Denied again

[RUSSELLCREW]

We initally were denied and then I appealed it. I spoke with all of her docs and asked that they submit letters explained to the SSI office that she is ill and that she has a life-shortening illness that will prevent her from being a "normal" child or adult.

We waited almost 6 months to hear about the appeal and finally won. I just think that it was the doctors letters that aided us more than anything else.

 

[RUSSELLCREW]

We initally were denied and then I appealed it. I spoke with all of her docs and asked that they submit letters explained to the SSI office that she is ill and that she has a life-shortening illness that will prevent her from being a "normal" child or adult.

We waited almost 6 months to hear about the appeal and finally won. I just think that it was the doctors letters that aided us more than anything else.

 

[RUSSELLCREW]

We initally were denied and then I appealed it. I spoke with all of her docs and asked that they submit letters explained to the SSI office that she is ill and that she has a life-shortening illness that will prevent her from being a "normal" child or adult.

We waited almost 6 months to hear about the appeal and finally won. I just think that it was the doctors letters that aided us more than anything else.

 

[RUSSELLCREW]

We initally were denied and then I appealed it. I spoke with all of her docs and asked that they submit letters explained to the SSI office that she is ill and that she has a life-shortening illness that will prevent her from being a "normal" child or adult.

We waited almost 6 months to hear about the appeal and finally won. I just think that it was the doctors letters that aided us more than anything else.

 

[RUSSELLCREW]

We initally were denied and then I appealed it. I spoke with all of her docs and asked that they submit letters explained to the SSI office that she is ill and that she has a life-shortening illness that will prevent her from being a "normal" child or adult.

We waited almost 6 months to hear about the appeal and finally won. I just think that it was the doctors letters that aided us more than anything else.

 

[JazzysMom]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>cprgirl</b></i>

When my son who si now 14 (w/CF) was born, we had NO health insurance. I tried to get SS for him so he would have health insurance and we awere denied because we made "too much money". At the time we made about $32,000 a year and his med expenses were around 10-12 K. PLUS we had a 250K hospital bill to pay from his birth. They take into condsideration the whole households income.



What are you trying to get out of SS, the insurance or the money?</end quote></div>

This depends on if you are trying for SSDI or SSI......SSI comes with Medicaid quickly. SSDI comes with Medicare after 2 years of being disabled. SSI is a combo of incomne & disability. SSDI is decided on your disability, but the money you received is based on your work history & wages.

 

[JazzysMom]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>cprgirl</b></i>

When my son who si now 14 (w/CF) was born, we had NO health insurance. I tried to get SS for him so he would have health insurance and we awere denied because we made "too much money". At the time we made about $32,000 a year and his med expenses were around 10-12 K. PLUS we had a 250K hospital bill to pay from his birth. They take into condsideration the whole households income.



What are you trying to get out of SS, the insurance or the money?</end quote></div>

This depends on if you are trying for SSDI or SSI......SSI comes with Medicaid quickly. SSDI comes with Medicare after 2 years of being disabled. SSI is a combo of incomne & disability. SSDI is decided on your disability, but the money you received is based on your work history & wages.

 

[JazzysMom]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>cprgirl</b></i>

When my son who si now 14 (w/CF) was born, we had NO health insurance. I tried to get SS for him so he would have health insurance and we awere denied because we made "too much money". At the time we made about $32,000 a year and his med expenses were around 10-12 K. PLUS we had a 250K hospital bill to pay from his birth. They take into condsideration the whole households income.



What are you trying to get out of SS, the insurance or the money?</end quote></div>

This depends on if you are trying for SSDI or SSI......SSI comes with Medicaid quickly. SSDI comes with Medicare after 2 years of being disabled. SSI is a combo of incomne & disability. SSDI is decided on your disability, but the money you received is based on your work history & wages.

 

[JazzysMom]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>cprgirl</b></i>

When my son who si now 14 (w/CF) was born, we had NO health insurance. I tried to get SS for him so he would have health insurance and we awere denied because we made "too much money". At the time we made about $32,000 a year and his med expenses were around 10-12 K. PLUS we had a 250K hospital bill to pay from his birth. They take into condsideration the whole households income.



