Information for voting in November - PLEASE READ

Brad

New member
Shane

Just a little subject change.
My Son and I do some target shooting.
He has a 50 Cal Desert Eagle, It's fun to shoot, but is kicks like a mule.
 

Brad

New member
Shane

Just a little subject change.
My Son and I do some target shooting.
He has a 50 Cal Desert Eagle, It's fun to shoot, but is kicks like a mule.
 

Brad

New member
Shane

Just a little subject change.
My Son and I do some target shooting.
He has a 50 Cal Desert Eagle, It's fun to shoot, but is kicks like a mule.
 

Brad

New member
Shane

Just a little subject change.
My Son and I do some target shooting.
He has a 50 Cal Desert Eagle, It's fun to shoot, but is kicks like a mule.
 

Brad

New member
Shane
<br />
<br /> Just a little subject change.
<br />My Son and I do some target shooting.
<br />He has a 50 Cal Desert Eagle, It's fun to shoot, but is kicks like a mule.
 

Scottius

New member
<div class="FTQUOTE"><begin quote>I don't know where you got your information, but I went through pages and pages of sites about the 2005 law, and nowhere did I find that medical bills were exempt.</end quote></div>

I didn't say they were exempt, that's the problem. The democrats tried to add an amendment that would provide an exemption for medical bankruptcy when the bill was crafted, but the republicans shot it down. While some democrats (too many) ultimately voted for this bill, those who rammed this through were the Republicans.

And I agree it is a shame that 22 Senate democrats joined the Republican majority in voting in this horrible bill. Half of all debt in America in 2001 was related to healthcare, but proponents of this bill painted those who go into bankruptcy as selfish irresponsible individuals who buy plasma tvs, instead of recognizing that at least half are simply people unable to pay obscene medical bills. It does nothing to address the ridiculous cost of healthcare, and instead punishes those who need that healthcare most.

There is a bill addressing this, but looks like it hasn't had any action since Feb 4 unfortunately:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.govtrack.us/congress/bill.xpd?bill=h110-5138">H.R. 5138: Medical Bankruptcy Fairness Act of 2008</a>
 

Scottius

New member
<div class="FTQUOTE"><begin quote>I don't know where you got your information, but I went through pages and pages of sites about the 2005 law, and nowhere did I find that medical bills were exempt.</end quote></div>

I didn't say they were exempt, that's the problem. The democrats tried to add an amendment that would provide an exemption for medical bankruptcy when the bill was crafted, but the republicans shot it down. While some democrats (too many) ultimately voted for this bill, those who rammed this through were the Republicans.

And I agree it is a shame that 22 Senate democrats joined the Republican majority in voting in this horrible bill. Half of all debt in America in 2001 was related to healthcare, but proponents of this bill painted those who go into bankruptcy as selfish irresponsible individuals who buy plasma tvs, instead of recognizing that at least half are simply people unable to pay obscene medical bills. It does nothing to address the ridiculous cost of healthcare, and instead punishes those who need that healthcare most.

There is a bill addressing this, but looks like it hasn't had any action since Feb 4 unfortunately:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.govtrack.us/congress/bill.xpd?bill=h110-5138">H.R. 5138: Medical Bankruptcy Fairness Act of 2008</a>
 

Scottius

New member
<div class="FTQUOTE"><begin quote>I don't know where you got your information, but I went through pages and pages of sites about the 2005 law, and nowhere did I find that medical bills were exempt.</end quote></div>

I didn't say they were exempt, that's the problem. The democrats tried to add an amendment that would provide an exemption for medical bankruptcy when the bill was crafted, but the republicans shot it down. While some democrats (too many) ultimately voted for this bill, those who rammed this through were the Republicans.

And I agree it is a shame that 22 Senate democrats joined the Republican majority in voting in this horrible bill. Half of all debt in America in 2001 was related to healthcare, but proponents of this bill painted those who go into bankruptcy as selfish irresponsible individuals who buy plasma tvs, instead of recognizing that at least half are simply people unable to pay obscene medical bills. It does nothing to address the ridiculous cost of healthcare, and instead punishes those who need that healthcare most.

