Just got SSI... questions

Brad

New member
Julie
<br />
<br /> I have been reading through the Head Ache that is SSA's site. Ugg..
<br />
<br /> IT looks like to me that if I work and earn 720. in a month on SSDI for 7 months
<br /> over a 5 year period I would loose benefits.
<br />
<br /> Is there a Number ( amount ) that would not
<br /> count towards that Rolling 7 Months ?
 

julie

New member
Brad,

In any month that you earn over $720 in 2010, it counts as a "trial work" month. In a 5 year period you can have up to 9 "trial months" without losing any benefits. Then, after those 9 trial months, if you are earning over $720 but under $1000, you can still keep your SSDI benefits, but they will be reduced subject to an SSA calculation (which I used to have a link to but they have "revised" their site and I can't track down the info anymore, but I"m still bugging them for it!!!!)

If you earn over $1000 AFTER those 9 trial work months, then you will not be entitled to recieve your SSDI benefits in that particular month.

However, for the 36 months following the END of you trial work period, your earnings fall under $1000, you can again recieve your SSDI beneifts (if they are under $1000 but over $720, you will be subject to that SSA calculation. If they are under $720, you will recieve your entire SSDI payment).

There are also other things like being able to keep your medicare coverage even if you are no longer getting your SSDI benefits. Check out this link: <a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/disabilityresearch/wi/extended.htm
">http://www.ssa.gov/disabilityresearch/wi/extended.htm
</a>
Entropy, yes, that's exactly what I meant by out of pocket expenses. I'll do a little research on medicaid benefits in your state and get back to you with some more detailed information.

College shouldn't be a problem, but financial aid and scholarships might be, depending if you are on SSI or SSDI. Are you getting SSI or SSDI? SSI would be if you had no or not enough work history, and SSDI would be based off your work history. Some people can also recieve both at the same time.
 

julie

New member
Brad,

In any month that you earn over $720 in 2010, it counts as a "trial work" month. In a 5 year period you can have up to 9 "trial months" without losing any benefits. Then, after those 9 trial months, if you are earning over $720 but under $1000, you can still keep your SSDI benefits, but they will be reduced subject to an SSA calculation (which I used to have a link to but they have "revised" their site and I can't track down the info anymore, but I"m still bugging them for it!!!!)

If you earn over $1000 AFTER those 9 trial work months, then you will not be entitled to recieve your SSDI benefits in that particular month.

However, for the 36 months following the END of you trial work period, your earnings fall under $1000, you can again recieve your SSDI beneifts (if they are under $1000 but over $720, you will be subject to that SSA calculation. If they are under $720, you will recieve your entire SSDI payment).

There are also other things like being able to keep your medicare coverage even if you are no longer getting your SSDI benefits. Check out this link: <a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/disabilityresearch/wi/extended.htm
">http://www.ssa.gov/disabilityresearch/wi/extended.htm
</a>
Entropy, yes, that's exactly what I meant by out of pocket expenses. I'll do a little research on medicaid benefits in your state and get back to you with some more detailed information.

College shouldn't be a problem, but financial aid and scholarships might be, depending if you are on SSI or SSDI. Are you getting SSI or SSDI? SSI would be if you had no or not enough work history, and SSDI would be based off your work history. Some people can also recieve both at the same time.
 

julie

New member
Brad,
<br />
<br />In any month that you earn over $720 in 2010, it counts as a "trial work" month. In a 5 year period you can have up to 9 "trial months" without losing any benefits. Then, after those 9 trial months, if you are earning over $720 but under $1000, you can still keep your SSDI benefits, but they will be reduced subject to an SSA calculation (which I used to have a link to but they have "revised" their site and I can't track down the info anymore, but I"m still bugging them for it!!!!)
<br />
<br />If you earn over $1000 AFTER those 9 trial work months, then you will not be entitled to recieve your SSDI benefits in that particular month.
<br />
<br />However, for the 36 months following the END of you trial work period, your earnings fall under $1000, you can again recieve your SSDI beneifts (if they are under $1000 but over $720, you will be subject to that SSA calculation. If they are under $720, you will recieve your entire SSDI payment).
<br />
<br />There are also other things like being able to keep your medicare coverage even if you are no longer getting your SSDI benefits. Check out this link: <a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/disabilityresearch/wi/extended.htm
">http://www.ssa.gov/disabilityresearch/wi/extended.htm
</a><br />
<br />Entropy, yes, that's exactly what I meant by out of pocket expenses. I'll do a little research on medicaid benefits in your state and get back to you with some more detailed information.
<br />
<br />College shouldn't be a problem, but financial aid and scholarships might be, depending if you are on SSI or SSDI. Are you getting SSI or SSDI? SSI would be if you had no or not enough work history, and SSDI would be based off your work history. Some people can also recieve both at the same time.
 
