details on the plan are slim.
just a head's up so you don't get misleading/inaccurate information