hello my name is ellen and i have a son who is fixing to be 20 and he has an ins. called chscn it is for kid who have cystic fibrosis as well as other things and if the child/children have cf they can keep this ins though adult hood and of along with that they should be on ssi (disableity) and recive a check each month for them there is help out there you can apply for ssi online and talk to your local hospital are dhs office (dependind on state) about chscn