When to "retire
I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.
Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.
If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.
I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.
The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.
Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.
Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.
In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.
Working too long WILL take years off your life.
I was going to ask how old you were but then you answered in your reply. With being 40 you've likely had a number of years working and the opportunity to max out the amount you can make on disability. At least that's not something you have to worry about like someone considering disability within a few years out of school.
Do realize though it's not lifetime earning you did only previous 10 years so if you were to cut back significantly with your salary for any amount of time you would decrease your payout for the remainder of your life.
If you want to see how much you would get look at your annual disability statement it gives the amount roughly and also remember any dependent will get money as well.
I feel pretty well taken care of by our gov't. I worked 7 years in my profession with misc jobs before that. Together my son and I bring in 30K per year for my disability.
The money certainly helps ease the blow of not being able to work but I still miss it. Having a child helps with the decision for sure because I have a job in staying home caring for him. This gives me purpose and a reminder that if I went back to work and suffered ill health reprocussions then ultimately that is less time on this earth with my son. When I think of it like that ~ the decision was pretty easy. Likewise, goes for time with my husband.
Are you married? Do you have children? Or maybe you have a life passion that you really want to stay on this earth to enjoy.
Finally, I want to say that right now the qualifying impairments are quite generous. Once one of these major breakthroughs comes out for cf I imagine it will be more difficult to get on. Those of us on will likely have to be reviewed but are much more likely to be continued coverage. Just food for thought.
In fact, this is the reason I applied. I thought about Azli and how everyone with PA would likely be put on it and thought I better apply before they changed the inhaled stipulations for qualification.
Working too long WILL take years off your life.