IUI and Insurance

[rnjessica]

Hello everyone <img src="i/expressions/face-icon-small-smile.gif" border="0">

I know I'm jumping the gun, but just trying to be proactive. For those of you that have had IUI's I have some questions.

1. Did your insurance company pay for (any) or all of it?
2. How much did it cost?
3. How long of a process, meaning did you have to have ultrasounds everyday during your ovulation? etc.

Thanks SO much...just thinking ahead (just incase) <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[rnjessica]

Hello everyone <img src="i/expressions/face-icon-small-smile.gif" border="0">

I know I'm jumping the gun, but just trying to be proactive. For those of you that have had IUI's I have some questions.

1. Did your insurance company pay for (any) or all of it?
2. How much did it cost?
3. How long of a process, meaning did you have to have ultrasounds everyday during your ovulation? etc.

Thanks SO much...just thinking ahead (just incase) <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[rnjessica]

Hello everyone <img src="i/expressions/face-icon-small-smile.gif" border="0">

I know I'm jumping the gun, but just trying to be proactive. For those of you that have had IUI's I have some questions.

1. Did your insurance company pay for (any) or all of it?
2. How much did it cost?
3. How long of a process, meaning did you have to have ultrasounds everyday during your ovulation? etc.

Thanks SO much...just thinking ahead (just incase) <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[rnjessica]

Hello everyone <img src="i/expressions/face-icon-small-smile.gif" border="0">

I know I'm jumping the gun, but just trying to be proactive. For those of you that have had IUI's I have some questions.

1. Did your insurance company pay for (any) or all of it?
2. How much did it cost?
3. How long of a process, meaning did you have to have ultrasounds everyday during your ovulation? etc.

Thanks SO much...just thinking ahead (just incase) <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[rnjessica]

Hello everyone <img src="i/expressions/face-icon-small-smile.gif" border="0">
<br />
<br />I know I'm jumping the gun, but just trying to be proactive. For those of you that have had IUI's I have some questions.
<br />
<br />1. Did your insurance company pay for (any) or all of it?
<br />2. How much did it cost?
<br />3. How long of a process, meaning did you have to have ultrasounds everyday during your ovulation? etc.
<br />
<br />Thanks SO much...just thinking ahead (just incase) <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[MamatoAlexa]

Hey Jess!
Have you called your insurance to ask what your benefits cover?
I called mine and they were so helpful!
My insurance has paid in full RE benefits up to $50,000 at centers they consider centers of excellance. I did not even have co-pays! Everything was covered in full.

Since we knew I could get pg we started with natural IUI. I just used at home ovulation predictor tests. When I got a + on that test I called the RE office, they set up two appointments one for DH to make his donation and one for the actual IUI. Both were the same day.
If you have more questions feel free to ask! you know I am happy to share! <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[MamatoAlexa]

Hey Jess!
Have you called your insurance to ask what your benefits cover?
I called mine and they were so helpful!
My insurance has paid in full RE benefits up to $50,000 at centers they consider centers of excellance. I did not even have co-pays! Everything was covered in full.

Since we knew I could get pg we started with natural IUI. I just used at home ovulation predictor tests. When I got a + on that test I called the RE office, they set up two appointments one for DH to make his donation and one for the actual IUI. Both were the same day.
If you have more questions feel free to ask! you know I am happy to share! <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[MamatoAlexa]

Hey Jess!
Have you called your insurance to ask what your benefits cover?
I called mine and they were so helpful!
My insurance has paid in full RE benefits up to $50,000 at centers they consider centers of excellance. I did not even have co-pays! Everything was covered in full.

Since we knew I could get pg we started with natural IUI. I just used at home ovulation predictor tests. When I got a + on that test I called the RE office, they set up two appointments one for DH to make his donation and one for the actual IUI. Both were the same day.
If you have more questions feel free to ask! you know I am happy to share! <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[MamatoAlexa]

Hey Jess!
Have you called your insurance to ask what your benefits cover?
I called mine and they were so helpful!
My insurance has paid in full RE benefits up to $50,000 at centers they consider centers of excellance. I did not even have co-pays! Everything was covered in full.

