Health Insurance -- adding spouse or kids

[welshwitch]

Wow! How did it take me until age 34 to figure out how much it would cost to add a spouse to my health insurance? I have great coverage through my work and only have to pay about $70 per month out of my paycheck. But if I were to add my boyfriend (domestic partner) it would balloon to over $500! If we were to have kids, it would be over $1,000 per month! Holy cow! How do people do this??? And is this typical, or does my work just have really crappy insurance for spouses and families?

 

[2005CFmom]

It does sound about right. My husband has crappy insurance through work, but his coverage is paid 100%. Adding a spouse is about $450, and family coverage is about $900.

 

[welshwitch]

Okay, thanks for the reality check!!! Yikes!

 

[cfgf28]

Pretty normal...though my employer has great insurance. ..for family mine is $102 biweekly..and the better coverage w a lower deductible is $153 biweekly...I think single coverage is around 35 biweekly...my fiance s employer based insurance is $60 a week for single coverage. ..once we are married he will drop his and go on mine, and it will stay the same as I already have family coverage for my kids...