What are you trying to get out of SS, the insurance or the money?</end quote>

This depends on if you are trying for SSDI or SSI......SSI comes with Medicaid quickly. SSDI comes with Medicare after 2 years of being disabled. SSI is a combo of incomne & disability. SSDI is decided on your disability, but the money you received is based on your work history & wages.

 

[JazzysMom]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>cprgirl</b></i>

When my son who si now 14 (w/CF) was born, we had NO health insurance. I tried to get SS for him so he would have health insurance and we awere denied because we made "too much money". At the time we made about $32,000 a year and his med expenses were around 10-12 K. PLUS we had a 250K hospital bill to pay from his birth. They take into condsideration the whole households income.



What are you trying to get out of SS, the insurance or the money?</end quote>

This depends on if you are trying for SSDI or SSI......SSI comes with Medicaid quickly. SSDI comes with Medicare after 2 years of being disabled. SSI is a combo of incomne & disability. SSDI is decided on your disability, but the money you received is based on your work history & wages.

 

[julie]

There is certain criteria that a child (or adult) MUST meet or equal (equal being a combination of listed complications that aren't exactly to the listing, but the combination of them equal or are worse than 1 of the listings for CF).

The other aspect when you are talking about children, is that you are likely applying for SSI, which is 100% income based. If you are over their income limitations, it's pointless to fight to get SSI benefits for your child, because even if he/she does meet the medical criteria, if you are over income, you can't get benefits.
BUT............ a child can qualify on a parents or grandparents social security benefits. This is called SSDI (social security disability insurancde) and is NOT based on income of anyone in the family, but the person you are trying to qualify the child under MUST currently be recieving benefits.

Do you know what the impairment listings are for CF? Check out 103.04 <a target=_blank class=ftalternatingbarlinklarge href="http://www.socialsecurity.gov/disability/professionals/bluebook/103.00-Respiratory-Childhood.htm
">http://www.socialsecurity.gov/...iratory-Childhood.htm
</a>(the table mentioned in A, is available on the above website)
<i>A. An FEV1 equal to or less than the appropriate value specified in Table III corresponding to the child's height without shoes. (In cases of marked spinal deformity, see. 103.00B.);
or
B. For children in whom pulmonary function testing cannot be performed, the presence of two of the following:

1. History of dyspnea on exertion or accumulation of secretions as manifested by repetitive coughing or cyanosis; or

2. Persistent bilateral rales and rhonchi or substantial reduction of breath sounds related to mucous plugging of the trachea or bronchi; or

3. Appropriate medically acceptable imaging evidence of extensive disease, such as thickening of the proximal bronchial airways or persistence of bilateral peribronchial infiltrates;
or
C. Persistent pulmonary infection accompanied by superimposed, recurrent, symptomatic episodes of increased bacterial infection occurring at least once every 6 months and requiring intravenous or nebulization antimicrobial treatment;
or
D. Episodes of bronchitis or pneumonia or hemoptysis ( more than blood streaked sputum) or respiratory failure (documented according to 3.00C, requiring physician intervention, occurring at least once every 2 months or at least six times a year. Each inpatient hospitalization for longer than 24 hours for treatment counts as two episodes, and an evaluation period of at least 12 consecutive months must be used to determine the frequency of episodes;

or

E. Growth impairment as described under the criteria in 100.00.</i>

So your son either has to MEET one of the criteria above (A-E) or must have a combination of problems listed in A-E, that aren't as "bad" but if you combine them all, they are fairly signifigant.

And Thanks Dustin, that was really kind of you to say.

Thanks to everyone else for the recommendations <img src="i/expressions/face-icon-small-smile.gif" border="0">. I have worked with Beth too and she is wonderful. Although I prefer to see if I can give some assistance/pointers to people before they go the lawyer route. A lot of people ask me why, and my reason is that I'm free, and a lawyer takes a % of your back pay. I mean, sure they've got to make a living and there have been a few cases on this board that I just couldn't help out with, so I recommened Beth. But if you can get some free guidance, why not use it?

