Marriage and CF

stackyshorty

New member
My fiance and I were wanting to get married. The problem we are facing is that we would basically have to be poor because of Medicaid. He has insurance but we could still be faced with paying over $1200 a month for just some of my medications. Are there any CFers that are married? And how did you do it? I feel like we are both trapped with bad choices either way we go. We really want to get married but not at the expense of having to live dirt poor.
 

stackyshorty

New member
My fiance and I were wanting to get married. The problem we are facing is that we would basically have to be poor because of Medicaid. He has insurance but we could still be faced with paying over $1200 a month for just some of my medications. Are there any CFers that are married? And how did you do it? I feel like we are both trapped with bad choices either way we go. We really want to get married but not at the expense of having to live dirt poor.
 

stackyshorty

New member
My fiance and I were wanting to get married. The problem we are facing is that we would basically have to be poor because of Medicaid. He has insurance but we could still be faced with paying over $1200 a month for just some of my medications. Are there any CFers that are married? And how did you do it? I feel like we are both trapped with bad choices either way we go. We really want to get married but not at the expense of having to live dirt poor.
 

musclemania70

New member
If you are in love, he needs to get a job with better insurance. That's it. Love doesn't pay bills and neither does comittment. If you are going to marry him, he needs to find a better way to support you.
There should be a job with better benefits even if he has to work weird hours. Otherwise, its going to be harder than its worth.
I know this from experience.
 

musclemania70

New member
If you are in love, he needs to get a job with better insurance. That's it. Love doesn't pay bills and neither does comittment. If you are going to marry him, he needs to find a better way to support you.
There should be a job with better benefits even if he has to work weird hours. Otherwise, its going to be harder than its worth.
I know this from experience.
 

musclemania70

New member
If you are in love, he needs to get a job with better insurance. That's it. Love doesn't pay bills and neither does comittment. If you are going to marry him, he needs to find a better way to support you.
<br />There should be a job with better benefits even if he has to work weird hours. Otherwise, its going to be harder than its worth.
<br />I know this from experience.
 
A

alluneedislove

Guest
Im married. My husband's insurance through work is ok we end up paying about $6,000 a year Before they cover 100%. But i just recently got approved for SSDI and can get medicare through them for 100 bucks or something like that. Also alot of our meds we are on have things that you can apply for to get it for cheap or at least less than co-pays for insurance. Also I know at Walgreeens they have a program where if you do generic meds you can get 3months supplies for cheaper than 1 month of reg med. Or your husband has to find a job with good benefits. I know that Sucks! I too was nervous to get married and have to be super poor in order to get the meds i needed. The key really is good insurance. Hope this helps <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

alluneedislove

Guest
Im married. My husband's insurance through work is ok we end up paying about $6,000 a year Before they cover 100%. But i just recently got approved for SSDI and can get medicare through them for 100 bucks or something like that. Also alot of our meds we are on have things that you can apply for to get it for cheap or at least less than co-pays for insurance. Also I know at Walgreeens they have a program where if you do generic meds you can get 3months supplies for cheaper than 1 month of reg med. Or your husband has to find a job with good benefits. I know that Sucks! I too was nervous to get married and have to be super poor in order to get the meds i needed. The key really is good insurance. Hope this helps <img src="i/expressions/face-icon-small-smile.gif" border="0">
 
A

alluneedislove

Guest
Im married. My husband's insurance through work is ok we end up paying about $6,000 a year Before they cover 100%. But i just recently got approved for SSDI and can get medicare through them for 100 bucks or something like that. Also alot of our meds we are on have things that you can apply for to get it for cheap or at least less than co-pays for insurance. Also I know at Walgreeens they have a program where if you do generic meds you can get 3months supplies for cheaper than 1 month of reg med. Or your husband has to find a job with good benefits. I know that Sucks! I too was nervous to get married and have to be super poor in order to get the meds i needed. The key really is good insurance. Hope this helps <img src="i/expressions/face-icon-small-smile.gif" border="0">
<br />
 
K

Keepercjr

Guest
I know not everyone agrees with what I did but I am not legally married. I have great insurance through my mom's former employer (she's retired) and I will have it forever. I also have Medicare. I have been with my husband (yes I call him that) for almost 12 years. We had a ceremony just like a wedding but did not sign any papers. It was a tough decision but my health comes first. If we were married it would cost us over $400 per month for insurance and it wouldn't be a good as my mom's. I would also lose my social security that has allowed me to be a stay at home mom. Even though he has a really good job it just isn't worth it to us.
 
K

Keepercjr

Guest
I know not everyone agrees with what I did but I am not legally married. I have great insurance through my mom's former employer (she's retired) and I will have it forever. I also have Medicare. I have been with my husband (yes I call him that) for almost 12 years. We had a ceremony just like a wedding but did not sign any papers. It was a tough decision but my health comes first. If we were married it would cost us over $400 per month for insurance and it wouldn't be a good as my mom's. I would also lose my social security that has allowed me to be a stay at home mom. Even though he has a really good job it just isn't worth it to us.
 
