prescription drug costs

[Ender]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>

I pay a good bit even w/ insurance but I think most of are thinking the health care in Canada is perfect. There are majore problems with Canada's health care system, not the least of which is the fact that you may be putting on a waiting list to go into the hospital.



The great thing about America's health care is that at least if you need admitted to a hospital, you can usually get in pretty quick. Some people in Canada have to wait months for cancer treatments.



I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

It depends what for. If you are in need of emergency care, you're not gonna have to wait, ever. Yes, some procedures can take a while, but at least they are free.

And you are right, you can usually get into a hospital pretty quick in the states. you just might have to sell your house and go bankrupt because of it, though <img src="i/expressions/face-icon-small-tongue.gif" border="0">

 

[Ender]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>

I pay a good bit even w/ insurance but I think most of are thinking the health care in Canada is perfect. There are majore problems with Canada's health care system, not the least of which is the fact that you may be putting on a waiting list to go into the hospital.



The great thing about America's health care is that at least if you need admitted to a hospital, you can usually get in pretty quick. Some people in Canada have to wait months for cancer treatments.



I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

It depends what for. If you are in need of emergency care, you're not gonna have to wait, ever. Yes, some procedures can take a while, but at least they are free.

And you are right, you can usually get into a hospital pretty quick in the states. you just might have to sell your house and go bankrupt because of it, though <img src="i/expressions/face-icon-small-tongue.gif" border="0">

 

[Ender]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>

I pay a good bit even w/ insurance but I think most of are thinking the health care in Canada is perfect. There are majore problems with Canada's health care system, not the least of which is the fact that you may be putting on a waiting list to go into the hospital.



The great thing about America's health care is that at least if you need admitted to a hospital, you can usually get in pretty quick. Some people in Canada have to wait months for cancer treatments.



I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

It depends what for. If you are in need of emergency care, you're not gonna have to wait, ever. Yes, some procedures can take a while, but at least they are free.

And you are right, you can usually get into a hospital pretty quick in the states. you just might have to sell your house and go bankrupt because of it, though <img src="i/expressions/face-icon-small-tongue.gif" border="0">

 

[Ender]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>

I pay a good bit even w/ insurance but I think most of are thinking the health care in Canada is perfect. There are majore problems with Canada's health care system, not the least of which is the fact that you may be putting on a waiting list to go into the hospital.



The great thing about America's health care is that at least if you need admitted to a hospital, you can usually get in pretty quick. Some people in Canada have to wait months for cancer treatments.



I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote>

It depends what for. If you are in need of emergency care, you're not gonna have to wait, ever. Yes, some procedures can take a while, but at least they are free.

And you are right, you can usually get into a hospital pretty quick in the states. you just might have to sell your house and go bankrupt because of it, though <img src="i/expressions/face-icon-small-tongue.gif" border="0">

 

[Ender]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>

I pay a good bit even w/ insurance but I think most of are thinking the health care in Canada is perfect. There are majore problems with Canada's health care system, not the least of which is the fact that you may be putting on a waiting list to go into the hospital.



The great thing about America's health care is that at least if you need admitted to a hospital, you can usually get in pretty quick. Some people in Canada have to wait months for cancer treatments.



I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote>

It depends what for. If you are in need of emergency care, you're not gonna have to wait, ever. Yes, some procedures can take a while, but at least they are free.

And you are right, you can usually get into a hospital pretty quick in the states. you just might have to sell your house and go bankrupt because of it, though <img src="i/expressions/face-icon-small-tongue.gif" border="0">

 

[Emily65Roses]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>
I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

You do not need government to run health care, just to pay for it (much like public schools). There is a difference. Most of the people lobbying for universal health care in the US, are lobbying for single-payer, NOT socialized medicine.

 

[Emily65Roses]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>
I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

You do not need government to run health care, just to pay for it (much like public schools). There is a difference. Most of the people lobbying for universal health care in the US, are lobbying for single-payer, NOT socialized medicine.

 

[Emily65Roses]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>
I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote></div>

You do not need government to run health care, just to pay for it (much like public schools). There is a difference. Most of the people lobbying for universal health care in the US, are lobbying for single-payer, NOT socialized medicine.