Let me know if you have any other questions, I'm happy to help!

 

[julie]

There is certain criteria that a child (or adult) MUST meet or equal (equal being a combination of listed complications that aren't exactly to the listing, but the combination of them equal or are worse than 1 of the listings for CF).

The other aspect when you are talking about children, is that you are likely applying for SSI, which is 100% income based. If you are over their income limitations, it's pointless to fight to get SSI benefits for your child, because even if he/she does meet the medical criteria, if you are over income, you can't get benefits.
BUT............ a child can qualify on a parents or grandparents social security benefits. This is called SSDI (social security disability insurancde) and is NOT based on income of anyone in the family, but the person you are trying to qualify the child under MUST currently be recieving benefits.

Do you know what the impairment listings are for CF? Check out 103.04 <a target=_blank class=ftalternatingbarlinklarge href="http://www.socialsecurity.gov/disability/professionals/bluebook/103.00-Respiratory-Childhood.htm
">http://www.socialsecurity.gov/...iratory-Childhood.htm
</a>(the table mentioned in A, is available on the above website)
<i>A. An FEV1 equal to or less than the appropriate value specified in Table III corresponding to the child's height without shoes. (In cases of marked spinal deformity, see. 103.00B.);
or
B. For children in whom pulmonary function testing cannot be performed, the presence of two of the following:

1. History of dyspnea on exertion or accumulation of secretions as manifested by repetitive coughing or cyanosis; or

2. Persistent bilateral rales and rhonchi or substantial reduction of breath sounds related to mucous plugging of the trachea or bronchi; or

3. Appropriate medically acceptable imaging evidence of extensive disease, such as thickening of the proximal bronchial airways or persistence of bilateral peribronchial infiltrates;
or
C. Persistent pulmonary infection accompanied by superimposed, recurrent, symptomatic episodes of increased bacterial infection occurring at least once every 6 months and requiring intravenous or nebulization antimicrobial treatment;
or
D. Episodes of bronchitis or pneumonia or hemoptysis ( more than blood streaked sputum) or respiratory failure (documented according to 3.00C, requiring physician intervention, occurring at least once every 2 months or at least six times a year. Each inpatient hospitalization for longer than 24 hours for treatment counts as two episodes, and an evaluation period of at least 12 consecutive months must be used to determine the frequency of episodes;

or

E. Growth impairment as described under the criteria in 100.00.</i>

So your son either has to MEET one of the criteria above (A-E) or must have a combination of problems listed in A-E, that aren't as "bad" but if you combine them all, they are fairly signifigant.

And Thanks Dustin, that was really kind of you to say.

Thanks to everyone else for the recommendations <img src="i/expressions/face-icon-small-smile.gif" border="0">. I have worked with Beth too and she is wonderful. Although I prefer to see if I can give some assistance/pointers to people before they go the lawyer route. A lot of people ask me why, and my reason is that I'm free, and a lawyer takes a % of your back pay. I mean, sure they've got to make a living and there have been a few cases on this board that I just couldn't help out with, so I recommened Beth. But if you can get some free guidance, why not use it?

Let me know if you have any other questions, I'm happy to help!

 

[julie]

There is certain criteria that a child (or adult) MUST meet or equal (equal being a combination of listed complications that aren't exactly to the listing, but the combination of them equal or are worse than 1 of the listings for CF).

The other aspect when you are talking about children, is that you are likely applying for SSI, which is 100% income based. If you are over their income limitations, it's pointless to fight to get SSI benefits for your child, because even if he/she does meet the medical criteria, if you are over income, you can't get benefits.
BUT............ a child can qualify on a parents or grandparents social security benefits. This is called SSDI (social security disability insurancde) and is NOT based on income of anyone in the family, but the person you are trying to qualify the child under MUST currently be recieving benefits.

