Rutgersnyy,
A great website where I found a lot of resources and others to talk to (in my state!!!) was, www.inciid.org They have many different forums, and there are a few infertility forums. You can post your question there and I know anyone who lives in NJ will share their story/expeirence with you. HEre are the best forums to have your questions answered, <a target=_blank class=ftalternatingbarlinklarge href="http://www.inciid.org/forums/ivfwaiting/index.html">http://www.inciid.org/forums/ivfwaiting/index.html</a> would be my first recommendation, and secondly.... <a target=_blank class=ftalternatingbarlinklarge href="http://www.inciid.org/forums/waitingroom/index.html">http://www.inciid.org/forums/waitingroom/index.html</a> and then there is this board which is specific to insurance, but it's fairly dead. Most ins. questions are answered on the other two boards, <a target=_blank class=ftalternatingbarlinklarge href="http://www.inciid.org/forums/insurance/index.html
">http://www.inciid.org/forums/insurance/index.html
</a>
Good luck!!