marriage

Lilith

New member
Since I'm on SSI, marriage is out of the question.  But
there's one thing that bothers me.  Maybe someone can answer
this for me...  Say your significant other falls ill and is
hospitalized, and (god forbid) unable to make choices for
themselves.  If you aren't legally married, isn't it true that
you have no say whatsoever as to the care of your significant
other?<br>
<br>
Things along those lines are the only issue I have with not being
able to wed legally...am I wrong about that?
 

Purplelungz

New member
It sucks to have to lie about things...but when you have a serious health condition and you have no other way you have to. We were fast approaching living in a card board box after we got married because I lost SSI and MedCAID, we thought I would get to keep it because he didnt make that much money and I didnt work. We were wrong some where....we had even looked at income requirements. So we got divorced and I told them I still lived with him but as a roommate, they slightly questioned it, really all the social worker asked was "is that going to work?" now I'm sure some might question it more...but fight back asking if they are discriminating on your illness/race/age/marriage status/where and who you live with. They hate the word discriminate it gets them in trouble...but hate to say it it usually only works with certain people. I lived with my "ex" for a year then we moved. and when we moved I just said I lived alone and all they asked was what my rent was. We still live together. But here in texas no one has surprise house checks....they call maybe once a year to check on your status....meaning has your rent changed have you gotten any other money. Its really dumb. I mean if they had regular checks on people it would be a pain in the butt but atleast it would weed out the cheaters. I dunno there are all sorts of problems.
I say check with your state and see what kind of laws are for common law. Now assuming he lives on his own, it will be easier for bills and he can keep the same status he has with SSI and medicaid. So say you move, just call the Social security office and say hey I moved here is my new address, they ask if you live with any one, say no. If he tells the social worker at the ssi office he lives alone then they have to take his word for it. No one comes to the house and checks, well at least not here. And all documentation doesnt go through them at all. They dont check apartment agreements or anything UNLESS you say you have a roommate. But to be on the safe side get all information you can. Ask and see if they need documentation such as electric bills proving your both on the statement....just ask that whether or not you intend to do so....and if they say no then they dont check anything, they just take your word on things. On to the roommate thing. You can tell them you have a roommate. They will ask if the roommate helps with any bills...generally a roommate helps with half of everything. So he can tell them you pay for half of everything but you dont help him out with anything else...just regular house bills and house payments. That may affect how much SSI he gets but it wont show up as a common income and he will keep everything. BUT you will get into the common law area. If you have no common law just say that your a roommate, they dont even ask for the roommates income all they ask for is how the bills are split. If you do have common law he will have to say he lives alone. But like I said if they dont check documentation it wont matter if you have everything mailed of yours to the same place or put down same residence....but just in case on medical type things put down seperate addresses and a cell phone for emergency contact info...the seperate addy could be your parents. Be sure you never sign medical things or you will be liable for payment, only get him to sign. IF you have a cell phone you would want to put that down as your emergency contact number anyway because you would have it with you. If you dont it could be his parents number and they will call you, or your parents number. But since they do see medical things when filling bills, i dont know if it shows up whose on that type info or if that type of info is protected under HIPPA i believe it is...so it wouldnt matter.
Best thing to do is look at where you live. Find out about common law...if there is non you have nothing to worry about your just a roommate. If there is common law then he lives alone when he calls them.

Sorry this was so long. I hope you have a great ceremony. Oh by the way you usually cant get a preacher or church to marry you with out legal papers, unless you know someone...because preachers PLUS the church can get into alot of trouble legally if they do.
 