Do you know what the impairment listings are for CF? Check out 103.04 <a target=_blank class=ftalternatingbarlinklarge href="http://www.socialsecurity.gov/disability/professionals/bluebook/103.00-Respiratory-Childhood.htm
">http://www.socialsecurity.gov/...iratory-Childhood.htm
</a>(the table mentioned in A, is available on the above website)
<i>A. An FEV1 equal to or less than the appropriate value specified in Table III corresponding to the child's height without shoes. (In cases of marked spinal deformity, see. 103.00B.);
or
B. For children in whom pulmonary function testing cannot be performed, the presence of two of the following:

1. History of dyspnea on exertion or accumulation of secretions as manifested by repetitive coughing or cyanosis; or

2. Persistent bilateral rales and rhonchi or substantial reduction of breath sounds related to mucous plugging of the trachea or bronchi; or

3. Appropriate medically acceptable imaging evidence of extensive disease, such as thickening of the proximal bronchial airways or persistence of bilateral peribronchial infiltrates;
or
C. Persistent pulmonary infection accompanied by superimposed, recurrent, symptomatic episodes of increased bacterial infection occurring at least once every 6 months and requiring intravenous or nebulization antimicrobial treatment;
or
D. Episodes of bronchitis or pneumonia or hemoptysis ( more than blood streaked sputum) or respiratory failure (documented according to 3.00C, requiring physician intervention, occurring at least once every 2 months or at least six times a year. Each inpatient hospitalization for longer than 24 hours for treatment counts as two episodes, and an evaluation period of at least 12 consecutive months must be used to determine the frequency of episodes;

or

E. Growth impairment as described under the criteria in 100.00.</i>

So your son either has to MEET one of the criteria above (A-E) or must have a combination of problems listed in A-E, that aren't as "bad" but if you combine them all, they are fairly signifigant.

And Thanks Dustin, that was really kind of you to say.

Thanks to everyone else for the recommendations <img src="i/expressions/face-icon-small-smile.gif" border="0">. I have worked with Beth too and she is wonderful. Although I prefer to see if I can give some assistance/pointers to people before they go the lawyer route. A lot of people ask me why, and my reason is that I'm free, and a lawyer takes a % of your back pay. I mean, sure they've got to make a living and there have been a few cases on this board that I just couldn't help out with, so I recommened Beth. But if you can get some free guidance, why not use it?

Let me know if you have any other questions, I'm happy to help!

 

[julie]

There is certain criteria that a child (or adult) MUST meet or equal (equal being a combination of listed complications that aren't exactly to the listing, but the combination of them equal or are worse than 1 of the listings for CF).

The other aspect when you are talking about children, is that you are likely applying for SSI, which is 100% income based. If you are over their income limitations, it's pointless to fight to get SSI benefits for your child, because even if he/she does meet the medical criteria, if you are over income, you can't get benefits.
BUT............ a child can qualify on a parents or grandparents social security benefits. This is called SSDI (social security disability insurancde) and is NOT based on income of anyone in the family, but the person you are trying to qualify the child under MUST currently be recieving benefits.

Do you know what the impairment listings are for CF? Check out 103.04 <a target=_blank class=ftalternatingbarlinklarge href="http://www.socialsecurity.gov/disability/professionals/bluebook/103.00-Respiratory-Childhood.htm
">http://www.socialsecurity.gov/...iratory-Childhood.htm
</a>(the table mentioned in A, is available on the above website)
<i>A. An FEV1 equal to or less than the appropriate value specified in Table III corresponding to the child's height without shoes. (In cases of marked spinal deformity, see. 103.00B.);
or
B. For children in whom pulmonary function testing cannot be performed, the presence of two of the following:

1. History of dyspnea on exertion or accumulation of secretions as manifested by repetitive coughing or cyanosis; or

2. Persistent bilateral rales and rhonchi or substantial reduction of breath sounds related to mucous plugging of the trachea or bronchi; or