There is a bill addressing this, but looks like it hasn't had any action since Feb 4 unfortunately:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.govtrack.us/congress/bill.xpd?bill=h110-5138">H.R. 5138: Medical Bankruptcy Fairness Act of 2008</a>
 

Scottius

New member
<div class="FTQUOTE"><begin quote>I don't know where you got your information, but I went through pages and pages of sites about the 2005 law, and nowhere did I find that medical bills were exempt.</end quote>

I didn't say they were exempt, that's the problem. The democrats tried to add an amendment that would provide an exemption for medical bankruptcy when the bill was crafted, but the republicans shot it down. While some democrats (too many) ultimately voted for this bill, those who rammed this through were the Republicans.

And I agree it is a shame that 22 Senate democrats joined the Republican majority in voting in this horrible bill. Half of all debt in America in 2001 was related to healthcare, but proponents of this bill painted those who go into bankruptcy as selfish irresponsible individuals who buy plasma tvs, instead of recognizing that at least half are simply people unable to pay obscene medical bills. It does nothing to address the ridiculous cost of healthcare, and instead punishes those who need that healthcare most.

There is a bill addressing this, but looks like it hasn't had any action since Feb 4 unfortunately:
<a target=_blank class=ftalternatingbarlinklarge href="http://www.govtrack.us/congress/bill.xpd?bill=h110-5138">H.R. 5138: Medical Bankruptcy Fairness Act of 2008</a>
 

Scottius

New member
<div class="FTQUOTE"><begin quote>I don't know where you got your information, but I went through pages and pages of sites about the 2005 law, and nowhere did I find that medical bills were exempt.</end quote>
<br />
<br />I didn't say they were exempt, that's the problem. The democrats tried to add an amendment that would provide an exemption for medical bankruptcy when the bill was crafted, but the republicans shot it down. While some democrats (too many) ultimately voted for this bill, those who rammed this through were the Republicans.
<br />
<br />And I agree it is a shame that 22 Senate democrats joined the Republican majority in voting in this horrible bill. Half of all debt in America in 2001 was related to healthcare, but proponents of this bill painted those who go into bankruptcy as selfish irresponsible individuals who buy plasma tvs, instead of recognizing that at least half are simply people unable to pay obscene medical bills. It does nothing to address the ridiculous cost of healthcare, and instead punishes those who need that healthcare most.
<br />
<br />There is a bill addressing this, but looks like it hasn't had any action since Feb 4 unfortunately:
<br /><a target=_blank class=ftalternatingbarlinklarge href="http://www.govtrack.us/congress/bill.xpd?bill=h110-5138">H.R. 5138: Medical Bankruptcy Fairness Act of 2008</a>
<br />
<br />
 

Mockingbird

New member
Okay, i'm confused. It seems to me the law Kayleegrandma posted says <div class="FTQUOTE"><begin quote>After Chapter 7 bankruptcy, you will not longer owe money on:
Unpaid hospital and medical bills;</end quote></div>

I don't understand what Scottius is talking about; if medical bills are exempt from the bankruptcy law, that would mean we <u>would not</u> be able to erase medical debt throuh bankruptcy, right? So, if Democrats tried to add an amendment to exempt medical bankruptcy from the law, that would mean it was the democrats who were trying to make it so we <u>would</u> have to pay our impossibly huge medical bills, right?

It's like a double negative; a bankruptcy exempts you fromm debt, but if something is exempted from the bankruptcy, then you're exempted from being exempted, which means you are not exempt.

But whatever, one thing is clear from the law itself; we can be free from medical debt under the 2005 bankruptcy law.

As for the H.R. 5138: Medical Bankruptcy Fairness Act of 2008, that seems to be talking about real estate, not medical bills. <div class="FTQUOTE"><begin quote>Medical Bankruptcy Fairness Act of 2008 - Amends federal bankruptcy law to cite circumstances under which a medically distressed <b>debtor may elect to exempt from the property of the estate</b> in bankruptcy up to $250,000 of the debtor's aggregate interest in specified real or personal property that the debtor (or debtor's dependent) uses as a residence, in a cooperative, or in a burial plot for the debtor or a dependent. </end quote></div>
 

Mockingbird

New member
Okay, i'm confused. It seems to me the law Kayleegrandma posted says <div class="FTQUOTE"><begin quote>After Chapter 7 bankruptcy, you will not longer owe money on:
Unpaid hospital and medical bills;</end quote></div>

I don't understand what Scottius is talking about; if medical bills are exempt from the bankruptcy law, that would mean we <u>would not</u> be able to erase medical debt throuh bankruptcy, right? So, if Democrats tried to add an amendment to exempt medical bankruptcy from the law, that would mean it was the democrats who were trying to make it so we <u>would</u> have to pay our impossibly huge medical bills, right?

