Information about US Health System

[Daverog75]

Hello Everybody,

I am a Canadian who is close to being listed for a Transplant that will be done in Toronto. I now know what career I would like to train for after my recovery. My first choice would be to work in Canada but when I find a job I may be required to move to the US. Which does scare me a little bit to be honest. I want to know how things work over there. Over here Rejection drugs are covered by the government and we do not have to pay for them, and most of our other CF medications like enzymes are paid for by the Canadian CF Foundation. I know the US does not have universal health care.

Does your employer have insurance?
Do you personaly pay an insurance Co. for drug coverage if so what does it usually cost?
Are your rejection medications dispensed at pharmacy's or only from hospitals (beause the government pays for the rejection drugs in Canada they can only be dispensed from a hospital)

I think you see where I am going with this. If you reply please provide as much information as you can.

Thank you,

Dave 34 w/cf (my twin brother had his transplant surgery in December and is doing very well)

 

[Daverog75]

Hello Everybody,

I am a Canadian who is close to being listed for a Transplant that will be done in Toronto. I now know what career I would like to train for after my recovery. My first choice would be to work in Canada but when I find a job I may be required to move to the US. Which does scare me a little bit to be honest. I want to know how things work over there. Over here Rejection drugs are covered by the government and we do not have to pay for them, and most of our other CF medications like enzymes are paid for by the Canadian CF Foundation. I know the US does not have universal health care.

Does your employer have insurance?
Do you personaly pay an insurance Co. for drug coverage if so what does it usually cost?
Are your rejection medications dispensed at pharmacy's or only from hospitals (beause the government pays for the rejection drugs in Canada they can only be dispensed from a hospital)

I think you see where I am going with this. If you reply please provide as much information as you can.

Thank you,

Dave 34 w/cf (my twin brother had his transplant surgery in December and is doing very well)

 

[Daverog75]

Hello Everybody,

I am a Canadian who is close to being listed for a Transplant that will be done in Toronto. I now know what career I would like to train for after my recovery. My first choice would be to work in Canada but when I find a job I may be required to move to the US. Which does scare me a little bit to be honest. I want to know how things work over there. Over here Rejection drugs are covered by the government and we do not have to pay for them, and most of our other CF medications like enzymes are paid for by the Canadian CF Foundation. I know the US does not have universal health care.

Does your employer have insurance?
Do you personaly pay an insurance Co. for drug coverage if so what does it usually cost?
Are your rejection medications dispensed at pharmacy's or only from hospitals (beause the government pays for the rejection drugs in Canada they can only be dispensed from a hospital)

I think you see where I am going with this. If you reply please provide as much information as you can.

Thank you,

Dave 34 w/cf (my twin brother had his transplant surgery in December and is doing very well)

 

[Daverog75]

Hello Everybody,

I am a Canadian who is close to being listed for a Transplant that will be done in Toronto. I now know what career I would like to train for after my recovery. My first choice would be to work in Canada but when I find a job I may be required to move to the US. Which does scare me a little bit to be honest. I want to know how things work over there. Over here Rejection drugs are covered by the government and we do not have to pay for them, and most of our other CF medications like enzymes are paid for by the Canadian CF Foundation. I know the US does not have universal health care.

Does your employer have insurance?
Do you personaly pay an insurance Co. for drug coverage if so what does it usually cost?
Are your rejection medications dispensed at pharmacy's or only from hospitals (beause the government pays for the rejection drugs in Canada they can only be dispensed from a hospital)

I think you see where I am going with this. If you reply please provide as much information as you can.

Thank you,

Dave 34 w/cf (my twin brother had his transplant surgery in December and is doing very well)

 

[Daverog75]

Hello Everybody,

I am a Canadian who is close to being listed for a Transplant that will be done in Toronto. I now know what career I would like to train for after my recovery. My first choice would be to work in Canada but when I find a job I may be required to move to the US. Which does scare me a little bit to be honest. I want to know how things work over there. Over here Rejection drugs are covered by the government and we do not have to pay for them, and most of our other CF medications like enzymes are paid for by the Canadian CF Foundation. I know the US does not have universal health care.

Does your employer have insurance?
Do you personaly pay an insurance Co. for drug coverage if so what does it usually cost?
Are your rejection medications dispensed at pharmacy's or only from hospitals (beause the government pays for the rejection drugs in Canada they can only be dispensed from a hospital)

I think you see where I am going with this. If you reply please provide as much information as you can.

Thank you,

Dave 34 w/cf (my twin brother had his transplant surgery in December and is doing very well)

 

[theDUDE]

i dont have a lot of time to reply but i will answer quickly. The Canadian system is light-years ahead of us here in the states. Dont get me wrong, the care is great, but comes at a price. If i were you, i would try to stay in Canada, but if you can afford it, the USA has great care. THere are programs avaivable to help pay for the meds........if you qualify.

 

[theDUDE]

i dont have a lot of time to reply but i will answer quickly. The Canadian system is light-years ahead of us here in the states. Dont get me wrong, the care is great, but comes at a price. If i were you, i would try to stay in Canada, but if you can afford it, the USA has great care. THere are programs avaivable to help pay for the meds........if you qualify.

 

[theDUDE]

i dont have a lot of time to reply but i will answer quickly. The Canadian system is light-years ahead of us here in the states. Dont get me wrong, the care is great, but comes at a price. If i were you, i would try to stay in Canada, but if you can afford it, the USA has great care. THere are programs avaivable to help pay for the meds........if you qualify.