 

[Emily65Roses]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>
I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote>

You do not need government to run health care, just to pay for it (much like public schools). There is a difference. Most of the people lobbying for universal health care in the US, are lobbying for single-payer, NOT socialized medicine.

 

[Emily65Roses]

<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>jfarel</b></i>
I really don't think we want the government running our health care here in the USA, and I hate my insurance company.</end quote>

You do not need government to run health care, just to pay for it (much like public schools). There is a difference. Most of the people lobbying for universal health care in the US, are lobbying for single-payer, NOT socialized medicine.

 

[bittyhorse23]

I'm actually very lucky right now with my job. It is pretty much the ONLY reason I am still working there. They pay our premiums 100% and the coverage is excellent. My last hospital visit cost me nothing and my Dr visits are $20. My meds aren't too bad. I pay $5 for everything except TOBI which is $30 and my enzymes which is $30. I have had no problems with them at all. They covered everything including my home health care when I was on home IVs.

I signed up for an FSA (flexible spending account) at work so the money is taken out ahead of time (before taxes) and then when I pay my copays I don't have to pay anything out of my pocket. Love it!

I'm scared when I have to leave my job because I don't know what I am going to do. I would love to continue my plan but COBRA is so expensive and it only lasts 18 months. Oh well....here's to finding a man with great health benefits too LOL!!!!!

 

[bittyhorse23]

I'm actually very lucky right now with my job. It is pretty much the ONLY reason I am still working there. They pay our premiums 100% and the coverage is excellent. My last hospital visit cost me nothing and my Dr visits are $20. My meds aren't too bad. I pay $5 for everything except TOBI which is $30 and my enzymes which is $30. I have had no problems with them at all. They covered everything including my home health care when I was on home IVs.

I signed up for an FSA (flexible spending account) at work so the money is taken out ahead of time (before taxes) and then when I pay my copays I don't have to pay anything out of my pocket. Love it!

I'm scared when I have to leave my job because I don't know what I am going to do. I would love to continue my plan but COBRA is so expensive and it only lasts 18 months. Oh well....here's to finding a man with great health benefits too LOL!!!!!

 

[bittyhorse23]

I'm actually very lucky right now with my job. It is pretty much the ONLY reason I am still working there. They pay our premiums 100% and the coverage is excellent. My last hospital visit cost me nothing and my Dr visits are $20. My meds aren't too bad. I pay $5 for everything except TOBI which is $30 and my enzymes which is $30. I have had no problems with them at all. They covered everything including my home health care when I was on home IVs.

I signed up for an FSA (flexible spending account) at work so the money is taken out ahead of time (before taxes) and then when I pay my copays I don't have to pay anything out of my pocket. Love it!

I'm scared when I have to leave my job because I don't know what I am going to do. I would love to continue my plan but COBRA is so expensive and it only lasts 18 months. Oh well....here's to finding a man with great health benefits too LOL!!!!!

 

[bittyhorse23]

I'm actually very lucky right now with my job. It is pretty much the ONLY reason I am still working there. They pay our premiums 100% and the coverage is excellent. My last hospital visit cost me nothing and my Dr visits are $20. My meds aren't too bad. I pay $5 for everything except TOBI which is $30 and my enzymes which is $30. I have had no problems with them at all. They covered everything including my home health care when I was on home IVs.

I signed up for an FSA (flexible spending account) at work so the money is taken out ahead of time (before taxes) and then when I pay my copays I don't have to pay anything out of my pocket. Love it!

I'm scared when I have to leave my job because I don't know what I am going to do. I would love to continue my plan but COBRA is so expensive and it only lasts 18 months. Oh well....here's to finding a man with great health benefits too LOL!!!!!

 

[bittyhorse23]

I'm actually very lucky right now with my job. It is pretty much the ONLY reason I am still working there. They pay our premiums 100% and the coverage is excellent. My last hospital visit cost me nothing and my Dr visits are $20. My meds aren't too bad. I pay $5 for everything except TOBI which is $30 and my enzymes which is $30. I have had no problems with them at all. They covered everything including my home health care when I was on home IVs.

