When to "retire"

LouLou

New member
When to "retire

I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.

Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.

If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.

I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.

The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.

Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.

Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.

In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.

Working too long WILL take years off your life.
 

LouLou

New member
When to "retire

I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.

Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.

If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.

I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.

The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.

Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.

Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.

In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.

Working too long WILL take years off your life.
 

LouLou

New member
When to "retire

I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.

Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.

If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.

I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.

The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.

Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.

Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.

In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.

Working too long WILL take years off your life.
 

LouLou

New member
When to "retire

I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.

Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.

If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.

I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.

The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.

Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.

Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.

In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.

Working too long WILL take years off your life.
 

LouLou

New member
When to "retire

I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.
<br />
<br />Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.
<br />
<br />If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.
<br />
<br />I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.
<br />
<br />The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.
<br />
<br />Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.
<br />
<br />Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.
<br />
<br />In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.
<br />
<br />Working too long WILL take years off your life.
 

PinkPigg

New member
When to "retire

Hey all,

Thanks for the responses. Here's my scoop:

Currently 40 years young. Last FEV1 taken over a year ago was 1.8 (39% predicted). I've been living happily at that level for around 20 years. However, I'm guessing a more updated spirometry might show a lower value. Have an appt in Apr for that. I consistently culture PA regular and mucoid that has a varing resistance profile. Had a bad profile Dec 08. Since then was taken off of doing a constant antibiotic rotation at the suggestion of infectious disease. So now it has been OK that last few times.

Married to a great totally supportive husband and have two wonderful Boston Terriers. We love to travel, see live music, hang out with friends & family etc. Yoga is one of my passions and I'd love more time to dedicate to it as well as mutiple home projects.

Totally am feeling the work taking years off your life thing. Would love to have more time to spend with family & friends while I can.
 

PinkPigg

New member
When to "retire

Hey all,

Thanks for the responses. Here's my scoop:

Currently 40 years young. Last FEV1 taken over a year ago was 1.8 (39% predicted). I've been living happily at that level for around 20 years. However, I'm guessing a more updated spirometry might show a lower value. Have an appt in Apr for that. I consistently culture PA regular and mucoid that has a varing resistance profile. Had a bad profile Dec 08. Since then was taken off of doing a constant antibiotic rotation at the suggestion of infectious disease. So now it has been OK that last few times.

Married to a great totally supportive husband and have two wonderful Boston Terriers. We love to travel, see live music, hang out with friends & family etc. Yoga is one of my passions and I'd love more time to dedicate to it as well as mutiple home projects.

Totally am feeling the work taking years off your life thing. Would love to have more time to spend with family & friends while I can.
 

PinkPigg

New member
When to "retire

Hey all,

Thanks for the responses. Here's my scoop:

Currently 40 years young. Last FEV1 taken over a year ago was 1.8 (39% predicted). I've been living happily at that level for around 20 years. However, I'm guessing a more updated spirometry might show a lower value. Have an appt in Apr for that. I consistently culture PA regular and mucoid that has a varing resistance profile. Had a bad profile Dec 08. Since then was taken off of doing a constant antibiotic rotation at the suggestion of infectious disease. So now it has been OK that last few times.

Married to a great totally supportive husband and have two wonderful Boston Terriers. We love to travel, see live music, hang out with friends & family etc. Yoga is one of my passions and I'd love more time to dedicate to it as well as mutiple home projects.

Totally am feeling the work taking years off your life thing. Would love to have more time to spend with family & friends while I can.
 

PinkPigg

New member
When to "retire

Hey all,

Thanks for the responses. Here's my scoop:

Currently 40 years young. Last FEV1 taken over a year ago was 1.8 (39% predicted). I've been living happily at that level for around 20 years. However, I'm guessing a more updated spirometry might show a lower value. Have an appt in Apr for that. I consistently culture PA regular and mucoid that has a varing resistance profile. Had a bad profile Dec 08. Since then was taken off of doing a constant antibiotic rotation at the suggestion of infectious disease. So now it has been OK that last few times.