E

entropy

Guest
Julie, I am on SSI only, not SSDI. Thanks for the info, you have my gratitude <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
E

entropy

Guest
Julie, I am on SSI only, not SSDI. Thanks for the info, you have my gratitude <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
E

entropy

Guest
Julie, I am on SSI only, not SSDI. Thanks for the info, you have my gratitude <img src="i/expressions/face-icon-small-smile.gif" border="0">
 

julie

New member
Did you also apply for SSDI at the same time, or did you know you that you didn't have the work credits required?

As for the medicaid coverage, here's some info I found, I'll provide links to the sites as well.

Who is elgible for medicaid in Pennsylvania?
.Supplemental Security Income (SSI) recipients - these are individuals who meet the SSI disability criteria or who are 65 and over. They must also meet certain income and asset requirements. For individuals, their income must be less than 76 percent of the FPL and their assets cannot exceed $2,000.


Mandatory Medicaid Services Additional Medical Services*
.EPSDT Services for Children Under Age 21
.Family Planning Services and Supplies
.Home Health Care for Persons Eligible
.Inpatient Hospital Services
.Laboratory and X-Ray Services
.Medical and Surgical Dental Services
.Nurse Midwife Services
.Nursing Facility Services
.Outpatient Hospital Services
.Nurse Practitioner Services
.Physician Services
.Rural Health Clinic and Federally Qualified Health Clinic Services Offered by These Entities
.All Medically Necessary Care for Eligibles Under Age 21

Medically Necessary is a service or benefit that is reasonably expected to prevent the onset of an illness, condition or disability; reduce or ameliorate the physical, mental or developmental affects of an illness, condition, injury, or disability; assist the recipient to achieve or maintain maximum functional capacity in performing daily activities, taking into account both the functional capacity of the recipient and those functional capacities that are appropriate for members of the same age.

<b>.Ambulatory Surgical Center
.Birthing Center Services
.Case Management (Targeted)
.Chiropractic
.Dental, including Orthodontics
.Drug & Alcohol Outpatient Clinic
.Hospice
.Inpatient Hospital and Nursing facility Services for 65+ in an Institution for Mental Disease
.Intermediate Care Facilities for Persons with Mental Retardation
.Intermediate Care Facilities/Other Related Conditions
.Independent Medical Clinic/Surgical Center Medical Supplies and Equipment
.Optometry
.Partial Hospitalization
.Primary Care Case Management Services
.Prescription Drugs
.Podiatrist
.Prosthetic Devices
.Psychiatric Clinic
.Rehabilitation Services
.Renal Dialysis
.Tuberculosis-Related
.Therapy (Occupational, Physical, and Speech for Adults Limited to Those Provided by a Hospital, Outpatient Clinic or Home Health Provider)
.Transportation To and From Appointments
.Home and Community-Based Services are Covered Under a Waiver
</b>*Adults eligible under the Medically Needy Only Medicaid category are not eligible for these <b>BOLDED</b> services with some exceptions.

<a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/faqs.html#a6">http://www.pamedicaid.pitt.edu/faqs.html#a6</a>


According to the info on this site, <a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/documents/elig_table_ND_REV5.pdf">http://www.pamedicaid.pitt.edu...elig_table_ND_REV5.pdf</a> youre entitled to FULL Medicaid benefits because of your SSI elgibility.

I'll have to look into the scholarship/financial aid stuff tomorrow by calling SSA. I'll get back to you on that.

Happy to help, this is what I LOVE to do!
 

julie

New member
Did you also apply for SSDI at the same time, or did you know you that you didn't have the work credits required?