K

Keepercjr

Guest
I know not everyone agrees with what I did but I am not legally married. I have great insurance through my mom's former employer (she's retired) and I will have it forever. I also have Medicare. I have been with my husband (yes I call him that) for almost 12 years. We had a ceremony just like a wedding but did not sign any papers. It was a tough decision but my health comes first. If we were married it would cost us over $400 per month for insurance and it wouldn't be a good as my mom's. I would also lose my social security that has allowed me to be a stay at home mom. Even though he has a really good job it just isn't worth it to us.
 

dukeblue1206

New member
I did the same thing in having a ceremony but we did not actually sign anything to make it official. Maybe there will be a time where we are in a better financial state to make it "official" but until then this arrangement seems to work. Even my doctors and CF center said it was in our best interest to do it this way. If I was more able, I would be more than happy to work and get some type of insurance and have more money coming in, but that is not possible now. My wife, (and yes I call her that), is about the start Dental Hygiene school, so maybe when she is done with that and has a good job with great benefits we will talk about doing something different. <br>
 

dukeblue1206

New member
I did the same thing in having a ceremony but we did not actually sign anything to make it official. Maybe there will be a time where we are in a better financial state to make it "official" but until then this arrangement seems to work. Even my doctors and CF center said it was in our best interest to do it this way. If I was more able, I would be more than happy to work and get some type of insurance and have more money coming in, but that is not possible now. My wife, (and yes I call her that), is about the start Dental Hygiene school, so maybe when she is done with that and has a good job with great benefits we will talk about doing something different. <br>
 

dukeblue1206

New member
I did the same thing in having a ceremony but we did not actually sign anything to make it official. Maybe there will be a time where we are in a better financial state to make it "official" but until then this arrangement seems to work. Even my doctors and CF center said it was in our best interest to do it this way. If I was more able, I would be more than happy to work and get some type of insurance and have more money coming in, but that is not possible now. My wife, (and yes I call her that), is about the start Dental Hygiene school, so maybe when she is done with that and has a good job with great benefits we will talk about doing something different. <br>
 

azdesertrat

New member
While I'm glad to see alot of other 'CF'ers' are in comitted relationships, I'm sorry to see a majority of these people have resorted to doing the same thing my 'Wife' & I have been forced to.
My Wife & I have been together for just short of 20 years & have never been officially married.
We LIVE IN SIN!
In fact, we had one fundamentalist jack-ass neighbor threaten to call the law on us because we are, in his words, "co-habitating".
It really pisses me off that because of finances good people are forced to do the wrong thing.
I think what we'll eventually do is have a ceremony but just skip the marriage license.
Just like almost everyone else posting on this topic, if we were to be legally married we'd be fiancially ruined.
Yes, you will be penalized for doing the right thing.
If my parents would have bought health insurance for me when I was born this may not have been a problem. But then, if frogs had wings they wouldn't bump their butt when they hop too!
In my heart, I truly think God understands & that's all that is important. Best of luck to you.
 

azdesertrat

New member
While I'm glad to see alot of other 'CF'ers' are in comitted relationships, I'm sorry to see a majority of these people have resorted to doing the same thing my 'Wife' & I have been forced to.
My Wife & I have been together for just short of 20 years & have never been officially married.
We LIVE IN SIN!
In fact, we had one fundamentalist jack-ass neighbor threaten to call the law on us because we are, in his words, "co-habitating".
It really pisses me off that because of finances good people are forced to do the wrong thing.
I think what we'll eventually do is have a ceremony but just skip the marriage license.
Just like almost everyone else posting on this topic, if we were to be legally married we'd be fiancially ruined.
Yes, you will be penalized for doing the right thing.
If my parents would have bought health insurance for me when I was born this may not have been a problem. But then, if frogs had wings they wouldn't bump their butt when they hop too!
In my heart, I truly think God understands & that's all that is important. Best of luck to you.
 

azdesertrat

New member
While I'm glad to see alot of other 'CF'ers' are in comitted relationships, I'm sorry to see a majority of these people have resorted to doing the same thing my 'Wife' & I have been forced to.
<br />My Wife & I have been together for just short of 20 years & have never been officially married.
<br />We LIVE IN SIN!
<br />In fact, we had one fundamentalist jack-ass neighbor threaten to call the law on us because we are, in his words, "co-habitating".
<br />It really pisses me off that because of finances good people are forced to do the wrong thing.
<br />I think what we'll eventually do is have a ceremony but just skip the marriage license.
<br />Just like almost everyone else posting on this topic, if we were to be legally married we'd be fiancially ruined.
<br />Yes, you will be penalized for doing the right thing.
<br />If my parents would have bought health insurance for me when I was born this may not have been a problem. But then, if frogs had wings they wouldn't bump their butt when they hop too!
<br />In my heart, I truly think God understands & that's all that is important. Best of luck to you.
 

sue35

New member
This is now worrying me! I am set to get married in September and thought for sure we would make it legal. My fiancé has good insurance and we are pretty well off right now. But he also wants to eventually quit his job (sooner rather than later) and go into business by himself or with one other person (in a hedge fund). He would buy insurance the. But could I even get on it?

Can we not get legally married if he wants to quit his job? <img src="i/expressions/face-icon-small-sad.gif" border="0">
 

sue35

New member
This is now worrying me! I am set to get married in September and thought for sure we would make it legal. My fiancé has good insurance and we are pretty well off right now. But he also wants to eventually quit his job (sooner rather than later) and go into business by himself or with one other person (in a hedge fund). He would buy insurance the. But could I even get on it?

Can we not get legally married if he wants to quit his job? <img src="i/expressions/face-icon-small-sad.gif" border="0">
 
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