Married to a great totally supportive husband and have two wonderful Boston Terriers. We love to travel, see live music, hang out with friends & family etc. Yoga is one of my passions and I'd love more time to dedicate to it as well as mutiple home projects.

Totally am feeling the work taking years off your life thing. Would love to have more time to spend with family & friends while I can.
 

PinkPigg

New member
When to "retire

Hey all,
<br />
<br />Thanks for the responses. Here's my scoop:
<br />
<br />Currently 40 years young. Last FEV1 taken over a year ago was 1.8 (39% predicted). I've been living happily at that level for around 20 years. However, I'm guessing a more updated spirometry might show a lower value. Have an appt in Apr for that. I consistently culture PA regular and mucoid that has a varing resistance profile. Had a bad profile Dec 08. Since then was taken off of doing a constant antibiotic rotation at the suggestion of infectious disease. So now it has been OK that last few times.
<br />
<br />Married to a great totally supportive husband and have two wonderful Boston Terriers. We love to travel, see live music, hang out with friends & family etc. Yoga is one of my passions and I'd love more time to dedicate to it as well as mutiple home projects.
<br />
<br />Totally am feeling the work taking years off your life thing. Would love to have more time to spend with family & friends while I can.
 

sweetdeal

New member
When to "retire

Hey Steph,
I am actually off work on LTD (long-term disability). I was a Staffing Consultant and absolutely loved it. Last April I ended up in the ICU and was very close to not coming out. I had a trach (sp?) for 4 weeks. My doctor said it was time for a transplant. After almost a year I'm still not on the list because the transplant team think it's too early and want me to keep my own lungs as long as I can...I've come to terms with that decision.
My point is, I reaaaaly miss work. I miss everything you all talked about - the social and mental aspects. I miss being busy. I miss having a "purpose". It was a long time before I stopped being upset over not working, but I do understand that my doctor is taking good care of me and would not recommend me being off if it wasn't necessary. If I was working I would not be maintaining the health I am now. (I also attribute my health to my new puppy <img src="i/expressions/face-icon-small-smile.gif" border="0">)
At the end of the day, although not working is a very sad thing for me, I do know that my life is more important than anything else and I want to be around for my husband, family and friends as long as possible.
 

sweetdeal

New member
When to "retire

Hey Steph,
I am actually off work on LTD (long-term disability). I was a Staffing Consultant and absolutely loved it. Last April I ended up in the ICU and was very close to not coming out. I had a trach (sp?) for 4 weeks. My doctor said it was time for a transplant. After almost a year I'm still not on the list because the transplant team think it's too early and want me to keep my own lungs as long as I can...I've come to terms with that decision.
My point is, I reaaaaly miss work. I miss everything you all talked about - the social and mental aspects. I miss being busy. I miss having a "purpose". It was a long time before I stopped being upset over not working, but I do understand that my doctor is taking good care of me and would not recommend me being off if it wasn't necessary. If I was working I would not be maintaining the health I am now. (I also attribute my health to my new puppy <img src="i/expressions/face-icon-small-smile.gif" border="0">)
At the end of the day, although not working is a very sad thing for me, I do know that my life is more important than anything else and I want to be around for my husband, family and friends as long as possible.
 

sweetdeal

New member
When to "retire

Hey Steph,
I am actually off work on LTD (long-term disability). I was a Staffing Consultant and absolutely loved it. Last April I ended up in the ICU and was very close to not coming out. I had a trach (sp?) for 4 weeks. My doctor said it was time for a transplant. After almost a year I'm still not on the list because the transplant team think it's too early and want me to keep my own lungs as long as I can...I've come to terms with that decision.
My point is, I reaaaaly miss work. I miss everything you all talked about - the social and mental aspects. I miss being busy. I miss having a "purpose". It was a long time before I stopped being upset over not working, but I do understand that my doctor is taking good care of me and would not recommend me being off if it wasn't necessary. If I was working I would not be maintaining the health I am now. (I also attribute my health to my new puppy <img src="i/expressions/face-icon-small-smile.gif" border="0">)
At the end of the day, although not working is a very sad thing for me, I do know that my life is more important than anything else and I want to be around for my husband, family and friends as long as possible.
 