Since we knew I could get pg we started with natural IUI. I just used at home ovulation predictor tests. When I got a + on that test I called the RE office, they set up two appointments one for DH to make his donation and one for the actual IUI. Both were the same day.
If you have more questions feel free to ask! you know I am happy to share! <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[MamatoAlexa]

Hey Jess!
<br />Have you called your insurance to ask what your benefits cover?
<br />I called mine and they were so helpful!
<br />My insurance has paid in full RE benefits up to $50,000 at centers they consider centers of excellance. I did not even have co-pays! Everything was covered in full.
<br />
<br />Since we knew I could get pg we started with natural IUI. I just used at home ovulation predictor tests. When I got a + on that test I called the RE office, they set up two appointments one for DH to make his donation and one for the actual IUI. Both were the same day.
<br />If you have more questions feel free to ask! you know I am happy to share! <img src="i/expressions/face-icon-small-wink.gif" border="0">

 

[Kristen]

1. My insurance coverage was only for IF diagnosis, but not treatment. So, that meant all ultrasounds were covered, but not medications, sperm washing, and the IUI procedure itself.

2. We did two natural cycle IUIS and two clomid cycle IUIs. We paid about $600 out of pocket each time - the clomid cycles were only about $20 more, because clomid is cheap! We triggered for all cycles, even the natural ones, because I never got a positive OPK until the day I ovulated, which would have been too late to do an IUI. The trigger shot cost $44 through Freedom Pharmacy.

At the beginning of our last IUI cycle, we did get a second opinion from another RE in town - he told we should move onto injectibles if we didn't get PG that cycle, and that it would cost $2000-$3000 a cycle because more monitoring was required (more ultrasounds and bloodwork), the medications were more expensive, and insurance wouldn't cover the ultrasounds. Luckily, we got PG that cycle and didn't have to worry about moving onto injectibles.

3. As far as ultrasounds, I had about 10 cycles of charts that I brought into our initial consult, so my RE would schedule my first ultrasound a day before my average ovulation date. If my follicles were big enough, we would trigger that day and do the IUI the next day or the day after. If they weren't, I would come back for another ultrasound in two days. HOWEVER, I was a bit leery of going in for my first ultrasound based on my AVERAGE ovulation day, considering that means sometimes I ovulate before then, and it caused us to miss several cycles and I had to push to start getting ultrasounds earlier.

I've heard that some REs will have you come in on CD3 for an ultrasound to check for cysts, and then start doing them closer to your expected ovulation day. I think the frequency depends on the RE.

 

[Kristen]

1. My insurance coverage was only for IF diagnosis, but not treatment. So, that meant all ultrasounds were covered, but not medications, sperm washing, and the IUI procedure itself.

2. We did two natural cycle IUIS and two clomid cycle IUIs. We paid about $600 out of pocket each time - the clomid cycles were only about $20 more, because clomid is cheap! We triggered for all cycles, even the natural ones, because I never got a positive OPK until the day I ovulated, which would have been too late to do an IUI. The trigger shot cost $44 through Freedom Pharmacy.

At the beginning of our last IUI cycle, we did get a second opinion from another RE in town - he told we should move onto injectibles if we didn't get PG that cycle, and that it would cost $2000-$3000 a cycle because more monitoring was required (more ultrasounds and bloodwork), the medications were more expensive, and insurance wouldn't cover the ultrasounds. Luckily, we got PG that cycle and didn't have to worry about moving onto injectibles.

3. As far as ultrasounds, I had about 10 cycles of charts that I brought into our initial consult, so my RE would schedule my first ultrasound a day before my average ovulation date. If my follicles were big enough, we would trigger that day and do the IUI the next day or the day after. If they weren't, I would come back for another ultrasound in two days. HOWEVER, I was a bit leery of going in for my first ultrasound based on my AVERAGE ovulation day, considering that means sometimes I ovulate before then, and it caused us to miss several cycles and I had to push to start getting ultrasounds earlier.