As for the medicaid coverage, here's some info I found, I'll provide links to the sites as well.

Who is elgible for medicaid in Pennsylvania?
.Supplemental Security Income (SSI) recipients - these are individuals who meet the SSI disability criteria or who are 65 and over. They must also meet certain income and asset requirements. For individuals, their income must be less than 76 percent of the FPL and their assets cannot exceed $2,000.


Mandatory Medicaid Services Additional Medical Services*
.EPSDT Services for Children Under Age 21
.Family Planning Services and Supplies
.Home Health Care for Persons Eligible
.Inpatient Hospital Services
.Laboratory and X-Ray Services
.Medical and Surgical Dental Services
.Nurse Midwife Services
.Nursing Facility Services
.Outpatient Hospital Services
.Nurse Practitioner Services
.Physician Services
.Rural Health Clinic and Federally Qualified Health Clinic Services Offered by These Entities
.All Medically Necessary Care for Eligibles Under Age 21

Medically Necessary is a service or benefit that is reasonably expected to prevent the onset of an illness, condition or disability; reduce or ameliorate the physical, mental or developmental affects of an illness, condition, injury, or disability; assist the recipient to achieve or maintain maximum functional capacity in performing daily activities, taking into account both the functional capacity of the recipient and those functional capacities that are appropriate for members of the same age.

<b>.Ambulatory Surgical Center
.Birthing Center Services
.Case Management (Targeted)
.Chiropractic
.Dental, including Orthodontics
.Drug & Alcohol Outpatient Clinic
.Hospice
.Inpatient Hospital and Nursing facility Services for 65+ in an Institution for Mental Disease
.Intermediate Care Facilities for Persons with Mental Retardation
.Intermediate Care Facilities/Other Related Conditions
.Independent Medical Clinic/Surgical Center Medical Supplies and Equipment
.Optometry
.Partial Hospitalization
.Primary Care Case Management Services
.Prescription Drugs
.Podiatrist
.Prosthetic Devices
.Psychiatric Clinic
.Rehabilitation Services
.Renal Dialysis
.Tuberculosis-Related
.Therapy (Occupational, Physical, and Speech for Adults Limited to Those Provided by a Hospital, Outpatient Clinic or Home Health Provider)
.Transportation To and From Appointments
.Home and Community-Based Services are Covered Under a Waiver
</b>*Adults eligible under the Medically Needy Only Medicaid category are not eligible for these <b>BOLDED</b> services with some exceptions.

<a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/faqs.html#a6">http://www.pamedicaid.pitt.edu/faqs.html#a6</a>


According to the info on this site, <a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/documents/elig_table_ND_REV5.pdf">http://www.pamedicaid.pitt.edu...elig_table_ND_REV5.pdf</a> youre entitled to FULL Medicaid benefits because of your SSI elgibility.

I'll have to look into the scholarship/financial aid stuff tomorrow by calling SSA. I'll get back to you on that.

Happy to help, this is what I LOVE to do!
 