sweetdeal

New member
When to "retire

Hey Steph,
I am actually off work on LTD (long-term disability). I was a Staffing Consultant and absolutely loved it. Last April I ended up in the ICU and was very close to not coming out. I had a trach (sp?) for 4 weeks. My doctor said it was time for a transplant. After almost a year I'm still not on the list because the transplant team think it's too early and want me to keep my own lungs as long as I can...I've come to terms with that decision.
My point is, I reaaaaly miss work. I miss everything you all talked about - the social and mental aspects. I miss being busy. I miss having a "purpose". It was a long time before I stopped being upset over not working, but I do understand that my doctor is taking good care of me and would not recommend me being off if it wasn't necessary. If I was working I would not be maintaining the health I am now. (I also attribute my health to my new puppy <img src="i/expressions/face-icon-small-smile.gif" border="0">)
At the end of the day, although not working is a very sad thing for me, I do know that my life is more important than anything else and I want to be around for my husband, family and friends as long as possible.
 

sweetdeal

New member
When to "retire

Hey Steph,
I am actually off work on LTD (long-term disability). I was a Staffing Consultant and absolutely loved it. Last April I ended up in the ICU and was very close to not coming out. I had a trach (sp?) for 4 weeks. My doctor said it was time for a transplant. After almost a year I'm still not on the list because the transplant team think it's too early and want me to keep my own lungs as long as I can...I've come to terms with that decision.
My point is, I reaaaaly miss work. I miss everything you all talked about - the social and mental aspects. I miss being busy. I miss having a "purpose". It was a long time before I stopped being upset over not working, but I do understand that my doctor is taking good care of me and would not recommend me being off if it wasn't necessary. If I was working I would not be maintaining the health I am now. (I also attribute my health to my new puppy <img src="i/expressions/face-icon-small-smile.gif" border="0">)
At the end of the day, although not working is a very sad thing for me, I do know that my life is more important than anything else and I want to be around for my husband, family and friends as long as possible.
 

PinkPigg

New member
When to "retire

Yep I'm thinking about letting my ego suffer by being tied to my job and instead be more supportive and have more time for friends, family, and most importantly my wonderful husband <img src="i/expressions/face-icon-small-smile.gif" border="0">

Thanks for the scoop Jess! Stay healthy.
 

PinkPigg

New member
When to "retire

Yep I'm thinking about letting my ego suffer by being tied to my job and instead be more supportive and have more time for friends, family, and most importantly my wonderful husband <img src="i/expressions/face-icon-small-smile.gif" border="0">

Thanks for the scoop Jess! Stay healthy.
 

PinkPigg

New member
When to "retire

Yep I'm thinking about letting my ego suffer by being tied to my job and instead be more supportive and have more time for friends, family, and most importantly my wonderful husband <img src="i/expressions/face-icon-small-smile.gif" border="0">

Thanks for the scoop Jess! Stay healthy.
 

PinkPigg

New member
When to "retire

Yep I'm thinking about letting my ego suffer by being tied to my job and instead be more supportive and have more time for friends, family, and most importantly my wonderful husband <img src="i/expressions/face-icon-small-smile.gif" border="0">

Thanks for the scoop Jess! Stay healthy.
 

PinkPigg

New member
When to "retire

Yep I'm thinking about letting my ego suffer by being tied to my job and instead be more supportive and have more time for friends, family, and most importantly my wonderful husband <img src="i/expressions/face-icon-small-smile.gif" border="0">
<br />
<br />Thanks for the scoop Jess! Stay healthy.
 
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