Disability

lightNlife

New member
This may sound like a dumb question, but are you talking about going on SSDI, or using your employer's disability program(s)? I've been on short term disability through my employer for 6 months, which was the limit. After that, I still wasn't able to return to work, so I utilized the company's long term disability program, which can be used for a total of 2 years in my lifetime. So far I've only needed it for 3 months.
 

lightNlife

New member
This may sound like a dumb question, but are you talking about going on SSDI, or using your employer's disability program(s)? I've been on short term disability through my employer for 6 months, which was the limit. After that, I still wasn't able to return to work, so I utilized the company's long term disability program, which can be used for a total of 2 years in my lifetime. So far I've only needed it for 3 months.
 

lightNlife

New member
This may sound like a dumb question, but are you talking about going on SSDI, or using your employer's disability program(s)? I've been on short term disability through my employer for 6 months, which was the limit. After that, I still wasn't able to return to work, so I utilized the company's long term disability program, which can be used for a total of 2 years in my lifetime. So far I've only needed it for 3 months.
 

lightNlife

New member
This may sound like a dumb question, but are you talking about going on SSDI, or using your employer's disability program(s)? I've been on short term disability through my employer for 6 months, which was the limit. After that, I still wasn't able to return to work, so I utilized the company's long term disability program, which can be used for a total of 2 years in my lifetime. So far I've only needed it for 3 months.
 

lightNlife

New member
This may sound like a dumb question, but are you talking about going on SSDI, or using your employer's disability program(s)? I've been on short term disability through my employer for 6 months, which was the limit. After that, I still wasn't able to return to work, so I utilized the company's long term disability program, which can be used for a total of 2 years in my lifetime. So far I've only needed it for 3 months.
 

Wheezie

New member
I was on permanent disability all through college (because I couldn't physically work and go to school at the same time). After I graduated, I used the Ticket to Work program and started out in a 30 hour a week job. For the first 9 months of employment, your disability checks will continue - it's like a trial period to see if you can handle it, just as Sally said. I moved into full-time work because I got greedy and wanted more income. They reduced my disability payments, but have never cut me off completely. Full-time work kicked my a$$ and made me a lot sicker (but that is another story). I went back into half-time work the beginning of this year and am now planning to "retire" and go back on full disability by the end of the year.

Once you have been approved and accepted as having a <i>permanent</i> disability, you can always go back on without having to reapply (at least that's my understanding). I will be going through this process in the next couple of months so I'll be sure to keep ya'll posted on what kind of BS hoops I end up having to jump through <img src="i/expressions/face-icon-small-tongue.gif" border="0">

Also, even if you're on full disability, you can still earn some money without having to use that Ticket to Work thingy. What you can earn is very limited, and the rules are so convoluted I'm not sure I even understand completely. But I know there is a way <img src="i/expressions/face-icon-small-happy.gif" border="0">
 

Wheezie

New member
I was on permanent disability all through college (because I couldn't physically work and go to school at the same time). After I graduated, I used the Ticket to Work program and started out in a 30 hour a week job. For the first 9 months of employment, your disability checks will continue - it's like a trial period to see if you can handle it, just as Sally said. I moved into full-time work because I got greedy and wanted more income. They reduced my disability payments, but have never cut me off completely. Full-time work kicked my a$$ and made me a lot sicker (but that is another story). I went back into half-time work the beginning of this year and am now planning to "retire" and go back on full disability by the end of the year.

Once you have been approved and accepted as having a <i>permanent</i> disability, you can always go back on without having to reapply (at least that's my understanding). I will be going through this process in the next couple of months so I'll be sure to keep ya'll posted on what kind of BS hoops I end up having to jump through <img src="i/expressions/face-icon-small-tongue.gif" border="0">

Also, even if you're on full disability, you can still earn some money without having to use that Ticket to Work thingy. What you can earn is very limited, and the rules are so convoluted I'm not sure I even understand completely. But I know there is a way <img src="i/expressions/face-icon-small-happy.gif" border="0">
 

Wheezie

New member
I was on permanent disability all through college (because I couldn't physically work and go to school at the same time). After I graduated, I used the Ticket to Work program and started out in a 30 hour a week job. For the first 9 months of employment, your disability checks will continue - it's like a trial period to see if you can handle it, just as Sally said. I moved into full-time work because I got greedy and wanted more income. They reduced my disability payments, but have never cut me off completely. Full-time work kicked my a$$ and made me a lot sicker (but that is another story). I went back into half-time work the beginning of this year and am now planning to "retire" and go back on full disability by the end of the year.