3. Appropriate medically acceptable imaging evidence of extensive disease, such as thickening of the proximal bronchial airways or persistence of bilateral peribronchial infiltrates;
or
C. Persistent pulmonary infection accompanied by superimposed, recurrent, symptomatic episodes of increased bacterial infection occurring at least once every 6 months and requiring intravenous or nebulization antimicrobial treatment;
or
D. Episodes of bronchitis or pneumonia or hemoptysis ( more than blood streaked sputum) or respiratory failure (documented according to 3.00C, requiring physician intervention, occurring at least once every 2 months or at least six times a year. Each inpatient hospitalization for longer than 24 hours for treatment counts as two episodes, and an evaluation period of at least 12 consecutive months must be used to determine the frequency of episodes;

or

E. Growth impairment as described under the criteria in 100.00.</i>

So your son either has to MEET one of the criteria above (A-E) or must have a combination of problems listed in A-E, that aren't as "bad" but if you combine them all, they are fairly signifigant.

And Thanks Dustin, that was really kind of you to say.

Thanks to everyone else for the recommendations <img src="i/expressions/face-icon-small-smile.gif" border="0">. I have worked with Beth too and she is wonderful. Although I prefer to see if I can give some assistance/pointers to people before they go the lawyer route. A lot of people ask me why, and my reason is that I'm free, and a lawyer takes a % of your back pay. I mean, sure they've got to make a living and there have been a few cases on this board that I just couldn't help out with, so I recommened Beth. But if you can get some free guidance, why not use it?

Let me know if you have any other questions, I'm happy to help!

 

[julie]

There is certain criteria that a child (or adult) MUST meet or equal (equal being a combination of listed complications that aren't exactly to the listing, but the combination of them equal or are worse than 1 of the listings for CF).

The other aspect when you are talking about children, is that you are likely applying for SSI, which is 100% income based. If you are over their income limitations, it's pointless to fight to get SSI benefits for your child, because even if he/she does meet the medical criteria, if you are over income, you can't get benefits.
BUT............ a child can qualify on a parents or grandparents social security benefits. This is called SSDI (social security disability insurancde) and is NOT based on income of anyone in the family, but the person you are trying to qualify the child under MUST currently be recieving benefits.

Do you know what the impairment listings are for CF? Check out 103.04 <a target=_blank class=ftalternatingbarlinklarge href="http://www.socialsecurity.gov/disability/professionals/bluebook/103.00-Respiratory-Childhood.htm
">http://www.socialsecurity.gov/...iratory-Childhood.htm
</a>(the table mentioned in A, is available on the above website)
<i>A. An FEV1 equal to or less than the appropriate value specified in Table III corresponding to the child's height without shoes. (In cases of marked spinal deformity, see. 103.00B.);
or
B. For children in whom pulmonary function testing cannot be performed, the presence of two of the following:

1. History of dyspnea on exertion or accumulation of secretions as manifested by repetitive coughing or cyanosis; or

2. Persistent bilateral rales and rhonchi or substantial reduction of breath sounds related to mucous plugging of the trachea or bronchi; or

3. Appropriate medically acceptable imaging evidence of extensive disease, such as thickening of the proximal bronchial airways or persistence of bilateral peribronchial infiltrates;
or
C. Persistent pulmonary infection accompanied by superimposed, recurrent, symptomatic episodes of increased bacterial infection occurring at least once every 6 months and requiring intravenous or nebulization antimicrobial treatment;
or
D. Episodes of bronchitis or pneumonia or hemoptysis ( more than blood streaked sputum) or respiratory failure (documented according to 3.00C, requiring physician intervention, occurring at least once every 2 months or at least six times a year. Each inpatient hospitalization for longer than 24 hours for treatment counts as two episodes, and an evaluation period of at least 12 consecutive months must be used to determine the frequency of episodes;

or

E. Growth impairment as described under the criteria in 100.00.</i>

So your son either has to MEET one of the criteria above (A-E) or must have a combination of problems listed in A-E, that aren't as "bad" but if you combine them all, they are fairly signifigant.