I signed up for an FSA (flexible spending account) at work so the money is taken out ahead of time (before taxes) and then when I pay my copays I don't have to pay anything out of my pocket. Love it!

I'm scared when I have to leave my job because I don't know what I am going to do. I would love to continue my plan but COBRA is so expensive and it only lasts 18 months. Oh well....here's to finding a man with great health benefits too LOL!!!!!

 

[Ratatosk]

We pay 20% plus a $15 copay for each drug until we reach our out of pocket maximum of $1000, then it's $15 per drug. It's a bit of a rude awakening in January when we start over -- actually we're "used to it", because it's expected, but my husband went to pick up Tobi once and the pharmacy intern was in tears. Kept re-adding and saying this can't be right -- several hundred dollars, pulmozyme is just as bad. We were under the tobi foundation program which pays the amount over $25 that isn't covered by our insurance, but we're doing better financially and no longer qualify.

We also have flexible spending accounts -- I flexed $1250 last year and ran out by June, so I added an additional $500 for next year. If I don't need the money that I get back from flex, I'll throw it in a high interest bearing account, otherwise it goes right back in my checking account.

 

[Ratatosk]

We pay 20% plus a $15 copay for each drug until we reach our out of pocket maximum of $1000, then it's $15 per drug. It's a bit of a rude awakening in January when we start over -- actually we're "used to it", because it's expected, but my husband went to pick up Tobi once and the pharmacy intern was in tears. Kept re-adding and saying this can't be right -- several hundred dollars, pulmozyme is just as bad. We were under the tobi foundation program which pays the amount over $25 that isn't covered by our insurance, but we're doing better financially and no longer qualify.

We also have flexible spending accounts -- I flexed $1250 last year and ran out by June, so I added an additional $500 for next year. If I don't need the money that I get back from flex, I'll throw it in a high interest bearing account, otherwise it goes right back in my checking account.

 

[Ratatosk]

We pay 20% plus a $15 copay for each drug until we reach our out of pocket maximum of $1000, then it's $15 per drug. It's a bit of a rude awakening in January when we start over -- actually we're "used to it", because it's expected, but my husband went to pick up Tobi once and the pharmacy intern was in tears. Kept re-adding and saying this can't be right -- several hundred dollars, pulmozyme is just as bad. We were under the tobi foundation program which pays the amount over $25 that isn't covered by our insurance, but we're doing better financially and no longer qualify.

We also have flexible spending accounts -- I flexed $1250 last year and ran out by June, so I added an additional $500 for next year. If I don't need the money that I get back from flex, I'll throw it in a high interest bearing account, otherwise it goes right back in my checking account.

 

[Ratatosk]

We pay 20% plus a $15 copay for each drug until we reach our out of pocket maximum of $1000, then it's $15 per drug. It's a bit of a rude awakening in January when we start over -- actually we're "used to it", because it's expected, but my husband went to pick up Tobi once and the pharmacy intern was in tears. Kept re-adding and saying this can't be right -- several hundred dollars, pulmozyme is just as bad. We were under the tobi foundation program which pays the amount over $25 that isn't covered by our insurance, but we're doing better financially and no longer qualify.

We also have flexible spending accounts -- I flexed $1250 last year and ran out by June, so I added an additional $500 for next year. If I don't need the money that I get back from flex, I'll throw it in a high interest bearing account, otherwise it goes right back in my checking account.

 

[Ratatosk]

We pay 20% plus a $15 copay for each drug until we reach our out of pocket maximum of $1000, then it's $15 per drug. It's a bit of a rude awakening in January when we start over -- actually we're "used to it", because it's expected, but my husband went to pick up Tobi once and the pharmacy intern was in tears. Kept re-adding and saying this can't be right -- several hundred dollars, pulmozyme is just as bad. We were under the tobi foundation program which pays the amount over $25 that isn't covered by our insurance, but we're doing better financially and no longer qualify.

We also have flexible spending accounts -- I flexed $1250 last year and ran out by June, so I added an additional $500 for next year. If I don't need the money that I get back from flex, I'll throw it in a high interest bearing account, otherwise it goes right back in my checking account.