I take out $1,750 a year pre tax. We normally blow through it by Sept. I hope everyone realizes that it is so important to check your insurance every year for changes at enrollment time. This year the formulary for my drug plan changed and the want my son to take the generic form of Creon. So I am currently fighting them to keep on the regular. Last year Nemours was fighting over a new contract with Blue Cross Blue Shield and would not accept Nemours as in network. Every year it is something new. Just remember dont take NO for an answer. Contact your employer to get waivers and get a health care case manager with your health care provider to review things. I have used then both in the past.