And Thanks Dustin, that was really kind of you to say.

Thanks to everyone else for the recommendations <img src="i/expressions/face-icon-small-smile.gif" border="0">. I have worked with Beth too and she is wonderful. Although I prefer to see if I can give some assistance/pointers to people before they go the lawyer route. A lot of people ask me why, and my reason is that I'm free, and a lawyer takes a % of your back pay. I mean, sure they've got to make a living and there have been a few cases on this board that I just couldn't help out with, so I recommened Beth. But if you can get some free guidance, why not use it?

Let me know if you have any other questions, I'm happy to help!

 

[luvluvluv]

this topic gets me the most heated. if you are fortunate enough to have insurance, really great insurance which is usually provided by employer, you have to stay w/that job even if it leads to no where. if you lose the job because you are off due to illness (yourself or child) or they make it hard to move up the latter because you take too much time off. if you quit u can keep cobra ins. (by the time cobra reached a year i was paying 1000.00 a month for ins) so i tried private insurance which cost 305.00 per month, w/5000.00 deductible, only paid for 2000.00 annually for prescriptions. (that won't even cover the first months prescripts) last option, i got divorced, got on medicaid. What the $#@#! my ex did some work at the home of a health insurance big wig, united health care, whom i was previously insured until it reached 1000.00 a month. the guy had a house big enough that we could have easily fit 5-6 of our house into, he had an indoor pool, just livin it up while me and my son live on a minimal income to keep medicaid. I know money makes the world go round and i believe everyone should make what they strive for, but to make it at the cost of the sick is robbery. Robbery of life. The government agencies are just as wrong, i don't qualify for anything except medicaid (i am extreemly grateful to qualify for that) but nothing else, no ssi, my current annual gross income is 16,500. sorry for rambling, i know others out there are feeling my rage. i must admit though that since divorce, job change, receiving medicaid, and having our own little apartment, this is the happiest most peaceful time that my son and i have had in quite some time. no insurance company or government agency can take that from us. always look to the positive, most important things in every day life, everything else just seems to fall in place.

 

[luvluvluv]

this topic gets me the most heated. if you are fortunate enough to have insurance, really great insurance which is usually provided by employer, you have to stay w/that job even if it leads to no where. if you lose the job because you are off due to illness (yourself or child) or they make it hard to move up the latter because you take too much time off. if you quit u can keep cobra ins. (by the time cobra reached a year i was paying 1000.00 a month for ins) so i tried private insurance which cost 305.00 per month, w/5000.00 deductible, only paid for 2000.00 annually for prescriptions. (that won't even cover the first months prescripts) last option, i got divorced, got on medicaid. What the $#@#! my ex did some work at the home of a health insurance big wig, united health care, whom i was previously insured until it reached 1000.00 a month. the guy had a house big enough that we could have easily fit 5-6 of our house into, he had an indoor pool, just livin it up while me and my son live on a minimal income to keep medicaid. I know money makes the world go round and i believe everyone should make what they strive for, but to make it at the cost of the sick is robbery. Robbery of life. The government agencies are just as wrong, i don't qualify for anything except medicaid (i am extreemly grateful to qualify for that) but nothing else, no ssi, my current annual gross income is 16,500. sorry for rambling, i know others out there are feeling my rage. i must admit though that since divorce, job change, receiving medicaid, and having our own little apartment, this is the happiest most peaceful time that my son and i have had in quite some time. no insurance company or government agency can take that from us. always look to the positive, most important things in every day life, everything else just seems to fall in place.