Once you have been approved and accepted as having a <i>permanent</i> disability, you can always go back on without having to reapply (at least that's my understanding). I will be going through this process in the next couple of months so I'll be sure to keep ya'll posted on what kind of BS hoops I end up having to jump through <img src="i/expressions/face-icon-small-tongue.gif" border="0">

Also, even if you're on full disability, you can still earn some money without having to use that Ticket to Work thingy. What you can earn is very limited, and the rules are so convoluted I'm not sure I even understand completely. But I know there is a way <img src="i/expressions/face-icon-small-happy.gif" border="0">
 

Wheezie

New member
I was on permanent disability all through college (because I couldn't physically work and go to school at the same time). After I graduated, I used the Ticket to Work program and started out in a 30 hour a week job. For the first 9 months of employment, your disability checks will continue - it's like a trial period to see if you can handle it, just as Sally said. I moved into full-time work because I got greedy and wanted more income. They reduced my disability payments, but have never cut me off completely. Full-time work kicked my a$$ and made me a lot sicker (but that is another story). I went back into half-time work the beginning of this year and am now planning to "retire" and go back on full disability by the end of the year.

Once you have been approved and accepted as having a <i>permanent</i> disability, you can always go back on without having to reapply (at least that's my understanding). I will be going through this process in the next couple of months so I'll be sure to keep ya'll posted on what kind of BS hoops I end up having to jump through <img src="i/expressions/face-icon-small-tongue.gif" border="0">

Also, even if you're on full disability, you can still earn some money without having to use that Ticket to Work thingy. What you can earn is very limited, and the rules are so convoluted I'm not sure I even understand completely. But I know there is a way <img src="i/expressions/face-icon-small-happy.gif" border="0">
 

Wheezie

New member
I was on permanent disability all through college (because I couldn't physically work and go to school at the same time). After I graduated, I used the Ticket to Work program and started out in a 30 hour a week job. For the first 9 months of employment, your disability checks will continue - it's like a trial period to see if you can handle it, just as Sally said. I moved into full-time work because I got greedy and wanted more income. They reduced my disability payments, but have never cut me off completely. Full-time work kicked my a$$ and made me a lot sicker (but that is another story). I went back into half-time work the beginning of this year and am now planning to "retire" and go back on full disability by the end of the year.

Once you have been approved and accepted as having a <i>permanent</i> disability, you can always go back on without having to reapply (at least that's my understanding). I will be going through this process in the next couple of months so I'll be sure to keep ya'll posted on what kind of BS hoops I end up having to jump through <img src="i/expressions/face-icon-small-tongue.gif" border="0">

Also, even if you're on full disability, you can still earn some money without having to use that Ticket to Work thingy. What you can earn is very limited, and the rules are so convoluted I'm not sure I even understand completely. But I know there is a way <img src="i/expressions/face-icon-small-happy.gif" border="0">
 

Wheezie

New member
OH!! one more thing. If you need to work part time, try to get a government job. I work 20 hours a week for the State and have FULL benefits...health, dental, vision...even a retirement account (as if I need that, HAH!!). Plus, sick time, vacation...all the stuff you need for say, hospital stays!!! I know you love your current job, but this might be a good option. As others mentioned, it takes 2 years after you're approved for disability to get Medicare. In the meantime, you'll probably have to rely on your state's medicaid program, which can be iffy. Just a thought...
 

Wheezie

New member
OH!! one more thing. If you need to work part time, try to get a government job. I work 20 hours a week for the State and have FULL benefits...health, dental, vision...even a retirement account (as if I need that, HAH!!). Plus, sick time, vacation...all the stuff you need for say, hospital stays!!! I know you love your current job, but this might be a good option. As others mentioned, it takes 2 years after you're approved for disability to get Medicare. In the meantime, you'll probably have to rely on your state's medicaid program, which can be iffy. Just a thought...
 

