Living with boyfriend

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julie

New member
All income in the HOUSEHOLD is counted, unless you can show that there is a rental agreement (i.e. roommate type situation) or that you are paying your parents for rent (if you are living with them).
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<br />I'd establish a "contract" with your boyfriend about expenses and make sure that you are leaving a paper trail (i.e. writing checks) for the items you are "splitting".
 
C

coltsfan715

New member
From what I have dealt with - when you are 18 your SSD or SSDI check comes to you regardless of where you are living. I work at a credit union and we will not accept a US Treas check into an account unless the person it is made payable to is on the account. There are times when you have a check made payable to a responsible individual or a guardianship type situation but the checks read differently. In that case they are made payable to say a parent and it is written Mrs Loo Hoo FOR Cindy Loo Hoo, and with that Mrs. Loo Hoo is the payee on the check so she is receiving the funds.

As for moving in together, I think it is just a matter of what your expenses are at this point. I would check into the common law marriage issue for your state though. Florida has a common marriage law, where if you live together a certain length of time then you are considered legally married whether you have or haven't actually gotten married. I think Julie's recommendation is a good one, but if you don't want to do that I think you are okay otherwise.

Lindsey
 
C

coltsfan715

New member
From what I have dealt with - when you are 18 your SSD or SSDI check comes to you regardless of where you are living. I work at a credit union and we will not accept a US Treas check into an account unless the person it is made payable to is on the account. There are times when you have a check made payable to a responsible individual or a guardianship type situation but the checks read differently. In that case they are made payable to say a parent and it is written Mrs Loo Hoo FOR Cindy Loo Hoo, and with that Mrs. Loo Hoo is the payee on the check so she is receiving the funds.

As for moving in together, I think it is just a matter of what your expenses are at this point. I would check into the common law marriage issue for your state though. Florida has a common marriage law, where if you live together a certain length of time then you are considered legally married whether you have or haven't actually gotten married. I think Julie's recommendation is a good one, but if you don't want to do that I think you are okay otherwise.

Lindsey
 
C

coltsfan715

New member
From what I have dealt with - when you are 18 your SSD or SSDI check comes to you regardless of where you are living. I work at a credit union and we will not accept a US Treas check into an account unless the person it is made payable to is on the account. There are times when you have a check made payable to a responsible individual or a guardianship type situation but the checks read differently. In that case they are made payable to say a parent and it is written Mrs Loo Hoo FOR Cindy Loo Hoo, and with that Mrs. Loo Hoo is the payee on the check so she is receiving the funds.
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<br />As for moving in together, I think it is just a matter of what your expenses are at this point. I would check into the common law marriage issue for your state though. Florida has a common marriage law, where if you live together a certain length of time then you are considered legally married whether you have or haven't actually gotten married. I think Julie's recommendation is a good one, but if you don't want to do that I think you are okay otherwise.
<br />
<br />Lindsey
 
Y

yoda111603

New member
yeah u get the money as soon as u turn 18 it shouldnt matter if ur living with ur parents or not. it just gets lowered if u arent paying any rent or any other bills.. now the thing with living with ur boyfriend just show proof that u pay half of everything and u should get the max on ur ssi, they wont take his income till u get married. just tell them u pay half of everything in the household
 
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yoda111603

New member
yeah u get the money as soon as u turn 18 it shouldnt matter if ur living with ur parents or not. it just gets lowered if u arent paying any rent or any other bills.. now the thing with living with ur boyfriend just show proof that u pay half of everything and u should get the max on ur ssi, they wont take his income till u get married. just tell them u pay half of everything in the household
 
Y

yoda111603

New member
yeah u get the money as soon as u turn 18 it shouldnt matter if ur living with ur parents or not. it just gets lowered if u arent paying any rent or any other bills.. now the thing with living with ur boyfriend just show proof that u pay half of everything and u should get the max on ur ssi, they wont take his income till u get married. just tell them u pay half of everything in the household
 
J

julie

New member
There is a difference between SSI and SSDI, and knowing and understanding which one you have and how it works when it comes to expenses and such is of utmost importance.

So, to the initial IP, which do you have, SSI or SSDI?
 
