And why is insurance so messed up?

[marcijo]

Any why is insurance so messed up?

That is a great idea-I am going to call my insurance company tomorrow. No wonder the healthcare industry is in shambles! So frustrating!

 

[marcijo]

Any why is insurance so messed up?

That is a great idea-I am going to call my insurance company tomorrow. No wonder the healthcare industry is in shambles! So frustrating!

 

[marcijo]

Any why is insurance so messed up?

That is a great idea-I am going to call my insurance company tomorrow. No wonder the healthcare industry is in shambles! So frustrating!

 

[marcijo]

Any why is insurance so messed up?

That is a great idea-I am going to call my insurance company tomorrow. No wonder the healthcare industry is in shambles! So frustrating!

 

[marcijo]

Any why is insurance so messed up?

That is a great idea-I am going to call my insurance company tomorrow. No wonder the healthcare industry is in shambles! So frustrating!

 

[Mommafirst]

Any why is insurance so messed up?

It really is frustrating, isn't it? Alyssa's feeding pump costs about $2,000 tops. But we've been forced by insurance company to RENT it for $800 a month. She's had the same one for 18 months and still my insurance forks out more than one third of the actual price month after month. It makes NO sense to me -- seems like a big old waste.

 

[Mommafirst]

Any why is insurance so messed up?

It really is frustrating, isn't it? Alyssa's feeding pump costs about $2,000 tops. But we've been forced by insurance company to RENT it for $800 a month. She's had the same one for 18 months and still my insurance forks out more than one third of the actual price month after month. It makes NO sense to me -- seems like a big old waste.

 

[Mommafirst]

Any why is insurance so messed up?

It really is frustrating, isn't it? Alyssa's feeding pump costs about $2,000 tops. But we've been forced by insurance company to RENT it for $800 a month. She's had the same one for 18 months and still my insurance forks out more than one third of the actual price month after month. It makes NO sense to me -- seems like a big old waste.

 

[Mommafirst]

Any why is insurance so messed up?

It really is frustrating, isn't it? Alyssa's feeding pump costs about $2,000 tops. But we've been forced by insurance company to RENT it for $800 a month. She's had the same one for 18 months and still my insurance forks out more than one third of the actual price month after month. It makes NO sense to me -- seems like a big old waste.

 

[Mommafirst]

Any why is insurance so messed up?

It really is frustrating, isn't it? Alyssa's feeding pump costs about $2,000 tops. But we've been forced by insurance company to RENT it for $800 a month. She's had the same one for 18 months and still my insurance forks out more than one third of the actual price month after month. It makes NO sense to me -- seems like a big old waste.

 

[bagged2drag]

f the ins co's.. and they wonder why rates are so high and margins so "low."

 

[bagged2drag]

f the ins co's.. and they wonder why rates are so high and margins so "low."

 

[bagged2drag]

f the ins co's.. and they wonder why rates are so high and margins so "low."

 

[bagged2drag]

f the ins co's.. and they wonder why rates are so high and margins so "low."

 

[bagged2drag]

f the ins co's.. and they wonder why rates are so high and margins so "low."

 

[Liza]

Came across this same issue several years ago. When I asked the retail co. why they charged the insurance co. several hundreds of dollars more than if I bought the machine myself I was told it was because the insurance co. only pays the allowable amount (a certain percentage of the cost) and so they escalate the cost so that they will get the amount that I'd have paid outright. When I told our ins. co. about that and if I could just pay for it and get reimbursed they said no. I said, OK fine, pay $700 for a machine I can get for $139. We did not have a DME co-pay so it was zero out of pocket for us. That was back in 2002, when trying to get the Frequencer I came across the same story from that med. equip. supplier. They inflate the ins. price so that they will at least get the retail price. And we wonder why insurance costs so much.

 

[Liza]

Came across this same issue several years ago. When I asked the retail co. why they charged the insurance co. several hundreds of dollars more than if I bought the machine myself I was told it was because the insurance co. only pays the allowable amount (a certain percentage of the cost) and so they escalate the cost so that they will get the amount that I'd have paid outright. When I told our ins. co. about that and if I could just pay for it and get reimbursed they said no. I said, OK fine, pay $700 for a machine I can get for $139. We did not have a DME co-pay so it was zero out of pocket for us. That was back in 2002, when trying to get the Frequencer I came across the same story from that med. equip. supplier. They inflate the ins. price so that they will at least get the retail price. And we wonder why insurance costs so much.

 

[Liza]

Came across this same issue several years ago. When I asked the retail co. why they charged the insurance co. several hundreds of dollars more than if I bought the machine myself I was told it was because the insurance co. only pays the allowable amount (a certain percentage of the cost) and so they escalate the cost so that they will get the amount that I'd have paid outright. When I told our ins. co. about that and if I could just pay for it and get reimbursed they said no. I said, OK fine, pay $700 for a machine I can get for $139. We did not have a DME co-pay so it was zero out of pocket for us. That was back in 2002, when trying to get the Frequencer I came across the same story from that med. equip. supplier. They inflate the ins. price so that they will at least get the retail price. And we wonder why insurance costs so much.

 

[Liza]

Came across this same issue several years ago. When I asked the retail co. why they charged the insurance co. several hundreds of dollars more than if I bought the machine myself I was told it was because the insurance co. only pays the allowable amount (a certain percentage of the cost) and so they escalate the cost so that they will get the amount that I'd have paid outright. When I told our ins. co. about that and if I could just pay for it and get reimbursed they said no. I said, OK fine, pay $700 for a machine I can get for $139. We did not have a DME co-pay so it was zero out of pocket for us. That was back in 2002, when trying to get the Frequencer I came across the same story from that med. equip. supplier. They inflate the ins. price so that they will at least get the retail price. And we wonder why insurance costs so much.

 

[Liza]

Came across this same issue several years ago. When I asked the retail co. why they charged the insurance co. several hundreds of dollars more than if I bought the machine myself I was told it was because the insurance co. only pays the allowable amount (a certain percentage of the cost) and so they escalate the cost so that they will get the amount that I'd have paid outright. When I told our ins. co. about that and if I could just pay for it and get reimbursed they said no. I said, OK fine, pay $700 for a machine I can get for $139. We did not have a DME co-pay so it was zero out of pocket for us. That was back in 2002, when trying to get the Frequencer I came across the same story from that med. equip. supplier. They inflate the ins. price so that they will at least get the retail price. And we wonder why insurance costs so much.