Purplelungz

New member
Lilith in the US you have power of atterny and living wills. Power of attorny (POA for short and if i have the wrong name im sorry but you get what I mean, you can easily ask a lawyer about this document) is a written document sign by a lawer (for those that would have a fighting family, some places would take just a signed paper with several witnesses on it other than who its about but lawers are the best to stand up in court). Anyway a POA is written by say me for example. I state in it that if I become incompasitated in anyway then my husband has all rights to say what will happen to me medically....if i am living on a vent then he has the right to say unplug it. Or if im unconsious and they need to do a medical procedure, they always need consent, my husband can give it. Your POA should be someone you trust completly, knows your wishes and who you know will carry out your wishes. This is not a will, it does not say who gets what when you die. You can also state not only who will carry out your wishes but what your wishes are, however picky you maybe. Say you become brain damaged like that girl in florida (not meaning to set up a debate just an example)...the only thing keeping you alive is a feeding tube. Say you have no brain function (again not a debate just an example im making up)...Do you want to state that you shall keep the feeding tube until forever, or would you rather just let your body go? Put that in there. If you become suddenly ill and rushed to the ER but are unconsious...do you want them to resesitate you or put you on a vent....put that in there. Make sure who ever you put as your POA knows everything stated in the document and knows your wishes. If you have a family that is understanding and wont fight when something horrible happens then you wont have to have such a specific outline of your wishes. But if you do then you need to get specific...sometimes its better to be specific just in case.

A living will can be varying, again a lawyer can help you with it. But it states that you have a POA and who it is...and really anythign a regular will would state. But also goes to the extent of what a POA does, what your wishes are incase your incompasitated.

Remember this is just a rough example of what these things are. Its not perfect and exact but you get an idea. Its a good idea for everyone to have these just because you dont know what will happen. But its particularly important if your married or have kids. If your interested talk to a lawyer about it...or your hospital social worker. Generally though if you go through a lawyer it holds up in court better (hopefully) God forbid anything bad happens and someone goes to court.
 

Lilith

New member
Thank you, Purplelungz.  I know what POA is, I guess I'd just
forgotten about it.  Thank you for bringing it up.  You
see, its not so much me I'm worried about (I've already signed a
DNR and my mother will be in charge of my choices), but my
boyfriend who's family is whacko and I don't trust them to fulfill
his wishes in any case.  Neither does he.  I will bring
up the idea of a POA to him.  That makes me feel a bit
better...<img src="i/expressions/face-icon-small-smile.gif" border="0">
 

Robertson

New member
Let me tell you something. I'm married and when my I got my Transplant my wife went back to work and I lost all my coverage except Medicare and as you all know that don't cover a whole heck of alot.
So if it doesn't matter to much to the both of you just live together and don't get married, he would benefit a whole lot more
 

BigBee

New member
In this day and age of HIPAA (in the U.S.) another necessity is to have paperwork signed by the patient allowing the doctors to discuss your care/case with the people you choose. POA's won't work for this unless you are incapacitated because POA's for health care decision making only become effective once the patient can't make/communicate their own decisions.

In fact, by the letter of the HIPAA regs, medical professionals aren't allowed to give out ANY information to even spouses without consent from the patient. Now most providers don't follow the letter of the law, but you'd want to be better be safe than sorry, especially if you aren't a "legal" spouse.

My recommendations are:

1) Get a POA for healthcare - gives another person/people the authority to make medical decisions on your behalf only should you become unable to make and/or communicate your own decsions.

2) Sign release of information forms at your hospital and doctors offices allowing them to discuss your medical care with the person/people you name.

3)Often overlooked... "regular" POA. Can be set up in a number of ways i.e., "always valid, or only valid if incapacitated, etc). Gives a person you designate the power to sign on your behalf for the items delineated in the POA. For example, writing checks, opening/closing bank/credit accounts, selling property, etc. My Hubby and I have POA's for each other - and have actually had occasion to use them!

4) Make sure any life insurance policies list the person you want as the beneficiary, otherwise it will go to next of kin.

Hope not too wordy, but really something I believe strongly in.
 

anonymous

New member
Me and My fiance were going to do the same thing. Ya Know cute little at home casual wedding. Then He decided to go into the military, we go friday to find out more info but if he gets in we can get legally married, and I will be covered under tricare and only cost to us are dental care and like 4 bucks per prescription. I'm excited and so is everyone else. THERE IS A DOWNSIDE.... we are in a war, and he has to be a lifer (hes 25 and he can retire with full everything at 65).
 

anonymous

New member
There are a lot of things you can do to make yourselves ""a couple" leglaly in ways that you want without being married and having it affect your benefits and health coverage. Find yourselves a lawyer who specializes in making these arrangements for gay couples who can't marry legally but will be having a relgious ceremony. They know the ropes.
-lisav
 
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