J

julie

New member
There is a difference between SSI and SSDI, and knowing and understanding which one you have and how it works when it comes to expenses and such is of utmost importance.

So, to the initial IP, which do you have, SSI or SSDI?
 
J

julie

New member
There is a difference between SSI and SSDI, and knowing and understanding which one you have and how it works when it comes to expenses and such is of utmost importance.
<br />
<br />So, to the initial IP, which do you have, SSI or SSDI?
 
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theLostMiler

New member
I get both Julie, and I know SSDI is work/disablity and SSI is income based.

I get a small amount for SSI and have been having troubles with it anyways, so if that goes away its not a huge thing... I get quite a bit for me with SSDI( I think) and now with a new waaaaaay lower rent I would have so much money to put towards bills instead of asking my parents for money.

I <b>appreciate </b>all the replies, especially the household income... It seems like common sense to make sure to leave a paper trail, so I will just focus on that, I think everything else will be okay for a while (common law where I live is 7 years)... and I talked to the fiances parents and we are going to draw up a lease just to make things more concrete etc.
 
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theLostMiler

New member
I get both Julie, and I know SSDI is work/disablity and SSI is income based.

I get a small amount for SSI and have been having troubles with it anyways, so if that goes away its not a huge thing... I get quite a bit for me with SSDI( I think) and now with a new waaaaaay lower rent I would have so much money to put towards bills instead of asking my parents for money.

I <b>appreciate </b>all the replies, especially the household income... It seems like common sense to make sure to leave a paper trail, so I will just focus on that, I think everything else will be okay for a while (common law where I live is 7 years)... and I talked to the fiances parents and we are going to draw up a lease just to make things more concrete etc.
 
T

theLostMiler

New member
I get both Julie, and I know SSDI is work/disablity and SSI is income based.
<br />
<br />I get a small amount for SSI and have been having troubles with it anyways, so if that goes away its not a huge thing... I get quite a bit for me with SSDI( I think) and now with a new waaaaaay lower rent I would have so much money to put towards bills instead of asking my parents for money.
<br />
<br />I <b>appreciate </b>all the replies, especially the household income... It seems like common sense to make sure to leave a paper trail, so I will just focus on that, I think everything else will be okay for a while (common law where I live is 7 years)... and I talked to the fiances parents and we are going to draw up a lease just to make things more concrete etc.
 
J

julie

New member
As long as YOU aren't earning over $1,000 a month you will retain your SSDI benefits. It wouldn't matter if HE was a millionaire, you would still recieve your SSDI. As for the SSI, his income (as well as yours if you were to work a bit) would probably make it go away all together since you said you get so little.

So you do need to report your move to them, and you do need to report you are living with someone since you get SSI, but that WILL NOT AT ALL affect your SSDI.

Hope that helps,
 
J

julie

New member
As long as YOU aren't earning over $1,000 a month you will retain your SSDI benefits. It wouldn't matter if HE was a millionaire, you would still recieve your SSDI. As for the SSI, his income (as well as yours if you were to work a bit) would probably make it go away all together since you said you get so little.

So you do need to report your move to them, and you do need to report you are living with someone since you get SSI, but that WILL NOT AT ALL affect your SSDI.

Hope that helps,
 
J

julie

New member
As long as YOU aren't earning over $1,000 a month you will retain your SSDI benefits. It wouldn't matter if HE was a millionaire, you would still recieve your SSDI. As for the SSI, his income (as well as yours if you were to work a bit) would probably make it go away all together since you said you get so little.
<br />
<br />So you do need to report your move to them, and you do need to report you are living with someone since you get SSI, but that WILL NOT AT ALL affect your SSDI.
<br />
<br />Hope that helps,
 
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theLostMiler

New member
oh good, that was what I was most worried about was my disability social security, thanks so much Julie (I was hoping you would see this haha)
 
T

theLostMiler

New member
oh good, that was what I was most worried about was my disability social security, thanks so much Julie (I was hoping you would see this haha)
 
T

theLostMiler

New member
oh good, that was what I was most worried about was my disability social security, thanks so much Julie (I was hoping you would see this haha)
 
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