Financial information for CFers

J

julie

New member
Speaker: Julie Raysbrook, director of DAFCF (www.dafcf.org)

Saturday, Nov. 13, 2010
12:00-2:00pm

Akron Children's Hospital
Considine Building (same as cf clinic)
Conference Rooms 7 & 8

For caregivers of people with cystic fiborsis

Lunch and parking will be provided
This event is free

The event is being sponsored by Eurand, Abbott and Novartis

<u><b>Please RSVP to Margaret Nardecchina at 330-543-4427 </b></u>

Due to infectoin control issues, people with cystic fibrosis are discouraged from attending the event.

<b>(cf patients can still come providing they use precautions)</b>
 
J

julie

New member
Speaker: Julie Raysbrook, director of DAFCF (www.dafcf.org)

Saturday, Nov. 13, 2010
12:00-2:00pm

Akron Children's Hospital
Considine Building (same as cf clinic)
Conference Rooms 7 & 8

For caregivers of people with cystic fiborsis

Lunch and parking will be provided
This event is free

The event is being sponsored by Eurand, Abbott and Novartis

<u><b>Please RSVP to Margaret Nardecchina at 330-543-4427 </b></u>

Due to infectoin control issues, people with cystic fibrosis are discouraged from attending the event.

<b>(cf patients can still come providing they use precautions)</b>
 
J

julie

New member
Speaker: Julie Raysbrook, director of DAFCF (www.dafcf.org)
<br />
<br />Saturday, Nov. 13, 2010
<br />12:00-2:00pm
<br />
<br />Akron Children's Hospital
<br />Considine Building (same as cf clinic)
<br />Conference Rooms 7 & 8
<br />
<br />For caregivers of people with cystic fiborsis
<br />
<br />Lunch and parking will be provided
<br />This event is free
<br />
<br />The event is being sponsored by Eurand, Abbott and Novartis
<br />
<br /><u><b>Please RSVP to Margaret Nardecchina at 330-543-4427 </b></u>
<br />
<br />Due to infectoin control issues, people with cystic fibrosis are discouraged from attending the event.
<br />
<br /><b>(cf patients can still come providing they use precautions)</b>
 
J

JennifersHope

New member
I wish I could come, Julie, I need to talk to you and set up a time we can talk, I will pay you for services, I am already approved for disability etc, but my lawyer told me I can work and make under a thousand dollars without being penalized, yes it will count toward my trial work and when I go over the alloted time they will look, but then they will see that I am not making good money and continue benefits.

I also need help getting my student loan discharged.
 
J

JennifersHope

New member
I wish I could come, Julie, I need to talk to you and set up a time we can talk, I will pay you for services, I am already approved for disability etc, but my lawyer told me I can work and make under a thousand dollars without being penalized, yes it will count toward my trial work and when I go over the alloted time they will look, but then they will see that I am not making good money and continue benefits.

I also need help getting my student loan discharged.
 
J

JennifersHope

New member
I wish I could come, Julie, I need to talk to you and set up a time we can talk, I will pay you for services, I am already approved for disability etc, but my lawyer told me I can work and make under a thousand dollars without being penalized, yes it will count toward my trial work and when I go over the alloted time they will look, but then they will see that I am not making good money and continue benefits.
<br />
<br />I also need help getting my student loan discharged.
 
J

julie

New member
Absolutely Jennifer! This upcoming week is crazy for me, but email me services@dafcf.org and let me know if you have free time the following week. I'm free Tuesday and Thursday after 4pm, and most of the day on Fridays.
 
J

julie

New member
Absolutely Jennifer! This upcoming week is crazy for me, but email me services@dafcf.org and let me know if you have free time the following week. I'm free Tuesday and Thursday after 4pm, and most of the day on Fridays.
 
J

julie

New member
Absolutely Jennifer! This upcoming week is crazy for me, but email me services@dafcf.org and let me know if you have free time the following week. I'm free Tuesday and Thursday after 4pm, and most of the day on Fridays.
 
K

krisgabes

New member
Can you give me a brief synopsis of what you speak about? Especially student loan discharge? I'm not sure what that is. You can PM me if you like. Thanks so much!
 
