I just wanted to let everyone know that I finally found a life insurance company that will insure someone with CF. My husband and I have been looking for over a year and he was denied from every company including high risk companies. By chance I was talking with an independent insurance rep at work and she pointed me in the direction of United Home Life, I was able to get a 20 year term policy for him. For any of you who are having trouble finding life insurance, I would look into this company.