I've heard that some REs will have you come in on CD3 for an ultrasound to check for cysts, and then start doing them closer to your expected ovulation day. I think the frequency depends on the RE.

 

[Kristen]

1. My insurance coverage was only for IF diagnosis, but not treatment. So, that meant all ultrasounds were covered, but not medications, sperm washing, and the IUI procedure itself.

2. We did two natural cycle IUIS and two clomid cycle IUIs. We paid about $600 out of pocket each time - the clomid cycles were only about $20 more, because clomid is cheap! We triggered for all cycles, even the natural ones, because I never got a positive OPK until the day I ovulated, which would have been too late to do an IUI. The trigger shot cost $44 through Freedom Pharmacy.

At the beginning of our last IUI cycle, we did get a second opinion from another RE in town - he told we should move onto injectibles if we didn't get PG that cycle, and that it would cost $2000-$3000 a cycle because more monitoring was required (more ultrasounds and bloodwork), the medications were more expensive, and insurance wouldn't cover the ultrasounds. Luckily, we got PG that cycle and didn't have to worry about moving onto injectibles.

3. As far as ultrasounds, I had about 10 cycles of charts that I brought into our initial consult, so my RE would schedule my first ultrasound a day before my average ovulation date. If my follicles were big enough, we would trigger that day and do the IUI the next day or the day after. If they weren't, I would come back for another ultrasound in two days. HOWEVER, I was a bit leery of going in for my first ultrasound based on my AVERAGE ovulation day, considering that means sometimes I ovulate before then, and it caused us to miss several cycles and I had to push to start getting ultrasounds earlier.

I've heard that some REs will have you come in on CD3 for an ultrasound to check for cysts, and then start doing them closer to your expected ovulation day. I think the frequency depends on the RE.

 

[Kristen]

1. My insurance coverage was only for IF diagnosis, but not treatment. So, that meant all ultrasounds were covered, but not medications, sperm washing, and the IUI procedure itself.

2. We did two natural cycle IUIS and two clomid cycle IUIs. We paid about $600 out of pocket each time - the clomid cycles were only about $20 more, because clomid is cheap! We triggered for all cycles, even the natural ones, because I never got a positive OPK until the day I ovulated, which would have been too late to do an IUI. The trigger shot cost $44 through Freedom Pharmacy.

At the beginning of our last IUI cycle, we did get a second opinion from another RE in town - he told we should move onto injectibles if we didn't get PG that cycle, and that it would cost $2000-$3000 a cycle because more monitoring was required (more ultrasounds and bloodwork), the medications were more expensive, and insurance wouldn't cover the ultrasounds. Luckily, we got PG that cycle and didn't have to worry about moving onto injectibles.

3. As far as ultrasounds, I had about 10 cycles of charts that I brought into our initial consult, so my RE would schedule my first ultrasound a day before my average ovulation date. If my follicles were big enough, we would trigger that day and do the IUI the next day or the day after. If they weren't, I would come back for another ultrasound in two days. HOWEVER, I was a bit leery of going in for my first ultrasound based on my AVERAGE ovulation day, considering that means sometimes I ovulate before then, and it caused us to miss several cycles and I had to push to start getting ultrasounds earlier.

I've heard that some REs will have you come in on CD3 for an ultrasound to check for cysts, and then start doing them closer to your expected ovulation day. I think the frequency depends on the RE.

 

[Kristen]