Wheezie

New member
OH!! one more thing. If you need to work part time, try to get a government job. I work 20 hours a week for the State and have FULL benefits...health, dental, vision...even a retirement account (as if I need that, HAH!!). Plus, sick time, vacation...all the stuff you need for say, hospital stays!!! I know you love your current job, but this might be a good option. As others mentioned, it takes 2 years after you're approved for disability to get Medicare. In the meantime, you'll probably have to rely on your state's medicaid program, which can be iffy. Just a thought...
 

Wheezie

New member
OH!! one more thing. If you need to work part time, try to get a government job. I work 20 hours a week for the State and have FULL benefits...health, dental, vision...even a retirement account (as if I need that, HAH!!). Plus, sick time, vacation...all the stuff you need for say, hospital stays!!! I know you love your current job, but this might be a good option. As others mentioned, it takes 2 years after you're approved for disability to get Medicare. In the meantime, you'll probably have to rely on your state's medicaid program, which can be iffy. Just a thought...
 

Wheezie

New member
OH!! one more thing. If you need to work part time, try to get a government job. I work 20 hours a week for the State and have FULL benefits...health, dental, vision...even a retirement account (as if I need that, HAH!!). Plus, sick time, vacation...all the stuff you need for say, hospital stays!!! I know you love your current job, but this might be a good option. As others mentioned, it takes 2 years after you're approved for disability to get Medicare. In the meantime, you'll probably have to rely on your state's medicaid program, which can be iffy. Just a thought...
 

bittyhorse23

New member
Thanks guys! <img src="i/expressions/face-icon-small-happy.gif" border="0">

I have alot of thinking to do and I started a list of questions for my social worker so I don't forget ANYTHING when I go! I don't plan on going out on disability until January but I wanted to start thinking so I am prepared if I have to move and all that (REALLY hoping I don't!)

Lauren:
No I am talking about SSDI. I would not stay at my current place if I went part time. The commute is too long and I would have to work 35 hrs a week to get benes. <img src="i/expressions/face-icon-small-sad.gif" border="0">
 

bittyhorse23

New member
Thanks guys! <img src="i/expressions/face-icon-small-happy.gif" border="0">

I have alot of thinking to do and I started a list of questions for my social worker so I don't forget ANYTHING when I go! I don't plan on going out on disability until January but I wanted to start thinking so I am prepared if I have to move and all that (REALLY hoping I don't!)

Lauren:
No I am talking about SSDI. I would not stay at my current place if I went part time. The commute is too long and I would have to work 35 hrs a week to get benes. <img src="i/expressions/face-icon-small-sad.gif" border="0">
 

bittyhorse23

New member
Thanks guys! <img src="i/expressions/face-icon-small-happy.gif" border="0">

I have alot of thinking to do and I started a list of questions for my social worker so I don't forget ANYTHING when I go! I don't plan on going out on disability until January but I wanted to start thinking so I am prepared if I have to move and all that (REALLY hoping I don't!)

Lauren:
No I am talking about SSDI. I would not stay at my current place if I went part time. The commute is too long and I would have to work 35 hrs a week to get benes. <img src="i/expressions/face-icon-small-sad.gif" border="0">
 

bittyhorse23

New member
Thanks guys! <img src="i/expressions/face-icon-small-happy.gif" border="0">

I have alot of thinking to do and I started a list of questions for my social worker so I don't forget ANYTHING when I go! I don't plan on going out on disability until January but I wanted to start thinking so I am prepared if I have to move and all that (REALLY hoping I don't!)

Lauren:
No I am talking about SSDI. I would not stay at my current place if I went part time. The commute is too long and I would have to work 35 hrs a week to get benes. <img src="i/expressions/face-icon-small-sad.gif" border="0">
 

bittyhorse23

New member
Thanks guys! <img src="i/expressions/face-icon-small-happy.gif" border="0">

I have alot of thinking to do and I started a list of questions for my social worker so I don't forget ANYTHING when I go! I don't plan on going out on disability until January but I wanted to start thinking so I am prepared if I have to move and all that (REALLY hoping I don't!)

Lauren:
No I am talking about SSDI. I would not stay at my current place if I went part time. The commute is too long and I would have to work 35 hrs a week to get benes. <img src="i/expressions/face-icon-small-sad.gif" border="0">
 
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