Health care costs

rubyroselee

New member
I am <u>EXTREMELY</u> lucky in the fact that I have great health insurance, so I know I'm not an accurate description of what a normal CF person or family pays. I only have to pay for copays $15, 25, 50 for Rx's and $20 for office visits. My insurance also has an asthma program that allows my asthma meds (albuterol, Advair) to have no copay. Then I am also on a couple different patient assistance programs that cover my tobramycin, pulmozyme, and ultrase copays. I also get my vitamins for free on another program.

If copays and things are getting to be too much, check out the patient assistance programs that are offered and see if you qualify. My CF center's social worker has been great in the fact that they really help us find ways to get assistance and free stuff.
 

rubyroselee

New member
I am <u>EXTREMELY</u> lucky in the fact that I have great health insurance, so I know I'm not an accurate description of what a normal CF person or family pays. I only have to pay for copays $15, 25, 50 for Rx's and $20 for office visits. My insurance also has an asthma program that allows my asthma meds (albuterol, Advair) to have no copay. Then I am also on a couple different patient assistance programs that cover my tobramycin, pulmozyme, and ultrase copays. I also get my vitamins for free on another program.

If copays and things are getting to be too much, check out the patient assistance programs that are offered and see if you qualify. My CF center's social worker has been great in the fact that they really help us find ways to get assistance and free stuff.
 

rubyroselee

New member
I am <u>EXTREMELY</u> lucky in the fact that I have great health insurance, so I know I'm not an accurate description of what a normal CF person or family pays. I only have to pay for copays $15, 25, 50 for Rx's and $20 for office visits. My insurance also has an asthma program that allows my asthma meds (albuterol, Advair) to have no copay. Then I am also on a couple different patient assistance programs that cover my tobramycin, pulmozyme, and ultrase copays. I also get my vitamins for free on another program.

If copays and things are getting to be too much, check out the patient assistance programs that are offered and see if you qualify. My CF center's social worker has been great in the fact that they really help us find ways to get assistance and free stuff.
 

rubyroselee

New member
I am <u>EXTREMELY</u> lucky in the fact that I have great health insurance, so I know I'm not an accurate description of what a normal CF person or family pays. I only have to pay for copays $15, 25, 50 for Rx's and $20 for office visits. My insurance also has an asthma program that allows my asthma meds (albuterol, Advair) to have no copay. Then I am also on a couple different patient assistance programs that cover my tobramycin, pulmozyme, and ultrase copays. I also get my vitamins for free on another program.

If copays and things are getting to be too much, check out the patient assistance programs that are offered and see if you qualify. My CF center's social worker has been great in the fact that they really help us find ways to get assistance and free stuff.
 

rubyroselee

New member
I am <u>EXTREMELY</u> lucky in the fact that I have great health insurance, so I know I'm not an accurate description of what a normal CF person or family pays. I only have to pay for copays $15, 25, 50 for Rx's and $20 for office visits. My insurance also has an asthma program that allows my asthma meds (albuterol, Advair) to have no copay. Then I am also on a couple different patient assistance programs that cover my tobramycin, pulmozyme, and ultrase copays. I also get my vitamins for free on another program.
<br />
<br />If copays and things are getting to be too much, check out the patient assistance programs that are offered and see if you qualify. My CF center's social worker has been great in the fact that they really help us find ways to get assistance and free stuff.
 

fahrjr

New member
Roughly $6,000 out of pocket after insurance last year. Thats just for co pays. I have an 80/20 presciption program. My short term disability ended as of Sept 4, so it will be interesting to see how costs change now. I am on long term disability and was approved for Social Security Disablity as of September also.
 

fahrjr

New member
Roughly $6,000 out of pocket after insurance last year. Thats just for co pays. I have an 80/20 presciption program. My short term disability ended as of Sept 4, so it will be interesting to see how costs change now. I am on long term disability and was approved for Social Security Disablity as of September also.
 

fahrjr

New member
Roughly $6,000 out of pocket after insurance last year. Thats just for co pays. I have an 80/20 presciption program. My short term disability ended as of Sept 4, so it will be interesting to see how costs change now. I am on long term disability and was approved for Social Security Disablity as of September also.
 