1. My insurance coverage was only for IF diagnosis, but not treatment. So, that meant all ultrasounds were covered, but not medications, sperm washing, and the IUI procedure itself.
<br />
<br />2. We did two natural cycle IUIS and two clomid cycle IUIs. We paid about $600 out of pocket each time - the clomid cycles were only about $20 more, because clomid is cheap! We triggered for all cycles, even the natural ones, because I never got a positive OPK until the day I ovulated, which would have been too late to do an IUI. The trigger shot cost $44 through Freedom Pharmacy.
<br />
<br />At the beginning of our last IUI cycle, we did get a second opinion from another RE in town - he told we should move onto injectibles if we didn't get PG that cycle, and that it would cost $2000-$3000 a cycle because more monitoring was required (more ultrasounds and bloodwork), the medications were more expensive, and insurance wouldn't cover the ultrasounds. Luckily, we got PG that cycle and didn't have to worry about moving onto injectibles.
<br />
<br />3. As far as ultrasounds, I had about 10 cycles of charts that I brought into our initial consult, so my RE would schedule my first ultrasound a day before my average ovulation date. If my follicles were big enough, we would trigger that day and do the IUI the next day or the day after. If they weren't, I would come back for another ultrasound in two days. HOWEVER, I was a bit leery of going in for my first ultrasound based on my AVERAGE ovulation day, considering that means sometimes I ovulate before then, and it caused us to miss several cycles and I had to push to start getting ultrasounds earlier.
<br />
<br />I've heard that some REs will have you come in on CD3 for an ultrasound to check for cysts, and then start doing them closer to your expected ovulation day. I think the frequency depends on the RE.

 

[rubyroselee]

My insurance covered all infertility treatments, as long as you were diagnosed as infertile or you had been trying for a year with no success. Check with your insurance company to be sure about what your plan covers because some cover and some don't.

Initial costs were about $300 for the consultation and then another $250 for the initial ultrasound. I don't know how much the procedures cost because they were all covered by my insurance.

I only needed an initial ultrasound at my consultation to make sure the anatomy was ok, then no more ultrasounds were needed because IUI worked by the second try. I suppose more ultrasounds would be needed if IUI did not work after several tries. I know that sometimes they look at your ovaries to get the timing just right, but I don't know how common that is.

 

[rubyroselee]

My insurance covered all infertility treatments, as long as you were diagnosed as infertile or you had been trying for a year with no success. Check with your insurance company to be sure about what your plan covers because some cover and some don't.

Initial costs were about $300 for the consultation and then another $250 for the initial ultrasound. I don't know how much the procedures cost because they were all covered by my insurance.

I only needed an initial ultrasound at my consultation to make sure the anatomy was ok, then no more ultrasounds were needed because IUI worked by the second try. I suppose more ultrasounds would be needed if IUI did not work after several tries. I know that sometimes they look at your ovaries to get the timing just right, but I don't know how common that is.

 

[rubyroselee]

My insurance covered all infertility treatments, as long as you were diagnosed as infertile or you had been trying for a year with no success. Check with your insurance company to be sure about what your plan covers because some cover and some don't.

Initial costs were about $300 for the consultation and then another $250 for the initial ultrasound. I don't know how much the procedures cost because they were all covered by my insurance.

I only needed an initial ultrasound at my consultation to make sure the anatomy was ok, then no more ultrasounds were needed because IUI worked by the second try. I suppose more ultrasounds would be needed if IUI did not work after several tries. I know that sometimes they look at your ovaries to get the timing just right, but I don't know how common that is.

 

[rubyroselee]

My insurance covered all infertility treatments, as long as you were diagnosed as infertile or you had been trying for a year with no success. Check with your insurance company to be sure about what your plan covers because some cover and some don't.

Initial costs were about $300 for the consultation and then another $250 for the initial ultrasound. I don't know how much the procedures cost because they were all covered by my insurance.

I only needed an initial ultrasound at my consultation to make sure the anatomy was ok, then no more ultrasounds were needed because IUI worked by the second try. I suppose more ultrasounds would be needed if IUI did not work after several tries. I know that sometimes they look at your ovaries to get the timing just right, but I don't know how common that is.

 

[rubyroselee]

My insurance covered all infertility treatments, as long as you were diagnosed as infertile or you had been trying for a year with no success. Check with your insurance company to be sure about what your plan covers because some cover and some don't.
<br />
<br />Initial costs were about $300 for the consultation and then another $250 for the initial ultrasound. I don't know how much the procedures cost because they were all covered by my insurance.
<br />
<br />I only needed an initial ultrasound at my consultation to make sure the anatomy was ok, then no more ultrasounds were needed because IUI worked by the second try. I suppose more ultrasounds would be needed if IUI did not work after several tries. I know that sometimes they look at your ovaries to get the timing just right, but I don't know how common that is.