julie

New member
Did you also apply for SSDI at the same time, or did you know you that you didn't have the work credits required?
<br />
<br />As for the medicaid coverage, here's some info I found, I'll provide links to the sites as well.
<br />
<br />Who is elgible for medicaid in Pennsylvania?
<br />.Supplemental Security Income (SSI) recipients - these are individuals who meet the SSI disability criteria or who are 65 and over. They must also meet certain income and asset requirements. For individuals, their income must be less than 76 percent of the FPL and their assets cannot exceed $2,000.
<br />
<br />
<br />Mandatory Medicaid Services Additional Medical Services*
<br />.EPSDT Services for Children Under Age 21
<br />.Family Planning Services and Supplies
<br />.Home Health Care for Persons Eligible
<br />.Inpatient Hospital Services
<br />.Laboratory and X-Ray Services
<br />.Medical and Surgical Dental Services
<br />.Nurse Midwife Services
<br />.Nursing Facility Services
<br />.Outpatient Hospital Services
<br />.Nurse Practitioner Services
<br />.Physician Services
<br />.Rural Health Clinic and Federally Qualified Health Clinic Services Offered by These Entities
<br />.All Medically Necessary Care for Eligibles Under Age 21
<br />
<br />Medically Necessary is a service or benefit that is reasonably expected to prevent the onset of an illness, condition or disability; reduce or ameliorate the physical, mental or developmental affects of an illness, condition, injury, or disability; assist the recipient to achieve or maintain maximum functional capacity in performing daily activities, taking into account both the functional capacity of the recipient and those functional capacities that are appropriate for members of the same age.
<br />
<br /><b>.Ambulatory Surgical Center
<br />.Birthing Center Services
<br />.Case Management (Targeted)
<br />.Chiropractic
<br />.Dental, including Orthodontics
<br />.Drug & Alcohol Outpatient Clinic
<br />.Hospice
<br />.Inpatient Hospital and Nursing facility Services for 65+ in an Institution for Mental Disease
<br />.Intermediate Care Facilities for Persons with Mental Retardation
<br />.Intermediate Care Facilities/Other Related Conditions
<br />.Independent Medical Clinic/Surgical Center Medical Supplies and Equipment
<br />.Optometry
<br />.Partial Hospitalization
<br />.Primary Care Case Management Services
<br />.Prescription Drugs
<br />.Podiatrist
<br />.Prosthetic Devices
<br />.Psychiatric Clinic
<br />.Rehabilitation Services
<br />.Renal Dialysis
<br />.Tuberculosis-Related
<br />.Therapy (Occupational, Physical, and Speech for Adults Limited to Those Provided by a Hospital, Outpatient Clinic or Home Health Provider)
<br />.Transportation To and From Appointments
<br />.Home and Community-Based Services are Covered Under a Waiver
<br /> </b>*Adults eligible under the Medically Needy Only Medicaid category are not eligible for these <b>BOLDED</b> services with some exceptions.
<br />
<br /><a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/faqs.html#a6">http://www.pamedicaid.pitt.edu/faqs.html#a6</a>
<br />
<br />
<br />According to the info on this site, <a target=_blank class=ftalternatingbarlinklarge href="http://www.pamedicaid.pitt.edu/documents/elig_table_ND_REV5.pdf">http://www.pamedicaid.pitt.edu...elig_table_ND_REV5.pdf</a> youre entitled to FULL Medicaid benefits because of your SSI elgibility.
<br />
<br />I'll have to look into the scholarship/financial aid stuff tomorrow by calling SSA. I'll get back to you on that.
<br />
<br />Happy to help, this is what I LOVE to do!
 

julie

New member
Looks like going to school shouldn't be a problem:
<i>A note for people who are blind or disabled

If you work, there are special rules to help you. You may be able to keep getting SSI payments while you work. As you earn more money, your SSI payments may be reduced or stopped, but you may be able to keep your Medicaid coverage.

You also may be able to set aside some money for a work goal or to go to school. In this case, the money you set aside will not reduce the amount of your SSI.

Blind or disabled people who apply for SSI may get free special services to help them work. These services may include counseling, job training and help in finding work.

You can get more information in Working While Disabled - How We Can Help (Publication No. 05-10095).</i>
<a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/pubs/11000.html">http://www.ssa.gov/pubs/11000.html</a> This entire page actually contains some great info for SSI recipients in general!
 

julie

New member
Looks like going to school shouldn't be a problem:
<i>A note for people who are blind or disabled

If you work, there are special rules to help you. You may be able to keep getting SSI payments while you work. As you earn more money, your SSI payments may be reduced or stopped, but you may be able to keep your Medicaid coverage.

You also may be able to set aside some money for a work goal or to go to school. In this case, the money you set aside will not reduce the amount of your SSI.

Blind or disabled people who apply for SSI may get free special services to help them work. These services may include counseling, job training and help in finding work.