It's like a double negative; a bankruptcy exempts you fromm debt, but if something is exempted from the bankruptcy, then you're exempted from being exempted, which means you are not exempt.

But whatever, one thing is clear from the law itself; we can be free from medical debt under the 2005 bankruptcy law.

As for the H.R. 5138: Medical Bankruptcy Fairness Act of 2008, that seems to be talking about real estate, not medical bills. <div class="FTQUOTE"><begin quote>Medical Bankruptcy Fairness Act of 2008 - Amends federal bankruptcy law to cite circumstances under which a medically distressed <b>debtor may elect to exempt from the property of the estate</b> in bankruptcy up to $250,000 of the debtor's aggregate interest in specified real or personal property that the debtor (or debtor's dependent) uses as a residence, in a cooperative, or in a burial plot for the debtor or a dependent. </end quote></div>
 

Mockingbird

New member
Okay, i'm confused. It seems to me the law Kayleegrandma posted says <div class="FTQUOTE"><begin quote>After Chapter 7 bankruptcy, you will not longer owe money on:
Unpaid hospital and medical bills;</end quote></div>

I don't understand what Scottius is talking about; if medical bills are exempt from the bankruptcy law, that would mean we <u>would not</u> be able to erase medical debt throuh bankruptcy, right? So, if Democrats tried to add an amendment to exempt medical bankruptcy from the law, that would mean it was the democrats who were trying to make it so we <u>would</u> have to pay our impossibly huge medical bills, right?

It's like a double negative; a bankruptcy exempts you fromm debt, but if something is exempted from the bankruptcy, then you're exempted from being exempted, which means you are not exempt.

But whatever, one thing is clear from the law itself; we can be free from medical debt under the 2005 bankruptcy law.

As for the H.R. 5138: Medical Bankruptcy Fairness Act of 2008, that seems to be talking about real estate, not medical bills. <div class="FTQUOTE"><begin quote>Medical Bankruptcy Fairness Act of 2008 - Amends federal bankruptcy law to cite circumstances under which a medically distressed <b>debtor may elect to exempt from the property of the estate</b> in bankruptcy up to $250,000 of the debtor's aggregate interest in specified real or personal property that the debtor (or debtor's dependent) uses as a residence, in a cooperative, or in a burial plot for the debtor or a dependent. </end quote></div>
 

Mockingbird

New member
Okay, i'm confused. It seems to me the law Kayleegrandma posted says <div class="FTQUOTE"><begin quote>After Chapter 7 bankruptcy, you will not longer owe money on:
Unpaid hospital and medical bills;</end quote>

I don't understand what Scottius is talking about; if medical bills are exempt from the bankruptcy law, that would mean we <u>would not</u> be able to erase medical debt throuh bankruptcy, right? So, if Democrats tried to add an amendment to exempt medical bankruptcy from the law, that would mean it was the democrats who were trying to make it so we <u>would</u> have to pay our impossibly huge medical bills, right?

It's like a double negative; a bankruptcy exempts you fromm debt, but if something is exempted from the bankruptcy, then you're exempted from being exempted, which means you are not exempt.

But whatever, one thing is clear from the law itself; we can be free from medical debt under the 2005 bankruptcy law.