 

[luvluvluv]

this topic gets me the most heated. if you are fortunate enough to have insurance, really great insurance which is usually provided by employer, you have to stay w/that job even if it leads to no where. if you lose the job because you are off due to illness (yourself or child) or they make it hard to move up the latter because you take too much time off. if you quit u can keep cobra ins. (by the time cobra reached a year i was paying 1000.00 a month for ins) so i tried private insurance which cost 305.00 per month, w/5000.00 deductible, only paid for 2000.00 annually for prescriptions. (that won't even cover the first months prescripts) last option, i got divorced, got on medicaid. What the $#@#! my ex did some work at the home of a health insurance big wig, united health care, whom i was previously insured until it reached 1000.00 a month. the guy had a house big enough that we could have easily fit 5-6 of our house into, he had an indoor pool, just livin it up while me and my son live on a minimal income to keep medicaid. I know money makes the world go round and i believe everyone should make what they strive for, but to make it at the cost of the sick is robbery. Robbery of life. The government agencies are just as wrong, i don't qualify for anything except medicaid (i am extreemly grateful to qualify for that) but nothing else, no ssi, my current annual gross income is 16,500. sorry for rambling, i know others out there are feeling my rage. i must admit though that since divorce, job change, receiving medicaid, and having our own little apartment, this is the happiest most peaceful time that my son and i have had in quite some time. no insurance company or government agency can take that from us. always look to the positive, most important things in every day life, everything else just seems to fall in place.

 

[luvluvluv]

this topic gets me the most heated. if you are fortunate enough to have insurance, really great insurance which is usually provided by employer, you have to stay w/that job even if it leads to no where. if you lose the job because you are off due to illness (yourself or child) or they make it hard to move up the latter because you take too much time off. if you quit u can keep cobra ins. (by the time cobra reached a year i was paying 1000.00 a month for ins) so i tried private insurance which cost 305.00 per month, w/5000.00 deductible, only paid for 2000.00 annually for prescriptions. (that won't even cover the first months prescripts) last option, i got divorced, got on medicaid. What the $#@#! my ex did some work at the home of a health insurance big wig, united health care, whom i was previously insured until it reached 1000.00 a month. the guy had a house big enough that we could have easily fit 5-6 of our house into, he had an indoor pool, just livin it up while me and my son live on a minimal income to keep medicaid. I know money makes the world go round and i believe everyone should make what they strive for, but to make it at the cost of the sick is robbery. Robbery of life. The government agencies are just as wrong, i don't qualify for anything except medicaid (i am extreemly grateful to qualify for that) but nothing else, no ssi, my current annual gross income is 16,500. sorry for rambling, i know others out there are feeling my rage. i must admit though that since divorce, job change, receiving medicaid, and having our own little apartment, this is the happiest most peaceful time that my son and i have had in quite some time. no insurance company or government agency can take that from us. always look to the positive, most important things in every day life, everything else just seems to fall in place.

 

[luvluvluv]

this topic gets me the most heated. if you are fortunate enough to have insurance, really great insurance which is usually provided by employer, you have to stay w/that job even if it leads to no where. if you lose the job because you are off due to illness (yourself or child) or they make it hard to move up the latter because you take too much time off. if you quit u can keep cobra ins. (by the time cobra reached a year i was paying 1000.00 a month for ins) so i tried private insurance which cost 305.00 per month, w/5000.00 deductible, only paid for 2000.00 annually for prescriptions. (that won't even cover the first months prescripts) last option, i got divorced, got on medicaid. What the $#@#! my ex did some work at the home of a health insurance big wig, united health care, whom i was previously insured until it reached 1000.00 a month. the guy had a house big enough that we could have easily fit 5-6 of our house into, he had an indoor pool, just livin it up while me and my son live on a minimal income to keep medicaid. I know money makes the world go round and i believe everyone should make what they strive for, but to make it at the cost of the sick is robbery. Robbery of life. The government agencies are just as wrong, i don't qualify for anything except medicaid (i am extreemly grateful to qualify for that) but nothing else, no ssi, my current annual gross income is 16,500. sorry for rambling, i know others out there are feeling my rage. i must admit though that since divorce, job change, receiving medicaid, and having our own little apartment, this is the happiest most peaceful time that my son and i have had in quite some time. no insurance company or government agency can take that from us. always look to the positive, most important things in every day life, everything else just seems to fall in place.