My fiance are now facing the issue of insurance once we get married. Right now, I have medicare and my dad's insurance 2nd--but only till I am married, then I will lose my dad's insurance and have medicare and my husband's Blue Cross/Blue Shield. I have heard that sometimes BC/BS will have you choose if you want to keep medicare or have them as a provider---I can't afford to lose medicare in case my fiance would get laid off or something. Has anyone been in this situation before...?? Pro's or Con's or personally experiences regarding marriage and the insurance issue? cindy
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Insurance once you get married
- Thread starter sweetie
- Start date
My fiance are now facing the issue of insurance once we get married. Right now, I have medicare and my dad's insurance 2nd--but only till I am married, then I will lose my dad's insurance and have medicare and my husband's Blue Cross/Blue Shield. I have heard that sometimes BC/BS will have you choose if you want to keep medicare or have them as a provider---I can't afford to lose medicare in case my fiance would get laid off or something. Has anyone been in this situation before...?? Pro's or Con's or personally experiences regarding marriage and the insurance issue? cindy
My fiance are now facing the issue of insurance once we get married. Right now, I have medicare and my dad's insurance 2nd--but only till I am married, then I will lose my dad's insurance and have medicare and my husband's Blue Cross/Blue Shield. I have heard that sometimes BC/BS will have you choose if you want to keep medicare or have them as a provider---I can't afford to lose medicare in case my fiance would get laid off or something. Has anyone been in this situation before...?? Pro's or Con's or personally experiences regarding marriage and the insurance issue? cindy
My fiance are now facing the issue of insurance once we get married. Right now, I have medicare and my dad's insurance 2nd--but only till I am married, then I will lose my dad's insurance and have medicare and my husband's Blue Cross/Blue Shield. I have heard that sometimes BC/BS will have you choose if you want to keep medicare or have them as a provider---I can't afford to lose medicare in case my fiance would get laid off or something. Has anyone been in this situation before...?? Pro's or Con's or personally experiences regarding marriage and the insurance issue? cindy
My fiance are now facing the issue of insurance once we get married. Right now, I have medicare and my dad's insurance 2nd--but only till I am married, then I will lose my dad's insurance and have medicare and my husband's Blue Cross/Blue Shield. I have heard that sometimes BC/BS will have you choose if you want to keep medicare or have them as a provider---I can't afford to lose medicare in case my fiance would get laid off or something. Has anyone been in this situation before...?? Pro's or Con's or personally experiences regarding marriage and the insurance issue? cindy
Transplantmommy
New member
When I got married, I lost my medicaid because my husband's insurance would now cover me but as for Medicare...I was not on that one when I got married so I can't tell ya about that.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Transplantmommy
New member
When I got married, I lost my medicaid because my husband's insurance would now cover me but as for Medicare...I was not on that one when I got married so I can't tell ya about that.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Transplantmommy
New member
When I got married, I lost my medicaid because my husband's insurance would now cover me but as for Medicare...I was not on that one when I got married so I can't tell ya about that.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Transplantmommy
New member
When I got married, I lost my medicaid because my husband's insurance would now cover me but as for Medicare...I was not on that one when I got married so I can't tell ya about that.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
Transplantmommy
New member
When I got married, I lost my medicaid because my husband's insurance would now cover me but as for Medicare...I was not on that one when I got married so I can't tell ya about that.
<br />
<br />Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
<br />
<br />Are you on disability? If you are, the BCBS would probably become your primary and the Medicare your secondary. I went on disability in March 2006 and that;s the way it went for me. I have BCBS as primary and Medicare as secondary.
K
Keepercjr
Guest
Sweetie
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
K
Keepercjr
Guest
Sweetie
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
K
Keepercjr
Guest
Sweetie
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
K
Keepercjr
Guest
Sweetie
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
So anyway, that is my situation.
K
Keepercjr
Guest
Sweetie
<br />
<br />My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
<br />
<br />So anyway, that is my situation.
<br />
<br />My husband and I aren't legally married. It is the whole insurance issue. In November we will have been together 10 years. I am covered forever under my mom's insurance. She retired in Jan but is able to keep her insurance forever at the employee rates. It is great health insurance. My DH has fine health insurance (thought it is more expensive than my mom's if he added me) but we felt we needed the extra protection of having my mom's since you never know where life will take him (ie jobs aren't 100% guaranteed). I also get social security under my mom and we need the extra income (previously I was getting SSI). Taking all that stuff together we decided not to legally tie the knot. We had a marriage ceremony 1.5 years ago though.
<br />
<br />So anyway, that is my situation.
jbrandonAW
New member
Yeah we had insurance issues, as we knew we would if we got married. So my husband decided to join the army - they have great insurance full coverage. That was really our only option in the end.
jbrandonAW
New member
Yeah we had insurance issues, as we knew we would if we got married. So my husband decided to join the army - they have great insurance full coverage. That was really our only option in the end.
jbrandonAW
New member
Yeah we had insurance issues, as we knew we would if we got married. So my husband decided to join the army - they have great insurance full coverage. That was really our only option in the end.
jbrandonAW
New member
Yeah we had insurance issues, as we knew we would if we got married. So my husband decided to join the army - they have great insurance full coverage. That was really our only option in the end.
jbrandonAW
New member
Yeah we had insurance issues, as we knew we would if we got married. So my husband decided to join the army - they have great insurance full coverage. That was really our only option in the end.