The great USofA!! Insurance companies make me want to pull my hair out. A year ago my insurance premium was $1000 a month, I just couldn't keep up the payment, it was putting us behind on all our bills and I didn't want to loose my house. Although it was great coverage I had to go with something else, $305 a month with a $5000 deductible and prescription coverage of only $2000 per year.
That wasn't working. My husband and I together made too much money to qualify for aid of any kind. We live in a modest home we are not "money rich" in any way.
The solution for me was divorce. It allowed me to qualify for medicaid for my son.
I have my own mixed feelings about it, as I'm sure many others do to, bucking the system sure doesn't seem right but the system has been bucking us forever.