fahrjr

New member
Roughly $6,000 out of pocket after insurance last year. Thats just for co pays. I have an 80/20 presciption program. My short term disability ended as of Sept 4, so it will be interesting to see how costs change now. I am on long term disability and was approved for Social Security Disablity as of September also.
 

fahrjr

New member
Roughly $6,000 out of pocket after insurance last year. Thats just for co pays. I have an 80/20 presciption program. My short term disability ended as of Sept 4, so it will be interesting to see how costs change now. I am on long term disability and was approved for Social Security Disablity as of September also.
 

Kristen

New member
I pay around $3000 a year. That is for copays for doctor appointments and meds (all $10-$35), the occasional sinus surgery, over the counter stuff like sinus rinse and probiotics, neb cups, syringes, saline for my colistin, etc. I usually don't get admitted to the hospital, so it doesn't include that. My grocery bill isn't really affected because I am PS.

Next year I will be going on my husband's insurance, which means we will be on a HDHP with a deductible of $5000 and an OOP maximum of $7000. So we'll be paying at least $5000 a year (not including over the counter stuff). But, the monthly cost for the insurance itself will only be $100, compared to $700 for a standard PPO (and then there's a $2500 deductible on top of that!).
 

Kristen

New member
I pay around $3000 a year. That is for copays for doctor appointments and meds (all $10-$35), the occasional sinus surgery, over the counter stuff like sinus rinse and probiotics, neb cups, syringes, saline for my colistin, etc. I usually don't get admitted to the hospital, so it doesn't include that. My grocery bill isn't really affected because I am PS.

Next year I will be going on my husband's insurance, which means we will be on a HDHP with a deductible of $5000 and an OOP maximum of $7000. So we'll be paying at least $5000 a year (not including over the counter stuff). But, the monthly cost for the insurance itself will only be $100, compared to $700 for a standard PPO (and then there's a $2500 deductible on top of that!).
 

Kristen

New member
I pay around $3000 a year. That is for copays for doctor appointments and meds (all $10-$35), the occasional sinus surgery, over the counter stuff like sinus rinse and probiotics, neb cups, syringes, saline for my colistin, etc. I usually don't get admitted to the hospital, so it doesn't include that. My grocery bill isn't really affected because I am PS.

Next year I will be going on my husband's insurance, which means we will be on a HDHP with a deductible of $5000 and an OOP maximum of $7000. So we'll be paying at least $5000 a year (not including over the counter stuff). But, the monthly cost for the insurance itself will only be $100, compared to $700 for a standard PPO (and then there's a $2500 deductible on top of that!).
 

Kristen

New member
I pay around $3000 a year. That is for copays for doctor appointments and meds (all $10-$35), the occasional sinus surgery, over the counter stuff like sinus rinse and probiotics, neb cups, syringes, saline for my colistin, etc. I usually don't get admitted to the hospital, so it doesn't include that. My grocery bill isn't really affected because I am PS.

Next year I will be going on my husband's insurance, which means we will be on a HDHP with a deductible of $5000 and an OOP maximum of $7000. So we'll be paying at least $5000 a year (not including over the counter stuff). But, the monthly cost for the insurance itself will only be $100, compared to $700 for a standard PPO (and then there's a $2500 deductible on top of that!).
 

Kristen

New member
I pay around $3000 a year. That is for copays for doctor appointments and meds (all $10-$35), the occasional sinus surgery, over the counter stuff like sinus rinse and probiotics, neb cups, syringes, saline for my colistin, etc. I usually don't get admitted to the hospital, so it doesn't include that. My grocery bill isn't really affected because I am PS.
<br />
<br />Next year I will be going on my husband's insurance, which means we will be on a HDHP with a deductible of $5000 and an OOP maximum of $7000. So we'll be paying at least $5000 a year (not including over the counter stuff). But, the monthly cost for the insurance itself will only be $100, compared to $700 for a standard PPO (and then there's a $2500 deductible on top of that!).
 
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