This is my first time ever posting. I figured it was about time for me to find others like myself. I have private insurance. I am fortunate to be able to work full time. I do pay $280 a month to have insurance. Then my medications have differently levels of co-pays: $10, $15 or $30. Most of my CF medications are $15 a month but if I by 3 months worth, I only pay for 2 months worth. I feel I am very fortunate to have the coverage I do. If I go in the hospital I pay $500, regardless of how long I stay. My last trip to the hospital was $23,000 and I only paid $500.