As for the H.R. 5138: Medical Bankruptcy Fairness Act of 2008, that seems to be talking about real estate, not medical bills. <div class="FTQUOTE"><begin quote>Medical Bankruptcy Fairness Act of 2008 - Amends federal bankruptcy law to cite circumstances under which a medically distressed <b>debtor may elect to exempt from the property of the estate</b> in bankruptcy up to $250,000 of the debtor's aggregate interest in specified real or personal property that the debtor (or debtor's dependent) uses as a residence, in a cooperative, or in a burial plot for the debtor or a dependent. </end quote>
 

Mockingbird

New member
Okay, i'm confused. It seems to me the law Kayleegrandma posted says <div class="FTQUOTE"><begin quote>After Chapter 7 bankruptcy, you will not longer owe money on:
<br />Unpaid hospital and medical bills;</end quote>
<br />
<br />I don't understand what Scottius is talking about; if medical bills are exempt from the bankruptcy law, that would mean we <u>would not</u> be able to erase medical debt throuh bankruptcy, right? So, if Democrats tried to add an amendment to exempt medical bankruptcy from the law, that would mean it was the democrats who were trying to make it so we <u>would</u> have to pay our impossibly huge medical bills, right?
<br />
<br />It's like a double negative; a bankruptcy exempts you fromm debt, but if something is exempted from the bankruptcy, then you're exempted from being exempted, which means you are not exempt.
<br />
<br />But whatever, one thing is clear from the law itself; we can be free from medical debt under the 2005 bankruptcy law.
<br />
<br />As for the H.R. 5138: Medical Bankruptcy Fairness Act of 2008, that seems to be talking about real estate, not medical bills. <div class="FTQUOTE"><begin quote>Medical Bankruptcy Fairness Act of 2008 - Amends federal bankruptcy law to cite circumstances under which a medically distressed <b>debtor may elect to exempt from the property of the estate</b> in bankruptcy up to $250,000 of the debtor's aggregate interest in specified real or personal property that the debtor (or debtor's dependent) uses as a residence, in a cooperative, or in a burial plot for the debtor or a dependent. </end quote>
 

Scottius

New member
Okay...I guess I need to clarify, as one person thinks that I am saying all medical bills are now exempt from being paid at all, and the other thinks I am saying medical bills cannot be exempted at all. Medical bills are NOT exempt from the stricter new rules of 2003, which means that someone can still file for medical bankruptcy, but it is much more difficult than before. The democrats tried to add an amendment that would keep medical bankruptcy rules at the same level they were before 2003 (ie less strict rules), but were shot down.

And yes, unfortunately the new bill only addresses real estate related to medical bankruptcy.
 

Scottius

New member
Okay...I guess I need to clarify, as one person thinks that I am saying all medical bills are now exempt from being paid at all, and the other thinks I am saying medical bills cannot be exempted at all. Medical bills are NOT exempt from the stricter new rules of 2003, which means that someone can still file for medical bankruptcy, but it is much more difficult than before. The democrats tried to add an amendment that would keep medical bankruptcy rules at the same level they were before 2003 (ie less strict rules), but were shot down.

And yes, unfortunately the new bill only addresses real estate related to medical bankruptcy.
 

Scottius

New member
Okay...I guess I need to clarify, as one person thinks that I am saying all medical bills are now exempt from being paid at all, and the other thinks I am saying medical bills cannot be exempted at all. Medical bills are NOT exempt from the stricter new rules of 2003, which means that someone can still file for medical bankruptcy, but it is much more difficult than before. The democrats tried to add an amendment that would keep medical bankruptcy rules at the same level they were before 2003 (ie less strict rules), but were shot down.

And yes, unfortunately the new bill only addresses real estate related to medical bankruptcy.
 

Scottius

New member
Okay...I guess I need to clarify, as one person thinks that I am saying all medical bills are now exempt from being paid at all, and the other thinks I am saying medical bills cannot be exempted at all. Medical bills are NOT exempt from the stricter new rules of 2003, which means that someone can still file for medical bankruptcy, but it is much more difficult than before. The democrats tried to add an amendment that would keep medical bankruptcy rules at the same level they were before 2003 (ie less strict rules), but were shot down.

And yes, unfortunately the new bill only addresses real estate related to medical bankruptcy.
 

Scottius

New member
Okay...I guess I need to clarify, as one person thinks that I am saying all medical bills are now exempt from being paid at all, and the other thinks I am saying medical bills cannot be exempted at all. Medical bills are NOT exempt from the stricter new rules of 2003, which means that someone can still file for medical bankruptcy, but it is much more difficult than before. The democrats tried to add an amendment that would keep medical bankruptcy rules at the same level they were before 2003 (ie less strict rules), but were shot down.
<br />
<br />And yes, unfortunately the new bill only addresses real estate related to medical bankruptcy.
 
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