K

krisgabes

New member
Can you give me a brief synopsis of what you speak about? Especially student loan discharge? I'm not sure what that is. You can PM me if you like. Thanks so much!
 
K

krisgabes

New member
Can you give me a brief synopsis of what you speak about? Especially student loan discharge? I'm not sure what that is. You can PM me if you like. Thanks so much!
 
J

julie

New member
Sure Kristen,

I'm going to be going over the differences between SSI and SSDI, both in how you qualify for them as well as how the payments and criteria of household income differet.

How much you can earn from WORKING and still collect SSDI benefits.

Medicaid/medicare benefits for SSI/SSDI recipients

Returning to work, using your 9 trial months, still qualifying for medicare AFTER you've used up your 9 trial months but still have a "disabling" condition...

As far as the student loan discharge info goes, for any loan that is FEDERALLY funded, they have a disability discharge application. The basics of it is that if YOU (the "disabled", not the entire household!) is earning less than the FPL for a family of 2 (regardless of your actual family size), and you have a documented disability and your dr is willing to fill out their forms. If it is approved, they will place your student loans in a "conditional discharge" status for 3 years. During that time they will NOT accrue interest and you will NOT be required to pay on them. If, at some point during the conditional discharge your health improves and you earn over the FPL for 2 person household, your loans will come due again but you will NOT be penalized for interest or the period that you didn't pay.

If, after the 3 years of conditional discharge you are under the FPL for household of 2, your loans will be PERMANENTLY DISCHARGED and you will no longer be responsible for them.

However, it is important to remember that this applies ONLY to the FEDERALLY FUNDED/BACKED student loans.
 
J

julie

New member
Sure Kristen,

I'm going to be going over the differences between SSI and SSDI, both in how you qualify for them as well as how the payments and criteria of household income differet.

How much you can earn from WORKING and still collect SSDI benefits.

Medicaid/medicare benefits for SSI/SSDI recipients

Returning to work, using your 9 trial months, still qualifying for medicare AFTER you've used up your 9 trial months but still have a "disabling" condition...

As far as the student loan discharge info goes, for any loan that is FEDERALLY funded, they have a disability discharge application. The basics of it is that if YOU (the "disabled", not the entire household!) is earning less than the FPL for a family of 2 (regardless of your actual family size), and you have a documented disability and your dr is willing to fill out their forms. If it is approved, they will place your student loans in a "conditional discharge" status for 3 years. During that time they will NOT accrue interest and you will NOT be required to pay on them. If, at some point during the conditional discharge your health improves and you earn over the FPL for 2 person household, your loans will come due again but you will NOT be penalized for interest or the period that you didn't pay.

If, after the 3 years of conditional discharge you are under the FPL for household of 2, your loans will be PERMANENTLY DISCHARGED and you will no longer be responsible for them.

However, it is important to remember that this applies ONLY to the FEDERALLY FUNDED/BACKED student loans.
 
J

julie

New member
Sure Kristen,
<br />
<br />I'm going to be going over the differences between SSI and SSDI, both in how you qualify for them as well as how the payments and criteria of household income differet.
<br />
<br />How much you can earn from WORKING and still collect SSDI benefits.
<br />
<br />Medicaid/medicare benefits for SSI/SSDI recipients
<br />
<br />Returning to work, using your 9 trial months, still qualifying for medicare AFTER you've used up your 9 trial months but still have a "disabling" condition...
<br />
<br />As far as the student loan discharge info goes, for any loan that is FEDERALLY funded, they have a disability discharge application. The basics of it is that if YOU (the "disabled", not the entire household!) is earning less than the FPL for a family of 2 (regardless of your actual family size), and you have a documented disability and your dr is willing to fill out their forms. If it is approved, they will place your student loans in a "conditional discharge" status for 3 years. During that time they will NOT accrue interest and you will NOT be required to pay on them. If, at some point during the conditional discharge your health improves and you earn over the FPL for 2 person household, your loans will come due again but you will NOT be penalized for interest or the period that you didn't pay.
<br />
<br />If, after the 3 years of conditional discharge you are under the FPL for household of 2, your loans will be PERMANENTLY DISCHARGED and you will no longer be responsible for them.
<br />
<br />However, it is important to remember that this applies ONLY to the FEDERALLY FUNDED/BACKED student loans.
 
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