You can get more information in Working While Disabled - How We Can Help (Publication No. 05-10095).</i>
<a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/pubs/11000.html">http://www.ssa.gov/pubs/11000.html</a> This entire page actually contains some great info for SSI recipients in general!
 

julie

New member
Looks like going to school shouldn't be a problem:
<br /><i>A note for people who are blind or disabled
<br />
<br />If you work, there are special rules to help you. You may be able to keep getting SSI payments while you work. As you earn more money, your SSI payments may be reduced or stopped, but you may be able to keep your Medicaid coverage.
<br />
<br />You also may be able to set aside some money for a work goal or to go to school. In this case, the money you set aside will not reduce the amount of your SSI.
<br />
<br />Blind or disabled people who apply for SSI may get free special services to help them work. These services may include counseling, job training and help in finding work.
<br />
<br />You can get more information in Working While Disabled - How We Can Help (Publication No. 05-10095).</i>
<br /><a target=_blank class=ftalternatingbarlinklarge href="http://www.ssa.gov/pubs/11000.html">http://www.ssa.gov/pubs/11000.html</a> This entire page actually contains some great info for SSI recipients in general!
 

julie

New member
And more info you might find useful if you are working, or do decide to work a little bit while on SSI disability benefits.
<a target=_blank class=ftalternatingbarlinklarge href="http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483">http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483</a>
 

julie

New member
And more info you might find useful if you are working, or do decide to work a little bit while on SSI disability benefits.
<a target=_blank class=ftalternatingbarlinklarge href="http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483">http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483</a>
 

julie

New member
And more info you might find useful if you are working, or do decide to work a little bit while on SSI disability benefits.
<br /><a target=_blank class=ftalternatingbarlinklarge href="http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483">http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/483</a>
 

MikeInMT

New member
I have been on SSID for about 8 years now. Its good insurance, especially the part b which covers meds. I also got Montana medicaid, which picks up what ever the ssi don't cover. I pay 0$ for my tobi and pulmazine ( bad spelling). Something to know say you applied for ssi today and you get approved in 7 months, you should receive a check for all the monts while awaiting approval, atleast i did. You can work on SSI but its limited. In MT you can make up to 900$ a month, but becareful because this includes the monthly check from ssi.. they like to keep us dependent on ssi at poverty income levels. hope I helped some <img src="i/expressions/face-icon-small-smile.gif" border="0">
Michael
 

MikeInMT

New member
I have been on SSID for about 8 years now. Its good insurance, especially the part b which covers meds. I also got Montana medicaid, which picks up what ever the ssi don't cover. I pay 0$ for my tobi and pulmazine ( bad spelling). Something to know say you applied for ssi today and you get approved in 7 months, you should receive a check for all the monts while awaiting approval, atleast i did. You can work on SSI but its limited. In MT you can make up to 900$ a month, but becareful because this includes the monthly check from ssi.. they like to keep us dependent on ssi at poverty income levels. hope I helped some <img src="i/expressions/face-icon-small-smile.gif" border="0">
Michael
 

MikeInMT

New member
I have been on SSID for about 8 years now. Its good insurance, especially the part b which covers meds. I also got Montana medicaid, which picks up what ever the ssi don't cover. I pay 0$ for my tobi and pulmazine ( bad spelling). Something to know say you applied for ssi today and you get approved in 7 months, you should receive a check for all the monts while awaiting approval, atleast i did. You can work on SSI but its limited. In MT you can make up to 900$ a month, but becareful because this includes the monthly check from ssi.. they like to keep us dependent on ssi at poverty income levels. hope I helped some <img src="i/expressions/face-icon-small-smile.gif" border="0">
<br />Michael
 
E

entropy

Guest
Thank you for all the information Julie... it really clarified a lot (if not all) of the questions I had <img src="i/expressions/face-icon-small-smile.gif" border="0"> Yeah, I knew I didn't have the work requirements for SSDI so I didn't apply for it. Now that I know I can, when I feel healthy enough I'm going to take the SAT and apply to colleges, thanks again! You're a very great asset to this community and you have my sincere respect and gratitude.

@MikeInMT

Yeah it does seem that they like to keep people dependent on SSI at poverty income levels... I'm a pretty hardcore socialist but my views have relaxed somewhat now that I've been accepted for SSI. I was pretty bitter for a while because my sister couldn't get SSI or healthcare and that was one of the main reasons why she passed away so young. I do feel that people with CF should be able to get SSI/health insurance freely... there are some disorders that automatically qualify certain people for SSI that aren't necessarily debilitating... I knew a guy who had "chronic athletes foot" who was given SSI for it.

Anyway, thanks for all the help guys!
 
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