I have been told from various sources (medical professions, fellow CFers etc) that having wet hair or catching a chill can not make you sick. That if you do get sick it was already in the works. IMHO this is crap! It NEVER fails that if I catch a chill or go out with my hair wet that I will end up feeling a problem physically. As to how bad it gets does vary, but for me it definitely happens. So to answer your ???....NO I DONT THINK ITS JUST YOU, but this will be argued until we are blue in the face.