inCourage Vest question

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

Landy · Jun 22, 2007

For those of you that have the inCourage vest, did you have to order it directly from RespirTech??

They are not a preferred provider with my insurance company, which would mean that I would have to cover 30% of the cost and a $650. deductible. If I can get it at an in-network provider, then they would cover 100% after a $150 deduct, which sounds like a much better scenario to me!
I do have Medicare as secondary, and I think they would cover the 30%, but I'm not sure on any of the deductible??

I assume that I can only get it through RespirTech direct, but thought I'd see how others have obtained it.
Thanks inAdvance<img src="i/expressions/face-icon-small-smile.gif" border="0">

NoExcuses · Jun 22, 2007