hello All,My wife and I expecting our first child, and through routine blood testing, found out that we both are positive carriers for CF mutations, DeltaF508 and a relatively rare M348K.We do not know yet whether the baby is affected or not, but of course understand the 25% chance we have for the baby to have CF. we are doing genetic testing in about a week or so. She's in her 11th week.I must admit, I knew next to nothing about CF before we got these test results and started researching CF. I am impressed with the community that exists, and the research that seems to be going on in the scientific community. I was hoping a few people might be able to chime in with some comments on a host of questions we have. Please excuse my ignorance, I am trying to learn.1. Our doctor said M348K is rare, not particularly well known, but from what they know not a severe mutation, and therefore CF effects may be less severe. If anyone on here has M348K, or any other that might be classified as "less severe", I'd be very interested to know what that actually translates to in "real life". 2. We are currently living in Italy, though I am an American citizen. We were debating whether to come back to the States or stay in Italy anyway, and this may put a new spin on our decision. In Italy, all CF-related medical expenses are covered by the government, which means it's essentially free medical treatment for parents like ourselves. In the States, my work has a pretty solid insurance policy though I havent checked their coverage for CF yet. But what are the costs like? What do you actually end up paying for: medication, hostpital time, private physical therapy? What is the US insurance situation like for CF? I hope these aren't too rude or pedestrian questions, it's just something we have to think about. 3. Again, I <i>really</i> hope I am not overstepping the bounds of common decency here, but, I certainly have no where else to ask at this point:Generally, these message boards seem to be places for lots of encouragement, positive feedback, and community sharing. All very positive things. And that kind of gets me thinking that if we have a baby with CF, things won't be so bad. I read so much positive success stories here and there... But am I getting a biased view here? Are the people really struggling just not posting on here? Are the parents who have lost their children and greivingly deeply not on these boards?thanks for any and all responses,Jeff