Get a copy of creditable coverage from your previous insurance company. Cobra allows for a 63 day lapse in coverage. That is a federal law. They must cover you with no preexisting clause if you were only insured under the 63 days. Also, make sure you appeal any claims they didn't pay so long as you should have been covered.
Good luck!
Any questions, email me or message me. koch_kristoffer@ yahoo.com
<div class="FTQUOTE"><begin quote><i>Originally posted by: <b>candi1976</b></i>
I have just recently stopped working, but with the job I was on they had blue cross and blue shield.... When I went into the hospital I found out that they denied paying for anything because I had one lousy month that I had an elapse in coverage!!! These insurance companys are something else im telling you!!! Thank goodness I have my husbands insurance, my enzymes are 90.00 every month
tobi was 35.00 every other month, but going off that due to wanting to get pregnant. And the Pulmozyme was coming up 300.00 ..... I called genetech company through pulmozyme and told them we can not afford this at all with all my other diabetic supplies as well and they said they have a endowment program, this is allowing me to get my pulmozyme every month for a year and the company is paying for it through the cf pharmacy..... after a year they will call you and re submit everything..... I hope this is help for you.... I dont know the guidelines but my husband does make alot of money, but we signed up before we were married, when I called them and told them the insurance company would only pay for all but 300.00 they said it didnt matter that I could still go through them to get the medicine...... Good Luck I hope this helps a bit</end quote></div>