 

[theDUDE]

i dont have a lot of time to reply but i will answer quickly. The Canadian system is light-years ahead of us here in the states. Dont get me wrong, the care is great, but comes at a price. If i were you, i would try to stay in Canada, but if you can afford it, the USA has great care. THere are programs avaivable to help pay for the meds........if you qualify.

 

[theDUDE]

i dont have a lot of time to reply but i will answer quickly. The Canadian system is light-years ahead of us here in the states. Dont get me wrong, the care is great, but comes at a price. If i were you, i would try to stay in Canada, but if you can afford it, the USA has great care. THere are programs avaivable to help pay for the meds........if you qualify.

 

[Daverog75]

Hello theDude

Staying in Canada would be my first choice. Would I qualify for any programs if I am only there on a work Visa??

Dave,

 

[Daverog75]

Hello theDude

Staying in Canada would be my first choice. Would I qualify for any programs if I am only there on a work Visa??

Dave,

 

[Daverog75]

Hello theDude

Staying in Canada would be my first choice. Would I qualify for any programs if I am only there on a work Visa??

Dave,

 

[Daverog75]

Hello theDude

Staying in Canada would be my first choice. Would I qualify for any programs if I am only there on a work Visa??

Dave,

 

[Daverog75]

Hello theDude

Staying in Canada would be my first choice. Would I qualify for any programs if I am only there on a work Visa??

Dave,

 

[Liza]

Oooo, that's a tough one. Is it possible to still get your meds from Canada through mail order? After all you are/would still be a Canadian citizen. Private health insurance has so many dang loop holes. That's our problem at the moment. Trying to find good health insurance for our oldest who has CF, CFrD, and a Dble lung tx. If you had health insurance and there is no lap between then they supposedly can't deny you... but it will cost more, you will have a higher co-pay and pay more for your drugs, PLUS a waiting period before you're covered for any pre-exisiting conditions.

Some states have better coverage than others for CF'ers. Like California. I hear that CF'ers don't have to pay for their meds. I have heard, but don't know the details, sorry.

I'd check on being able to get your meds by mail. Even if it means your family has to pick it up and mail it to you.

Wishing you much luck with your transplant, recovery and a new career!<img src="i/expressions/wine.gif" border="0">

 

[Liza]

Oooo, that's a tough one. Is it possible to still get your meds from Canada through mail order? After all you are/would still be a Canadian citizen. Private health insurance has so many dang loop holes. That's our problem at the moment. Trying to find good health insurance for our oldest who has CF, CFrD, and a Dble lung tx. If you had health insurance and there is no lap between then they supposedly can't deny you... but it will cost more, you will have a higher co-pay and pay more for your drugs, PLUS a waiting period before you're covered for any pre-exisiting conditions.

Some states have better coverage than others for CF'ers. Like California. I hear that CF'ers don't have to pay for their meds. I have heard, but don't know the details, sorry.

I'd check on being able to get your meds by mail. Even if it means your family has to pick it up and mail it to you.

Wishing you much luck with your transplant, recovery and a new career!<img src="i/expressions/wine.gif" border="0">

 

[Liza]

Oooo, that's a tough one. Is it possible to still get your meds from Canada through mail order? After all you are/would still be a Canadian citizen. Private health insurance has so many dang loop holes. That's our problem at the moment. Trying to find good health insurance for our oldest who has CF, CFrD, and a Dble lung tx. If you had health insurance and there is no lap between then they supposedly can't deny you... but it will cost more, you will have a higher co-pay and pay more for your drugs, PLUS a waiting period before you're covered for any pre-exisiting conditions.

Some states have better coverage than others for CF'ers. Like California. I hear that CF'ers don't have to pay for their meds. I have heard, but don't know the details, sorry.

I'd check on being able to get your meds by mail. Even if it means your family has to pick it up and mail it to you.

Wishing you much luck with your transplant, recovery and a new career!<img src="i/expressions/wine.gif" border="0">

 

[Liza]

Oooo, that's a tough one. Is it possible to still get your meds from Canada through mail order? After all you are/would still be a Canadian citizen. Private health insurance has so many dang loop holes. That's our problem at the moment. Trying to find good health insurance for our oldest who has CF, CFrD, and a Dble lung tx. If you had health insurance and there is no lap between then they supposedly can't deny you... but it will cost more, you will have a higher co-pay and pay more for your drugs, PLUS a waiting period before you're covered for any pre-exisiting conditions.

Some states have better coverage than others for CF'ers. Like California. I hear that CF'ers don't have to pay for their meds. I have heard, but don't know the details, sorry.

I'd check on being able to get your meds by mail. Even if it means your family has to pick it up and mail it to you.

Wishing you much luck with your transplant, recovery and a new career!<img src="i/expressions/wine.gif" border="0">

 

[Liza]

Oooo, that's a tough one. Is it possible to still get your meds from Canada through mail order? After all you are/would still be a Canadian citizen. Private health insurance has so many dang loop holes. That's our problem at the moment. Trying to find good health insurance for our oldest who has CF, CFrD, and a Dble lung tx. If you had health insurance and there is no lap between then they supposedly can't deny you... but it will cost more, you will have a higher co-pay and pay more for your drugs, PLUS a waiting period before you're covered for any pre-exisiting conditions.
<br />
<br />Some states have better coverage than others for CF'ers. Like California. I hear that CF'ers don't have to pay for their meds. I have heard, but don't know the details, sorry.
<br />
<br />I'd check on being able to get your meds by mail. Even if it means your family has to pick it up and mail it to you.
<br />
<br />Wishing you much luck with your transplant, recovery and a new career!<img src="i/expressions/wine.gif" border="0">